[User] Please transcribe this text

[Assistant] You really about to pull this up? You got surfing videos? Tackle? Tackle powered by Tacklebox and the little guy. Well look at that, that does look like you when it's a little surfer guy, right? So, okay.


[User] Please transcribe this text

[Assistant] Over the next lighthouse? Oh, it's lit. This actually looks pretty fun. Who, who got you into making this game? Me? You just made this all yourself?


[User] Please transcribe this text

[Assistant] Right. But that could be a good business to be in. I know a lot of different YouTubers and stuff. They got little games to come out.


[User] Please transcribe this text

[Assistant] Yeaah, there you go. See, you're still in that mentality. Get somebody to trap it for you. I support that.


[User] Please transcribe this text

[Assistant] We will come through, we will fucking run, run game on you. Yo, talk to me about the music, talk to me about the career, you got a new project out.


[User] Please transcribe this text

[Assistant] Right. So how long does it take you to put together this tape? You got like, how many songs? 15 songs, but you make like 100 songs a night, right?


[User] Please transcribe this text

[Assistant] What about the really viral interview that you did with Small Eyes? The one that, I know we talked about it last time, but I feel like we gotta reiterate too, cause that meme is still going.


[User] Please transcribe this text

[Assistant] You just roasting your crew right here? Nah, that's the thing with that small ass thing though is that if you offer me a percocet, I'll probably be like, alright give me that. He thought it was funny, he put it online. He started roasting your ass.


[User] Please transcribe this text

[Assistant] Huh? What were you doing there? Oh, stay there. Oh, you stay there for the most part? You just came out here to just do the interviews and stuff?


[User] Please transcribe this text

[Assistant] You go to Atlanta, they're nice. They're like, oh, hi sweetie, how you doing? Like what you want to eat? You know, like they're just, they're saucing you up. They're making you feel good when you go somewhere. You go to LA, I was just climbing this mountain near my house, hiking up and down for an hour. I did not look at one person that I walked by. I didn't make eye contact with anyone. I was just in Hawaii for a week before that.


[User] Please transcribe this text

[Assistant] Atlanta is the kind of place where somebody's gonna say, how are you doing?


[User] Please transcribe this text

[Assistant] But I guess you're talking, like when I talk about LA.


[User] Please transcribe this text

[Assistant] I'm talking about like yuppie ass people who live in West Hollywood and are kind of up their ass and they only care about working out and going to get their fucking twelve dollar juice and shit. You don't know those kind of people.


[User] Please transcribe this text

[Assistant] It can be tough when you get famous as fuck, right? Cause it's like, you know, it can be a little different. You gotta go out in public and stuff. It's a little bit more complicated. What do you really see as fun at this point?


[User] Please transcribe this text

[Assistant] It can be hard to keep everybody happy though just because, you know, you got so many people that are trying to get their shit going, get a check, etc. Meanwhile, you're the breadwinner.


[User] Please transcribe this text

[Assistant] Look, baby, shit. Woah woah. That song.


[User] Please transcribe this text

[Assistant] That's how I knew I had a good taste. Cause I heard that song off the key tape.


[User] Please transcribe this text

[Assistant] I just had him on the podcast a couple months ago. I just interviewed Thug. I'm talking to Thug. I just talked to Thug about Keed on camera. 1.4 million views. Boom. Promo. Hype.


[User] Please transcribe this text

[Assistant] What do you got him saving your phone as? I would talk the fuck everyday if I had his phone number. Lil' Keed, are you living? How you feeling? We interviewing your brother right now.


[User] Please transcribe this text

[Assistant] Let me see. Let's get a little, uh, a little key sound by here. Tell us about your brother real quick.


[User] Please transcribe this text

[Assistant] I'm doing great. Yo, what do you think we should talk to your brother about? He's already being pretty entertaining on here, but we need to know what the good subject matter is.


[User] Please transcribe this text

[Assistant] Much love. I just hung your phone up for you. Yeah, he's right though. Why you got Michael Myers on your pants?


[User] Please transcribe this text

[Assistant] Right. You don't gotta be using the sawing machine. You're a rapper, you don't need to be on that wave.


[User] Please transcribe this text

[Assistant] Yeaah, I'm so glad I don't play 2K, but just for the record, if you play Tetris, I'll fuck your ass up.


[User] Please transcribe this text

[Assistant] I remember I played one of my homies, we played Mortal Kombat and shit, and I went, I went and I learned every fucking move for this dude.


[User] Please transcribe this text

[Assistant] Oh you got that. People don't notice, he got a whole bag of video games. Like it's 1995 and you're a Nintendo Power World Champion or some shit.


[User] Please transcribe this text

[Assistant] Three controllers, in case you meet a couple of people that you need to fuck up.


[User] Please transcribe this text

[Assistant] That works for me. Uhm, whoop, whoop. Yo, lemme ask you about this. We did a vlog, actually, the hondra, the dude that you're threatening to destroy at 2k. You did a vlog where you got kicked out of the studio for smoking a cigarette.


[User] Please transcribe this text

[Assistant] Wait, you think he went and got a black guy so that there was no chance of y'all saying he was racist?


[User] Please transcribe this text

[Assistant] That actually makes a lot of sense. Cause y'all probably would say that.


[User] Please transcribe this text

[Assistant] Look at that, he getting the FaceTime screenshot shot out right there. Tapped in with my big bro.


[User] Please transcribe this text

[Assistant] What are them Volcom board shorts? Oh, he got the Gucci socks.


[User] Please transcribe this text

[Assistant] He dressin', he dressin'. He do, he got the Gucci on in the trap.


[User] Please transcribe this text

[Assistant] Yea, cause he called you lover at first on the phone. Some people might think that's a little weird. Not me.


[User] Please transcribe this text

[Assistant] You ever feel some type of way when you saw Lil Wayne kissing baby?


[User] Please transcribe this text

[Assistant] What up? Bro, you go overseas and it don't even matter sometimes in like France and some shit you'll be meeting like with a dude.


[User] Please transcribe this text

[Assistant] They smooch both cheeks as weird as fuck, and like, me as a person that do not ever think that like, you know, when I go to give somebody a hug, that's really the only thing I'm thinking. It's like, I don't want to let my lips hit theirs. My head could go anywhere besides towards their face. Yeah, yeah, yeah. That's what you're thinking.


[User] Please transcribe this text

[Assistant] Yeaah. Well hey, I respect that. How do you feel about, uh, Thug's album?


[User] Please transcribe this text

[Assistant] Is that inspirational to you or are you too close to it?


[User] Please transcribe this text

[Assistant] Have you had anybody try to sue you yet? No, you didn't get that far yet?


[User] Please transcribe this text

[Assistant] I like that you're so confident with that. You got any new jewelry? What's up with, what's going on? I like that you mix, you mix like the friendship bracelets with the diamonds.


[User] Please transcribe this text

[Assistant] Yeah, yeah, yeah. I've seen Space Jam. Actually, I should really watch, I should really watch Space Jam.


[User] Please transcribe this text

[Assistant] That's facts. Uhm, yeaah, I wanted to ask you too, uh,


[User] Please transcribe this text

[Assistant] I never listen to the thug get on it. I never actually listen to it. And that's like my favorite rubber.


[User] Please transcribe this text

[Assistant] That, that, that wave. That shit was number one for like 18 weeks. And I was interested for about one, one of those weeks. And I was, I was pretty much over it.


[User] Please transcribe this text

[Assistant] Me and you ain't kid. We're all bros. Brothers from the same. Y'all are brothers from the same mother. We're brothers from a different mother.


[User] Please transcribe this text

[Assistant] My mom, and your mom, they probably get along great.


[User] Please transcribe this text

[Assistant] I'll wear a shirt with your kid on it. It's a little weird, but you know, why not?


