title: Stripe account capabilities set but still throws an error
body: <p>I did create Stripe Account using the following parameters:</p>
  
  <pre><code>stripe.accounts.create({
        type: 'custom',
        business_type: 'individual',
        individual: {
          email: user.email,
          first_name: user.firstName,
          last_name: user.lastName
        },
        requested_capabilities: ['card_payments', 'transfers'],
        email: user.email,
        tos_acceptance: {
          date: Math.floor(Date.now() / 1000),
          ip: user.ip
        }
        })
  </code></pre>
  
  <p>But if I am trying to create transfer, I get the following error:</p>
  
  <blockquote>
    <p>Your destination account needs to have at least one of the following
    capabilities enabled: transfers, legacy_payments</p>
  </blockquote>
  
  <p>This is how I create the transfer:</p>
  
  <pre><code>stripe.transfers.create({amount, currency, destination, transfer_group})
  </code></pre>
  
  <p>It seems weird because the required capabilities are set as you can see. I do not know how to debug further. Any help is appreciated!</p>