title: How do you implement a web-based direct deposit/eCheck payment system?
body: <p>I'm trying to develop a site that will allow users to pay for services with eChecks that other users are offering.</p>
  
  <p>The purchaser would pay money that would go into my account via direct deposit. The service provider could later withdraw money up to the amount they accumulated to their bank account.</p>
  
  <p>Every time I ask payment gateway providers about this, they act like I'm speaking in a foreign language. Paypal told me that their API doesn't allow direct deposits or eChecks.</p>
  
  <p>What sort of merchant account / gateway combination do I need to do this? Can you direct me to any specific companies? I use Python/Django to develop applications, do you know of any libraries that might assist me with this endeavor?</p>