[User] Please transcribe this text

[Assistant] The lineage right there. Alright, so what else we need to know before I let you go?


[User] Please transcribe this text

[Assistant] Oh wow, you really do, huh? You got emojis of your bae. Why you got the- the- the- the- the- the- the- the- the- the- the-


[User] Please transcribe this text

[Assistant] There you go. You know what I've been fucking with is that one where you can make a little like baby bear be saying the shit that you're saying. You talk into it, like you'd be like, you know.


[User] Please transcribe this text

[Assistant] I'm gonna do it right now, here we go. This is gonna be classic right here. Hood, baby, shit.


[User] Please transcribe this text

[Assistant] No? Like, oh, here we go. Hood. Baby. Shit. No. I swear I've done this before. Hood. Baby. Shit. Oh, there it is.


[User] Please transcribe this text

[Assistant] That'd be really good for the culture. We can't just be having these rappers come in here and just tool on us.


[User] Please transcribe this text

[Assistant] Man, I got them good Prada's on right now, I just wanna throw that right there.


[User] Please transcribe this text

[Assistant] If you see me with a chain on, I got ten million dollars in the bank.


[User] Please transcribe this text

[Assistant] Ten million dollars, I'll buy a ten thousand dollar chain. How about that? Little piece of shit. Everybody be laughing at me.


[User] Please transcribe this text

[Assistant] 10 million in the bank, I feel comfortable, I could drop 10k on the chain, yeaah.


[User] Please transcribe this text

[Assistant] Nah, when I win the, when I win the fucking 2k world championships, then I don't get a chain.


[User] Please transcribe this text

[Assistant] Ice style, ice style game. Alright, Lil Gotti, I appreciate you coming through, bro.


[User] Please transcribe this text

[Assistant] Still have space at pay three. You thought anymore about that export business I came up with? You were serious about that?


[User] Please transcribe this text

[Assistant] Come on, man. Paperweights? Own a piece of Meridian, only $4.99. I'm telling ya, we have the supply, just gotta build some demand.


[User] Please transcribe this text

[Assistant] I'll tell you what. Our folks at Apogee are plenty strong. Don't think you vultures can pick the bone so fast.


[User] Please transcribe this text

[Assistant] War arms broke on the mining rig. Mon-gooses?


[User] Please transcribe this text

[Assistant] No Jumper, coolest podcast on the world, and today I'm here with Draco the Ruler's lawyer. Introduce yourself.


[User] Please transcribe this text

[Assistant] How did you get wrapped up in this, if you're, uh, typically doing law in San Francisco, and this is a very LA case.


[User] Please transcribe this text

[Assistant] I said, what did I say? I said something about he's just a gatekeeper, a pillar of, of gate, just a watcher, the guy who's really sort of just been doing the Lord's work documenting LA hip hop, uh, non-stop, regardless of the extent to which it's popular. Like that doesn't really matter so much to Jeff.


[User] Please transcribe this text

[Assistant] Paying attention and documenting important stuff going on in the culture. It's a very valuable service.


[User] Please transcribe this text

[Assistant] So in terms of the actual case, because the reason why so much of this is based on, uh, lyrics and things that have been done in music videos and such is because there really isn't any


[User] Please transcribe this text

[Assistant] Evidence tying Draco to this case. It's, it all stems back to the shooting that took place at a, uh, it was a pajama party of some sort.


[User] Please transcribe this text

[Assistant] Right. And more or less, a couple of guys show up, they see some guys that they don't like, they shoot at them, a couple guys get hit, but one of them dies. And, uh, Drago the Ruler was nowhere to be found. Wasn't supposed to be there, uh, wasn't anywhere nearby, right?


[User] Please transcribe this text

[Assistant] But did he actually even make it into the party? Didn't he show up and not even actually enter?


[User] Please transcribe this text

[Assistant] But, and so those people knew Draco, but they, there's no evidence to suggest that he directed them to go there to deal with anyone.


[User] Please transcribe this text

[Assistant] Yeah, the idea that Greedo had gone there basically to pursue and potentially kill fellow LA rapper RJ, even though RJ was not supposed to be there, was not there, never intended to be there, was not billed as being there, and he himself has said that he didn't believe that Draco had any desire to kill him at that time.


[User] Please transcribe this text

[Assistant] Right, and so Draco's name gets inserted into the conversation surrounding this murder because he, the detectives are listening to a wiretap to an unrelated case and they hear Draco's name said, is that correct?


[User] Please transcribe this text

[Assistant] Right. And if you watch Draco's videos, I mean, there's a lot of lean, there's a lot of guns, there's a lot of just him with his homies hanging out. You could see how from somebody's perspective, if they wanted to paint him as a villain, that they could just take a look at his music videos and think, oh, there's a whole lot of ammunition to work with here.


[User] Please transcribe this text

[Assistant] And, and I was just reading the article that came out today in The Guardian about this case and they, I guess they honed in on really specified this one lyric where Draco just says something like chop or make him go uh.


[User] Please transcribe this text

[Assistant] Which is like, if you know about rap, you know that that's just, any rapper could just say that. It's like rappers say casual lines about guns and violets all the time. There's no need to read into it. That is the most generic.


[User] Please transcribe this text

[Assistant] Rab lyric that is not meant to say that he committed any sort of specific action at all. The idea that that lyric would be put under a microscope is quite frankly terrifying.


[User] Please transcribe this text

[Assistant] Right. And so this case has already been to trial and Draco was found not guilty on the vast majority of his counts aside from like possession of a firearm, correct?


[User] Please transcribe this text

[Assistant] But their argument is that because Draco was part of what is really a rap group called the Stink Team, but which they were trying to portray as a gang, uh, which is actually really notable because Draco is like one of the few LA rappers who for the most part has basically avoided really characterizing himself as part of a gang.


[User] Please transcribe this text

[Assistant] Stink Team has always been a rap group. Everybody has always regarded it as that.


[User] Please transcribe this text

[Assistant] To call it a gang is really kind of stretching the interpretation of what a gang is. The stink team was not a gang in the sense that, you know, the...


[User] Please transcribe this text

[Assistant] It doesn't matter that Draco wasn't aware of those acts, or that he had anything to do with planning them, alleged acts, but,


[User] Please transcribe this text

[Assistant] It's because he would have ultimately benefited from those acts as a member of this gang, which is actually a rap group.


[User] Please transcribe this text

[Assistant] Actually become part of those organizations in a more serious way.


[User] Please transcribe this text

[Assistant] Is it any, is it that there's a particular beef with Draco from Detective Hardiman or any other officers that have just a real sheer animosity for the guy? Or is this a case where it's just sort of the LAPD as a whole, just not wanting to see a real true LA gangster rapper flourish?


[User] Please transcribe this text

[Assistant] Okay, so you think this might sort of be almost like a relic of like an old time LA cop mentality where they're sort of being allowed to prosecute them in a way that maybe wouldn't fly with LAPD?


[User] Please transcribe this text

[Assistant] Are you representing any of the other members of the Stink team? Because a lot has been made about their situations being even sort of more severe. I know Ralphie the Plug has already pled guilty to something, right? He's already accepted some years.


[User] Please transcribe this text

[Assistant] Most average LA teenager type crime ever that you would never expect to be wrapped up into this sort of case.


[User] Please transcribe this text

[Assistant] Okay, uhm, let me ask you this. What do you, from your perspective, what needs to happen in Draco's upcoming trial in order for him to avoid the majority, the long sentences that are being thrown around? Like, what needs to be proven that didn't take place this prior trial?


[User] Please transcribe this text

[Assistant] Are we supposed to believe that Master P is really...


[User] Please transcribe this text

[Assistant] Some sort of military leader of the No Limit Army, you know?


