title: Create Annotation instance with defaults, in Java
body: <p>How can I create an instance of the following annotation (with all fields set to their default value).</p>
  
  <pre><code>    @Retention( RetentionPolicy.RUNTIME )
      public @interface Settings {
              String a() default "AAA";
              String b() default "BBB";
              String c() default "CCC";
      }
  </code></pre>
  
  <p>I tried <code>new Settings()</code>, but that does not seem to work...</p>