[User] Please transcribe this text

[Assistant] Is there anything realistically that people at home could do to like raise awareness about this? Do you imagine that the conversation about this case could potentially reach such a fevered pitch that


[User] Please transcribe this text

[Assistant] Somehow higher ups in LA would be forced to maybe step in and say like, Hey, maybe we should have some more eyeballs on how this case is being tried. Like, do you see that as a possibility?


[User] Please transcribe this text

[Assistant] They seem to start, they're starting to really get interested in this, right?


[User] Please transcribe this text

[Assistant] Right, and it's interesting too because I mean, you've got like a Meek Mill who's sort of become the face of criminal justice reform in terms of hip hop and everything. Meek Mill is a huge name, a huge money earner.


[User] Please transcribe this text

[Assistant] It's more beneficial for their public image to just leave the shit alone instead of retrying it because you know they're humiliated because they didn't get them the first time around. So they're like, oh, let's double down. Let's really go for this again. We just have to get to the point where it's so embarrassing that they realize that it's time to just abort ship and leave the guy alone.


[User] Please transcribe this text

[Assistant] It's so painful that he's sitting in a cell through all this.


[User] Please transcribe this text

[Assistant] You can't say anything about anybody online without expecting some percentage of your fanbase to find that person's account and message them and say fuck you. That tweet, I believe it was the Draco poster, actually was so sad, so depressing because you're realizing that this is a guy that we all know to be a tough, strong guy.


[User] Please transcribe this text

[Assistant] Really regretting that he had ever tried to become a rapper because it had gotten him into this situation and that he had genuinely


[User] Please transcribe this text

[Assistant] Wish that he had never tried to become an artist because it has been used against him so mercilessly.


[User] Please transcribe this text

[Assistant] And you could easily imagine a scenario in which Draco was on house arrest sitting in his house with a fucking ankle monitor on waiting out the last nine months. And that maybe being an acceptable thing, but that's not the case.


[User] Please transcribe this text

[Assistant] And I'm sure a day or a week of solitary is brutal, but I mean, nine months is...


[User] Please transcribe this text

[Assistant] Right. So, when is your estimate of when he's gonna be able to, uh, seek justice again in a court of law? It's been pushed back, right? Well, we're seeking justice tomorrow morning. Tomorrow morning, okay.


[User] Please transcribe this text

[Assistant] For sure. I mean, I guess we'll see what happens tomorrow and regardless, we gotta keep trying to


[User] Please transcribe this text

[Assistant] Keep the, the chorus of people who are talking about this, we gotta keep making that grow one way or another, whether it's just finding more and more big names that we can get to comment about it, or just creating more and more of a public outcry, and anybody who's sort of works in the journalistic world, I mean,


[User] Please transcribe this text

[Assistant] The, the, the Guardian was great. I mean, I can imagine a scenario where if this really goes as far as it could, that we could see the New York Times getting interested in talking about it and stuff. Cause these really are like very far reaching implications. It's not just one man's struggle.


[User] Please transcribe this text

[Assistant] And this ain't no regular rapper either. My man Draco is crazy. If there's anybody who's just watching this purely from a sort of social justice perspective, just know that...


[User] Please transcribe this text

[Assistant] One of the finest men to have touched a mic in the last however many years, in LA in particular.


[User] Please transcribe this text

[Assistant] Uhm, alright, anything else that people at home should know or things they should keep in mind if they want to support him or?


[User] Please transcribe this text

[Assistant] I appreciate you coming in. Let's definitely, uh, keep making noise about this thing. Great. Thank you. Appreciate you, man. Hey, this is Ben, NoJumper, coolest podcast in the world. Check us out on YouTube, SoundCloud, iTunes, Like, Comment, and Subscribe. And, uh, go support Drago the Ruler, I guess. Listen to him on Spotify or something. Go follow the man on Instagram. Show him some support. I'm sure he's hearing about it from somebody. Thank you. Appreciate y'all.


[User] Please transcribe this text

[Assistant] We do all organic soul food here, all organic. Uh, we got a choice of four sides for you. Clean meat and greens, my mama's beans and rice.


[User] Please transcribe this text

[Assistant] Cousin Keena's mac and cheese and Momo's candy yams. I think y'all had all of them. I can show y'all better than I can tell y'all. Make sure y'all pull up anytime. Address 1110 East 7th Street downtown Los Angeles. You can't miss us. It's the black building. Black owned business. Come show love. Bless.


[User] Please transcribe this text

[Assistant] Student loans are structured to be paid over a very long period of time. They have no statute of limitations, which means that they follow you. They can follow you till you die. God.


[User] Please transcribe this text

[Assistant] Mama, that's unfair. Mama, that's so unfair. So it'd be a blessing to be taken down by her.


[User] Please transcribe this text

[Assistant] You're pretty sharp. It must have been you snooping around. I hope you weren't thinking of interfering. That'd be a mistake.


[User] Please transcribe this text

[Assistant] Looks like it, Mira. We've been making things interesting, too. What a disappointment.


[User] Please transcribe this text

[Assistant] Say, who's supporting you? Who's backing you up? You can't have done this on your own. Travel through time like this? Just to fight us? So, the silent treatment, huh? No matter. Let's leave them for now, Mira. You don't mind, right? They're nothing right now. I can't extract much energy from them anyway. For now,


[User] Please transcribe this text

[Assistant] Well, let's move on to the next era.


[User] Please transcribe this text

[Assistant] I'll let you live for now, but get in our way again and we'll have you erased.


[User] Please transcribe this text

[Assistant] I wonder, is that Goku's son?


[User] Please transcribe this text

[Assistant] I think it's time to harvest. Your energy will be ours.


[User] Please transcribe this text

[Assistant] I'm here, Mira. That'll be all. Let's retreat for today.


[User] Please transcribe this text

[Assistant] We're done here. This is going to be most interesting.


[User] Please transcribe this text

[Assistant] Seems like there are other people coming after us besides Trunks.


[User] Please transcribe this text

[Assistant] Huh. I knew you'd show up. What a lame reaction. I bet you thought you actually helped him. Am I right?


[User] Please transcribe this text

[Assistant] You see, Trunks, I actually made two changes.


[User] Please transcribe this text

[Assistant] They both have high power levels. If we steal his energy, Demon Realm will soon be ours.


[User] Please transcribe this text

[Assistant] You again. You're always finding me, aren't you? Such an annoying pest. I don't know how you did it, but it looks like Trunks is okay.


[User] Please transcribe this text

[Assistant] No, I don't need to know You honestly think you can win?


[User] Please transcribe this text

[Assistant] You've done it now. You've ruined my dream. Of eternal life and youth. I was so very close.


[User] Please transcribe this text

[Assistant] But the Dragon Balls petrified.


[User] Please transcribe this text

[Assistant] What is Ripple? How does it work? Is XRP, Ripple's cryptocurrency, a good investment? And what does this all have to do with the banking system? Well, stick around. In this episode of Crypto Whiteboard Tuesday, we'll answer these questions and more.


[User] Please transcribe this text

[Assistant] Hi, I'm Nate Martin from 99Bitcoins.com and welcome to Crypto Whiteboard Tuesday, where we take complex cryptocurrency topics, break them down, and translate them into plain English. Before we begin, don't forget to subscribe to the channel and click that bell so you'll immediately get notified when a new video comes out.


[User] Please transcribe this text

[Assistant] Today's topic is Ripple and XRP, one of the leading cryptocurrencies around. Have you ever had occasion where you needed to wire money to someone, only to be told it might take several days for that money to appear in their account?


[User] Please transcribe this text

[Assistant] Well that's because most major banks are still using systems that were built 40 years ago for this task.


[User] Please transcribe this text

[Assistant] Swift, Moneygram, and Western Union are just some examples of slow, expensive, and relatively limited systems that financial services use to transfer money. On top of that, not all of the banks are connected via the same network.


[User] Please transcribe this text

[Assistant] More often than not, it will have to go through several intermediary banks, searching for common network connections between each other in order to clear a path for the money.


[User] Please transcribe this text

[Assistant] That's why international wire transfers are so slow and costly. Each bank along the way takes time to process the transaction and a fee for servicing the process. In some cases, bank transfers must involve currency conversions, which make things even more problematic and expensive.


[User] Please transcribe this text

[Assistant] For example, directly transferring currency from Japan to Nicaragua means turning Yens into Cordobas, which is generally not feasible.


[User] Please transcribe this text

[Assistant] The reason is that Japanese banks don't usually hold accounts denominated in Cordobas because there's not a lot of demand for them.


[User] Please transcribe this text

[Assistant] However, both Japanese and Nicaraguan banks hold accounts in dollars.


[User] Please transcribe this text

[Assistant] So instead, an individual or bank will usually trade Yens for dollars and then dollars to Cordobas. As you can imagine, this process can be costly due to the multiple conversions. In short, the banking system today doesn't have a main connecting network with a uniform set of rules.


[User] Please transcribe this text

[Assistant] Each time you want to exchange or send money through the banking system, you need to find a path to transfer that money, depending on the circumstances.


[User] Please transcribe this text

[Assistant] That's exactly what Ripple is here to change. Just like the internet has its own rules or protocol to transfer information, known as HTTP, RippleNet uses a protocol known as RTXP for moving value around the world.


[User] Please transcribe this text

[Assistant] Ripple Labs, the creators of RippleNet, aim to create the Internet of Value, a way for money to move as quickly as information does.


[User] Please transcribe this text

[Assistant] Through the use of RippleNet, there is no reason to pay a fortune and wait days when transferring money globally. The idea for Ripple was actually first conceived way back in 2004 by Ryan Fugger and was called RipplePay.


[User] Please transcribe this text

[Assistant] But in 2012 was passed to Jed McCaleb and Chris Larson, who founded OpenCoin, later to be called Ripple Labs. Unlike most cryptocurrencies who focus on the individual, Ripple Labs aims to serve banks and payment providers, allowing them to lower transaction costs and expedite settlements. But how does it all work?


[User] Please transcribe this text

[Assistant] RippleNet is a network based on a set of rules known as the Ripple Transaction Protocol, or RTXP for short. The network consists of computers known as validators that are spread around the world and maintain a shared ledger of who owns what.


[User] Please transcribe this text

[Assistant] Validators make sure every transaction sent through the network follows the RTXP rules. Anyone can run a validator and help maintain the Ripple network just like anyone can run a Bitcoin node to maintain the Bitcoin network.


[User] Please transcribe this text

[Assistant] Companies who want to access the Ripple network can use gateways.


[User] Please transcribe this text

[Assistant] Gateways, which are usually run by banks, act as entry points to Ripple for people outside the network. It's the same idea as going to a bank or a credit company to gain access to the banking system. So, Ripple basically offers businesses an alternative to the banking system in the form of an internet of value called RippleNet.


[User] Please transcribe this text

[Assistant] Ripple products like xRapid, xVaya, and xCurrent are offered to companies in order to optimize their current solutions for transferring money around the world.


[User] Please transcribe this text

[Assistant] It's worth mentioning that for you as a customer of a financial service using Ripple, this solution is transparent. If the bank switches to this technology, your bank account balance could be residing on the XRP ledger tomorrow and you would never know it. This all sounds great, but what type of currency can actually be sent through the Ripple network?


[User] Please transcribe this text

[Assistant] Unlike other cryptocurrency protocols which support only their own asset, Ripple offers two different types of currencies, IOUs and XRP. IOUs are tokens on the Ripple network that can be stored on any Ripple wallet.


[User] Please transcribe this text

[Assistant] Just like we can store a variety of Ethereum tokens on an Ethereum wallet, we can have plenty of tokens coexisting on the same Ripple wallet.


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[Assistant] But we should really stop the comparison here, since this is as far as the similarities go. Any participant on the Ripple network can issue an IOU. However, an IOU doesn't represent something you own, it represents something you owe. It's a debt. An obligation to pay back something you got in real life.


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[Assistant] When I issue an IOU to someone, it means I owe them something.


[User] Please transcribe this text

[Assistant] When I hold an IOU issued by someone else, it means someone owes me something. Each IOU has a name that is comprised out of who issued it and what it represents. For example, USD.Bitstamp is an IOU issued by Bitstamp promising to pay back US dollars.


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[Assistant] An IOU can be issued for any type of real world asset. For example, you can have an IOU for dollars, euros, gold, oil, airline miles, and even cows.


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[Assistant] Unlike other forms of debt that can be traded, IOUs for the same asset type are not interchangeable if they were issued by two different people. For example, if I borrow money from you and issue you a 20 USD.NateIOU,


[User] Please transcribe this text

[Assistant] Since each IOU has a different credit line or trust line, you can only redeem the USD.Nate IOU from me. It's important to note that the IOU itself is not the asset. It's just a promise by the issuer to give you the asset back in the future.


[User] Please transcribe this text

[Assistant] This promise won't do you any good if the issuer isn't good for his word. That's why trust pays an important issue with IOUs. In order for you to accept an IOU from someone, you have to trust that they will be able to pay you back.


[User] Please transcribe this text

[Assistant] In RippleNet, this is known as a trust line. A trust line is somewhat similar to a line of credit with the bank. It's an agreement to trust someone up to a limited amount of money.


[User] Please transcribe this text

[Assistant] Aside from IOUs, there is another currency the Ripple protocol supports, XRP.


[User] Please transcribe this text

[Assistant] XRP is a currency issued by Ripple Labs to help transfer payments through the Ripple network.


[User] Please transcribe this text

[Assistant] For example, if a bank wants to move large amounts of money instead of needing to use multiple intermediary banks to transfer the money, it can just convert the money to XRP and send that XRP to the recipient bank. It's important to note that two banks don't have to use XRP to transfer assets between them.


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[Assistant] Instead, they can choose to keep an open tab using IOUs only without ever closing it.


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[Assistant] Still, XRP is a form of payment that, unlike an IOU, is final and considered a tradable asset by anyone on the network. Unlike IOUs, XRP is the actual asset, so there is no counterparty risk.


[User] Please transcribe this text

[Assistant] In other words, once you received payment in XRP, the transaction is made and there's no fear that the other party will not meet its obligations for payment. So, if no trust is needed and no trust line needs to be opened when sending XRP to the other network participants, why do we even need IOUs?


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[Assistant] The simple answer is that XRP, being a cryptocurrency asset by itself, is relatively volatile and also not respected worldwide.


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[Assistant] IOUs, on the other hand, are treated and valued as the assets each represents. XRP has additional advantages as well. It's fast and scalable.


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[Assistant] Sending an XRP transaction through the network takes 4 seconds as opposed to Bitcoin's 10-minute average. Also, XRP can handle 1500 transactions per second, while Bitcoin can handle only 7.


[User] Please transcribe this text

[Assistant] So the upside of using XRP as a form of payment is pretty obvious. One question people ask us a lot is, if XRP is a cryptocurrency, can it be mined? The answer is, no it can't.


[User] Please transcribe this text

[Assistant] Mining in Bitcoin is done in order to confirm and determine the order of transactions on the blockchain. In Ripple, transactions are handled through a different process. Let me explain.


[User] Please transcribe this text

[Assistant] When an XRP transaction is broadcast through the network, the validators that maintain the network decide if it's valid or not through voting.


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[Assistant] When a validator receives the transaction, it consults with other trusted validators and they vote on whether a transaction is valid. If 80% or more vote it valid, the transaction is updated in the Ripple Ledger.


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[Assistant] This list of trusted validators that a validator consults with is known as a unique node list, or UNL for short.


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[Assistant] Each validator has its own UNL. Deciding who will be included in the validator's UNL is completely up to the person who runs the validator.


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[Assistant] However, Ripple offers a default list of trusted validators. Validators don't get compensated for the work like Bitcoin miners do with new coins.


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[Assistant] When Ripple Labs started out, they actually issued, or pre-mined, a total of 100 billion XRP. And according to the Ripple protocol, no more XRP can ever be created. You might be wondering,


[User] Please transcribe this text

[Assistant] Who owns all of these pre-mined coins? 20 billion XRP were given to Ripple founders, Jed McCaleb, Chris Larsen, and Arthur Britto. Ripple Labs holds around 7 billion XRP.


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[Assistant] 40 billion XRP have been sold to companies and individuals.


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[Assistant] The remaining supply is sealed in a smart contract that releases 1 billion XRP into Ripple Labs hands each month until all of the 100 billion XRP cap will be reached. XRP can be divided into 6 decimal points with the smallest unit being known as a drop.


[User] Please transcribe this text

[Assistant] If you want to hold XRP, you will need a wallet that supports the currency and a minimum deposit of 20 XRP in your account. This is done in order to prevent people from spamming the Ripple network by opening a large number of accounts.


[User] Please transcribe this text

[Assistant] One last thing to know about XRP is that the XRP supply decreases over time, making it, in theory, more valuable as time passes. This is done through destroying the transaction fees attached to each XRP transaction.


[User] Please transcribe this text

[Assistant] For example, at the time of shooting this video, we're down to about 99.99% of the original 100 billion XRP. The missing XRP are transaction fees that have been destroyed and can never be used again.


[User] Please transcribe this text

[Assistant] So, is it a good idea to invest in XRP? When people invest in XRP, they are basically betting that in the future, banks and institutions will use XRP to move value and will therefore buy XRP and drive up its price. Of course, banks could always use IOUs instead, and that will keep XRP's price rather stagnant.


[User] Please transcribe this text

[Assistant] Therefore, the question of will XRP rise in value is mainly a question of whether a majority of banks and payment providers choose to utilize it instead of their current infrastructure. Before we end this video, I want to touch upon one more subject, and that's the criticism about Ripple being a centralized platform.


[User] Please transcribe this text

[Assistant] There are many arguments for both sides, and while I clearly have my opinion, I will try to display some of the main points of debate.


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[Assistant] Just like Bitcoin, once Ripple's protocol is published, Ripple Labs has no control over it. Validators run the code themselves. This is pretty similar to Bitcoin's core development team maintaining the Bitcoin protocol but having no real control over the nodes that run it.


[User] Please transcribe this text

[Assistant] But while Ripple Labs doesn't control the protocol, it does have a lot of influence since it is the organization maintaining it. So if for some good reason it determined to create more coins, it might succeed. Ripple Labs is sort of a central bank for RippleNet.


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[Assistant] The Ripple protocol itself is open source, meaning that if Ripple Labs ceases to exist, the validators can still run the network themselves. On the other hand, products the company offers to banks and institutions aren't open source and are run solely by Ripple Labs.


[User] Please transcribe this text

[Assistant] The number of Ripple validators today is relatively small and is a fraction of the number of Bitcoin nodes that maintain the Bitcoin network.


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[Assistant] Since these relatively few validators are ultimately responsible for maintaining the integrity of the network, this raises the question,


[User] Please transcribe this text

[Assistant] How can we know the validators aren't colluding in order to defraud Ripple's users? Another attribute in Ripple that raises concern is that you ultimately have to depend on trust in order to use the IOU tokens. In contrast, Bitcoin's entire system is designed to work in a trustless environment.


[User] Please transcribe this text

[Assistant] Additionally, while Bitcoin is free for all and censorship resistant, Ripple is committed to monitoring and reporting any anti-money laundering flags across the network, as well as reporting suspicious activity to relevant authorities.


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[Assistant] On the upside, since there's no such thing as Ripple mining, the network itself is much more energy efficient compared to Bitcoin's extreme energy consumption. In the end, there's no clear answer to whether Ripple is decentralized or not.


[User] Please transcribe this text

[Assistant] Personally, I think the real question of centralization arises when there's one key figure or company that has implicit power over what the community thinks.


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[Assistant] And in this case, Ripple Labs undoubtedly has the most influence on the entire Ripple community, making it much more centralized in nature than Bitcoin. It's up to you to decide if you think Ripple is centralized or not, or whether it even matters.


[User] Please transcribe this text

[Assistant] Ripple isn't built on the same ideals as Bitcoin. It's a for-profit company serving the banking system. Perhaps this centralized solution is a more efficient means of international transaction, but is it the right one?


[User] Please transcribe this text

[Assistant] Well that's it for today's episode of Crypto Whiteboard Tuesday. Hopefully by now you understand what Ripple is and how it works. A network designed to move value around the world, mainly aimed at banks and payment providers.


[User] Please transcribe this text

[Assistant] Thanks for joining me here at the whiteboard. For 99Bitcoins.com, I'm Nate Martin, and I'll see you in a bit. Act as entry points to Ripple for someone outside.


[User] Please transcribe this text

[Assistant] You faggot still got something to say to me? Yeah. Fuck off. I don't like spicks who tell me to fuck off.


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[Assistant] Bomb please. We have much to discuss.


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[Assistant] Shocking isn't it? The great Amazon army, preparing to subjugate an entire continent.


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[Assistant] If Superman consolidates his rule, the conflict which fuels my powers will cease permanently.


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[Assistant] You've been discovered. I'll leave you to your work.


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[Assistant] Four little monkeys jumping on the bed. One fell off and bumped his head. Mama called the doctor and the doctor said, No more monkeys jumping on the bed.


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[Assistant] Nojumper, coolest podcast in the world, and today we have producer to the stars, legendary producer who's been doing it for 20 plus years. Motherfucking Zaytoven in this bitch. How you doing bro?


[User] Please transcribe this text

[Assistant] For sure. Uhm, so yeaah, let's talk a little bit about your upbringing and stuff. Everybody, uh, not everybody knows, but some people might know that you were actually born in Germany. How did that come about?


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[Assistant] I was just looking at your Wikipedia article and it's like, Zaytoven is a German hip-hop producer. I'm like, that doesn't really feel like it's true, even though it might technically be true.


[User] Please transcribe this text

[Assistant] Yeah, so then your, your family relocated to the bay?


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[Assistant] So, do you remember this being very disturbing to your life, like as a child?


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[Assistant] It's a really like common theme that I feel like I see with a lot of successful people that I talk to is that


[User] Please transcribe this text

[Assistant] Yeah, and that's kind of always been sort of, uh, something that I've seen through your music and everything is that you've been able to adapt.


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[Assistant] Yeaah, it's interesting because we actually just happened to have Trippie Redd out back.


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[Assistant] Yeah, is that something that stands out to you as exciting as like to be able to work with somebody who's like new and just sort of starting to make their mark in the game?


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[Assistant] He just said, I've been making rock music lately. You didn't sound scared of that challenge.


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[Assistant] That's crazy. Uhm, so yeaah, okay, so you relocate to the bay and is that where you spent like the majority of your childhood? Like stations?


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[Assistant] Right. You know, when I think about it, like my childhood in the church was mostly just me not wanting to be there and just having a bad attitude about it. I wish I had been willing to do something more productive, you know?


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[Assistant] Yeaah, so uh, yeaah, that's really interesting. Do you feel like that when a producer like you has like a fuller understanding of what music really is, that that's beneficial? Because a lot of producers just don't have any kind of like musical understanding besides they heard some beats, they like them, they go and copy them.


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[Assistant] And it made me so curious about every single thing about what was going on in like Los Angeles street culture too. I was like, I have to understand what the fuck they're talking about and what this is all about, you know?


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[Assistant] Yeaah, that's crazy. So uhm, did you start, when did you actually start making beats or getting involved?


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[Assistant] But was JT, JT was already established in the game at this point?


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[Assistant] Yeaah, that's crazy, like that moment where you realize like, oh, I could actually play a role in this, I could actually take part in the culture.


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[Assistant] Right. Do you ever think that you could have like become so infatuated with that scene and that style that you might not have like been open minded enough to get out of there and go do something different?


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[Assistant] Cause a lot of artists sort of get caught up in the bay and it's like, they'll be real popular out there, but it's kind of hard to break out from there.


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[Assistant] Interesting. And I mean, I guess Atlanta was different. Like what year was it when you moved there?


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[Assistant] So it wasn't really popping off like the way we think of Atlanta being the home of hip-hop now.


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[Assistant] Yeaah. So, so you get out there, and what was your parents' opinion of what you had going on in your life? Because, you know, they're in the church, they're probably looking at the guys you're hanging out with, like, what the fuck are these guys doing?


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[Assistant] Who started to give you the idea that you might be able to be a full-time producer?


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[Assistant] Thank God you got so successful because it would have been a real shame if you had kept cutting hair and sort of not put your full energy into music at some point.


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[Assistant] That's insane because I had known about you for like six years at that point.


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[Assistant] Damn, that's crazy. So, so we gotta, so who, what artist do you originally start working with like before Gucci in terms of your Atlanta timeline?


[User] Please transcribe this text

[Assistant] Not really, like Gucci was the first guy. And he was shopping another artist?


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[Assistant] When you, did you ever have a moment where you're a strict military family met Gucci Mane? Was it a weird interaction?


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[Assistant] Yeaah, that's crazy. So, did he actually put out any like mixtapes or anything before, uh, the Black Tea song? Or was it, did he have anything out like officially before that?


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[Assistant] Right. So then, did you already know Jeezy at this point, or?


[User] Please transcribe this text

[Assistant] Right. Yeah. So that one really went crazy? Was that like your first like huge success?


[User] Please transcribe this text

[Assistant] Yeah, just cause the rapper's doing Xans doesn't mean he wants you to be doing that, probably. That's not gonna work out great long term.


[User] Please transcribe this text

[Assistant] Yeah, that's crazy. Did you ever, uh, get into it with Gucci? Like, I always would hear stories about him walk a fight and shit like this. You ever, like, have butt heads?


[User] Please transcribe this text

[Assistant] Yeah, that's like a good personality trait to like be willing to just like face up to a conflict real close to it and just get up in it.


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[Assistant] I think that helps, like same thing in a relationship, but you don't want to like fight for days. You could fight for an hour, but like don't go to bed mad at her, you know? Exactly.


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[Assistant] That's crazy. Alright, so, so, so IG starts exploding, uh, from your perspective, did that change things for you, or were you just sorta like, amazed and you wanted to keep working on stuff?


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[Assistant] Yeah, that is fucking crazy. So, that song blows up and then were you involved at all in the Gucci, Jeezy, Beef? Like what was that like from your perspective that sort of unfolded from that song?


[User] Please transcribe this text

[Assistant] That's uh, it probably says a lot about like how people view you personality wise, cause I mean, you hear stories about producers getting fucked up here and there.


[User] Please transcribe this text

[Assistant] That's crazy. So from there did you continue to like work mostly with Gucci or like how did you start to expand out into working with other people after that?


[User] Please transcribe this text

[Assistant] Did Juice Man's style blow you away when you first heard it? Did it take you a while to like, get used to it?


[User] Please transcribe this text

[Assistant] Yeaah. I always felt like it was like a crime that they didn't really like keep working together for that long at that time period, you know?


[User] Please transcribe this text

[Assistant] He should have been bigger than he probably was. And you still put on-


[User] Please transcribe this text

[Assistant] Yeah, uhm, okay, so, uh, we got a long list of other artists that you worked with around that time, but okay, so, with OJ, who did you really start working with after that?


[User] Please transcribe this text

[Assistant] Did you, did you feel like you really started learning about the music industry and like how to navigate that shit at a certain point or was that just like a slow learning process?


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[Assistant] Was there anything about their, them at that time? Like, I mean, when you really look at the Migos success, it's like the craziest thing ever. Like, it's gone so far, even compared to somebody like Gucci. Gucci's one of the biggest rappers out, but Migos are on a totally different level than almost everybody at this point.


[User] Please transcribe this text

[Assistant] Yeaah, it's crazy. Uhm, was, so, did you ever, like, attempt to sign them, or, have you always been, like, interested in signing artists, or has that come much later?


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[Assistant] Unbelievable. I also just want to point out that I said drug dealing music was actually drug dealing hip hop.


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[Assistant] The El Dorado Red song. You might have been confused for a second what I meant. Man, El Dorado was so hard.


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[Assistant] Yeah, and honest was the one that people didn't generally like.


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[Assistant] He followed up on that though, like he really did rap over the weirdest beats you gave him.


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[Assistant] And was that, how many songs do you think you made before the album was figured out? A hundred?


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[Assistant] Did you feel it on him right then that he really had something to prove and that he was motivated to get back what he had kinda lost at that point?


[User] Please transcribe this text

[Assistant] Oh, on the Gucci song? On the Gucci collaboration?


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[Assistant] Yeah, it's weird, like, with people who don't really know about rap that I was explaining, like, who are you interviewing? I'm like, Zato, when he's like, the dude that


[User] Please transcribe this text

[Assistant] And just when you started to think that the slob on my knob might have gotten like sort of forgotten, Future comes out and brings it back on that Kendrick song and now it's, it's all.


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[Assistant] Crazy. Uh, there's one, I noticed your manager and your lady friend have stood up, so I just want to, I figure we're kind of on tight time here, but I did want to ask about


[User] Please transcribe this text

[Assistant] The Gucci, like, okay, so he gets locked up, were you guys super tight around that time period where he was in, like, the, the, was it the Brick Factory at the time? And he was kinda, he was going really hard, like, musically for a while, but also, like, his personal life was all up in the air.


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[Assistant] Sort of unfolds with this whole crazy Twitter meltdown and everything. Then he gets locked up. Where were you in his life at that time?


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[Assistant] It's kind of crazy because he goes in for like three years or something and then he gets out and then you did like over half of his first project out. Did that relationship just completely rekindle right away as soon as he got out?


[User] Please transcribe this text

[Assistant] Yeah, I feel you. That's, yeah man. And now it's crazy too, because now his lifestyle is a lot closer to your lifestyle.


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[Assistant] You see the Instagram stories of him coming home from the gym at like 8 in the morning. I'm like, this motherfucker's done working out at 8 in the morning. Are you kidding me?


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[Assistant] The guy. You've been working out, you're into health and stuff, you work out and eat good and everything? Definitely, definitely. You look like you probably eat pretty good.


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[Assistant] Do you enjoy that, that process though of being in the studio with the artist and just cooking up on the spot? Is that preferable in a way?


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[Assistant] Their talent, their music that you think are really like, gonna be legends or are legends unfolding right now?


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[Assistant] I mean, there's been like a whole generation of like, Atlanta stars that sorta came after you. Metro, Sonny, all these guys.


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[Assistant] Like that, that, seeing you and Trippie just connect in that moment and have that mutual respect, even though I think he's 19 or 20, it's like multiple generations between you, but just seeing you guys- That does it for me. Yeah, that did it for me too. I was like, man, I'm happy as fuck this is happening here.


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[Assistant] And then you start to understand, oh, this is why Gucci Gang has 600 million video plays on YouTube.


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[Assistant] Beautiful. How long do you picture yourself doing this shit till the day you die? If I can.


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[Assistant] So when we talk about that song that you got with uh, Jeremiah and Ty Dolla Sign and OJ and stuff is when in terms of you doing your own albums, you just consider that another way for you to be creative outside of just doing other people's beats and really like kind of put yourself first in a sense.


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[Assistant] That was kind of the era sort of before you in a sense, right?


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[Assistant] Amazing. Alright, well, thank you so much for being on the podcast, man.


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[Assistant] Nojumper, coolest podcast in the world. Check us out on YouTube, Soundcloud, iTunes, Zaytoven in the fucking building. Another classic checked off.


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[Assistant] Something went wrong. Raheem, what just happened to me?


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[Assistant] You have the look of the tower about you. What do you want? I'm here to make a deal. A deal? Forenthezy, no doubt. Desperate times. And what you offer in return?


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[Assistant] Well, you not only did the job Karimast of you, but you made it back in one piece. Bravo. Can I get some antizin now?


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[Assistant] You'll get antizin when I say you get it, not one second before. But, as I have established, I am not unreasonable.


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[Assistant] Do all that I ask of you and I will give you not one but two crates of antizin. Alright, fine. What do you want me to do?


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[Assistant] This will be different from your exploits on the antennas. It will require a bit more persuasion.


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[Assistant] I believe I know the answer. Talk to Kareem before I decide you are no longer worth the trouble.


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[Assistant] Your loyalty to the tower is nothing but blind obedience, Crane. A coward's submission to false hierarchies.


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[Assistant] Your skills no longer come as a surprise, Crane. The GRE selects its operatives well.


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[Assistant] You don't know what was on that flag, do you, Greg? You will not know my point for me. The GRE plans to weaponize the virus, not cure it. They're all interested in profit, not saving lives. And by following their rules, you have become their trained monkey. Pathetic. You're right. Kill him.


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[Assistant] I guess that means I don't need this anymore. With or without it, Suleiman!


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[Assistant] You're dead! Come now, Crane. Do not pretend you don't care. How many lives depend on this disc? Hundreds? Thousands? Perhaps billions?


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[Assistant] You are right about one thing, Crane. Suleiman, he's dead.


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[Assistant] Yeah, and see that's the thing, there is no nice list.


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[Assistant] If you could go back in time, why didn't you go back even further and warn us about Zenyak? Isn't that a little more important?


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[Assistant] Guys, this is the stupidest thing I've ever heard.


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[Assistant] Oh look, another terrible fucking sweater! Thanks Kenzie.


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[Assistant] Uh, what is this pollen? How do I light it on fire?


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[Assistant] You sense the vastness of the place. It's probably one of the most beautiful landscapes I've ever seen.


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[Assistant] What is Monero? How does it work? Is it completely anonymous? Why would I even need an anonymous coin? Well, stick around. In this episode of Crypto Whiteboard Tuesday, we'll answer these questions and more.


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[Assistant] Hi, I'm Nate Martin from 99Bitcoins.com and welcome to Crypto Whiteboard Tuesday where we take complex cryptocurrency topics, break them down and translate them into plain English. Before we begin, don't forget to subscribe to the channel and click the bell so you'll immediately get notified when a new video comes out.


[User] Please transcribe this text

[Assistant] Today's topic is Monero, a private decentralized cryptocurrency. But what does private actually mean? First, let's clarify the difference between privacy and anonymity.


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[Assistant] Anonymity is when you post data that can't be linked back to you on the web in order to bring something to the public's attention.


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[Assistant] If you look at Bitcoin, it's certainly not private. The Bitcoin blockchain is completely public and all transactions can be viewed by anyone on the web. If you want to keep your privacy in Bitcoin, you'll have to use transaction mixers, VPNs, and a variety of other methods. Bitcoin is also not completely anonymous.


[User] Please transcribe this text

[Assistant] On the one hand, the blockchain shows how many Bitcoins were sent from which address and when. On the other, without any additional information, it's impossible to connect a Bitcoin address to a real-life identity, also known as an IRL. So Bitcoin is pseudonymous.


[User] Please transcribe this text

[Assistant] Enter Monero. Monero aims to be a private cryptocurrency that doesn't expose who sends how much to whom.


[User] Please transcribe this text

[Assistant] Transactions on Monero are untraceable and unlinkable, so you can't tell where they originated from and you can't connect any two transactions together. Now, you might be asking yourself, who really needs a private coin? Isn't that stuff only for criminals?


[User] Please transcribe this text

[Assistant] While criminal activity can benefit a lot from a private cryptocurrency, there are more than enough legitimate reasons for privacy as well.


[User] Please transcribe this text

[Assistant] For example, with the amount of data being displayed on blockchains like Bitcoin and Ethereum.


[User] Please transcribe this text

[Assistant] It's become easier these days to identify patterns, map real-life identities, connect between addresses, and uncover behavioral information about users. So if you don't like companies analyzing your data in order to map out your behavior or purchasing patterns, you may consider using a private cryptocurrency.


[User] Please transcribe this text

[Assistant] Additionally, since all address balances are completely transparent, you may become subject to attacks if you hold large amounts of Bitcoin.


[User] Please transcribe this text

[Assistant] Another thing to consider is market prediction. If I know a certain address belongs to an exchange, I can track it for incoming transactions. If I see a large amount coming in, then I can assume that a big sell order may be on its way and short the currency for a profit.


[User] Please transcribe this text

[Assistant] In a truly perfect market, such loopholes would not exist.


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[Assistant] And finally, we come to the issue of fungibility. Fungibility means that currency units should be completely interchangeable with one another. Simply put, if I have a $20 bill, it shouldn't matter to you where it came from or when it was made. A $20 bill is just a $20 bill, and it's equivalent to any other $20 bill you can find.


[User] Please transcribe this text

[Assistant] However, in Bitcoin, for example, you can trace each coin back even as far to when it was first created as a mining reward, which is known as the coin-based transaction. So if somewhere along the way this Bitcoin was used for illegal activity, you may find some law enforcement agency knocking on your door as part of some investigation they're running.


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[Assistant] While this is all theory for now, it could happen since bitcoins are 100% traceable. So you might have different prices for freshly minted bitcoins as opposed to used bitcoins.


[User] Please transcribe this text

[Assistant] For Bitcoin to truly become a currency, it will have to deal with this fungibility issue. On the other hand, a private coin that can't be traced has complete fungibility.


[User] Please transcribe this text

[Assistant] As you can see, there are numerous use cases for using a privacy coin such as Monero. So what's the difference between Monero and other privacy coins like Dash or Zcash? Well, while other coins like Dash or Zcash offer the option for private transactions, in Monero all transactions are private without exception.


[User] Please transcribe this text

[Assistant] Monero, meaning coin in Esperanto, started out in 2014 as a fork of Bytecoin, the first private cryptocurrency to be created. The Monero protocol obfuscates the three parts of any cryptocurrency transaction, the sender, the receiver, and the amount sent. Let's see how this is done for each part.


[User] Please transcribe this text

[Assistant] To obfuscate the sender's identity, Monero uses ring signatures. When a person signs a Monero transaction, their signature is combined with past signatures from the Monero blockchain. These act as decoys and make it impossible for an outside observer to determine who actually sent the transaction.


[User] Please transcribe this text

[Assistant] The amount being sent is obfuscated by Ring Competential Transaction, or RingCT for short.


[User] Please transcribe this text

[Assistant] I won't go into the technical aspect of how RingCT works, but suffice to say that instead of broadcasting the actual amount being sent, the user transmits only a small random-looking piece of information. This information is enough to verify that the amount being sent is legit while keeping the actual amount private.


[User] Please transcribe this text

[Assistant] And finally, we want to obfuscate the receiver. This is done through the use of stealth addresses. A public Monero address is a 95-character string that starts with a 4. However, when I send funds to that address, the funds are actually sent to a different address.


[User] Please transcribe this text

[Assistant] So for example, if I'm the recipient, funds are sent to a one-time stealth address that is derived from my public address. This creates a separation between my public address and the funds sent to me so no one is able to know my balance.


[User] Please transcribe this text

[Assistant] That's why there's one additional feature on Monero's roadmap. Covery.


[User] Please transcribe this text

[Assistant] Kovri reroutes your transaction through multiple virtual nodes so that your IP address is also obfuscated. Kovri is not yet integrated with Monero but is in active development.


[User] Please transcribe this text

[Assistant] There you have it. A completely private cryptocurrency that hides the sender's address and IP, the amount being sent, and the recipient's address. Now let's talk a bit about Monero's currency, XMR.


[User] Please transcribe this text

[Assistant] Similar to Bitcoin, XMR is mined through computers that guess the solution to complex math problems, also known as proof of work. However, the algorithm used to mine XMR, called Kryptonite, is completely different than the SHA-256 algorithm used to mine Bitcoin.


[User] Please transcribe this text

[Assistant] Kryptonite is an ASIC resistant algorithm. This means that you won't be able to mine more XMR if you have a more powerful computer.


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[Assistant] Even with a GPU, your mining advantage won't be as substantial as it would be with other coins. This makes XMR still open to mining with your personal computer. Something that is completely out of the question with more popular coins like Bitcoin or Ethereum.


[User] Please transcribe this text

[Assistant] Since Kryptonite allows personal computers to mine Monero, it quickly became a very popular option for browser mining.


[User] Please transcribe this text

[Assistant] Browser mining occurs when a site that you visit uses your computer's CPU to mine in the background while you're visiting the site. You can learn more about it in our Bitcoin mining tutorial.


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[Assistant] Also, unlike Bitcoin, which is limited to 21 million coins, there's no limit to how many XMR can be produced.


[User] Please transcribe this text

[Assistant] New XMR is issued each time a block is mined, every 2 minutes on average. The actual reward varies and decreases over time. By May 31st of 2022, 18.4 million XMR will be in circulation and the reward size will become fixed with 0.6 XMR being distributed with each new block.


[User] Please transcribe this text

[Assistant] That's it for today's episode of Crypto Whiteboard Tuesday. Hopefully by now you understand what Monero is. A private decentralized digital currency. I also hope you have a better grasp of why privacy is important, not only for criminals.


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[Assistant] Thanks for joining me here at the whiteboard. For 99Bitcoins.com, I'm Nate Martin, and I'll see you in a bit. Well, for someone outside.


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[Assistant] Without ever closing it. Still, ex, ehm, we're gonna go back. Companies that just completely vanished along with the money, one, uh, huh, nah, you're rushing. Investors pumped up the price of a specific token just to dump, ahhh.


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[Assistant] The level of home care has gone up because we have so many medical procedures now and interventions that we didn't have before.


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[Assistant] Often they're, you know, really complex things going on that have to be done in the home.


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[Assistant] How you doing? I'm doing okay. I'm Lillian, the nurse. Yes.


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[Assistant] Whatever time the person has left, be the best and most comfortable that it can be. Because a lot of these things have been going on for years and years and years and they're never going to go away.


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[Assistant] And everybody has the fantasy of dying, you know, by just going to sleep and everything, you know, not feeling anything and everything's great. You just don't wake up. But it doesn't always happen that way. Sometimes people live a long time with serious, serious problems. Ready?


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[Assistant] You have very good technique. Just like a hospital. Better than a hospital.


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[Assistant] She hasn't had medical training, but she's learned everything about his care to the nth degree, so she knows.


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[Assistant] How to take care of all of the equipment that he has.


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[Assistant] She knows how to feed him, she knows how to take care of his skin, how to take care of his trachea. Time for food!


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[Assistant] It's a one-to-one caregiver-patient relationship, 24 hours a day, seven days a week. You can't get that in any institution. He just never would have been taken care of that way.


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[Assistant] Some people feel that their kids are their ace in the hole. They'll take care of them.


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[Assistant] I really seriously have to think about what's gonna happen to me when I get older.


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[Assistant] I think we all want to postpone it. I know I do. I don't really want to think about it right now. But I'm faced with it every day because I see it in my work.


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[Assistant] We'll move for a quick kill, that's how they refer to it, a quick kill on Capitol Hill.


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[Assistant] Obama thought, you know what, I'm gonna start off with something that is gonna look pretty appealing to these guys. I'm gonna have about 35-40% of this $800 billion package be in the form of tax cuts. A lot of Democrats are gonna hate that, but Republicans like tax cuts, and we can just get everybody on board from the beginning.


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[Assistant] David Axelrod, Obama's top political advisor, very much wanted some scalps. Robert Gibbs, who was the press secretary, but also very senior political aide, wanted scalps.


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[Assistant] And that calculation is, we'll move for a quick kill, that's how they refer to it, a quick kill on Capitol Hill.


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[Assistant] It'll be kind of tough on Lois probably, you know, but.


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[Assistant] Kinda hard to think about it, you know. Why think about it, really?


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[Assistant] What are atomic swaps? Can I really exchange my bitcoins to any other cryptocurrency out there instantly and for free? Why is this even important? Well, stick around. In this episode of Crypto Whiteboard Tuesday, we'll answer these questions and more.


[User] Please transcribe this text

[Assistant] Hi, I'm Nate Martin from 99Bitcoins.com and welcome to Crypto Whiteboard Tuesday where we take complex cryptocurrency topics, break them down and translate them into plain English. Before we begin, don't forget to subscribe to the channel and click the bell so you'll immediately get notified when a new video comes out.


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[Assistant] Today's topic, atomic swaps. And if this term really doesn't mean much to you, well, then you're in the right place. If you've ever tried changing between two different cryptocurrencies, you've probably noticed the high switching costs it involves. You might be thinking, it's not that hard, but let's think about it for a moment.


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[Assistant] For example, you want to trade Bitcoins for Litecoins, you'll need to do several things. First, you'll need to find an exchange that supplies this currency pair. Once you've found such an exchange, you'll need to sign up to it and go through its KYC process to verify your identity.


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[Assistant] Assuming you pass the KYC process, you can then deposit your bitcoins into the exchange, basically forcing you to give up control over your coins.


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[Assistant] And once the Bitcoins are on the exchange, you can then trade the coins for a transaction fee. And finally, once the trade is complete, you can withdraw the Litecoins from the exchange, which will include additional fees and waiting time until the coins arrive in your wallet. As you can imagine, this situation is less than optimal.


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[Assistant] In a truly decentralized world, users will be able to switch crypto to crypto directly, without any third party, instantly, and fee-less. That's exactly where Atomic Swaps come in. An Atomic Swap allows users to trade two cryptocurrencies directly, without the need for an intermediary or trust.


[User] Please transcribe this text

[Assistant] In my particular case, it will allow me to exchange Bitcoins for Litecoins with complete strangers directly from my wallet.


[User] Please transcribe this text

[Assistant] The term atomic comes from computer science. It means that either the operation is conducted as planned or it isn't conducted at all. With an atomic swap, I will either exchange my coins with the other party exactly as we agreed or it won't happen at all. Let me explain.


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[Assistant] A non-atomic swap would be me sending Bitcoins to a stranger and then hoping the stranger will send me back Litecoins.


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[Assistant] This leaves the door open for fraud or theft since my counterparty can just walk away with my money. In an atomic swap on the other hand, either both of us get the money or neither of us do. There's no room for human error or manipulation.


[User] Please transcribe this text

[Assistant] It's important to note that atomic swaps don't work with fiat currencies, only with cryptocurrencies.


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[Assistant] Now that you know what atomic swaps are, let's move on to how they work.


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[Assistant] Since this is a non-technical video, I'm going to use a simple analogy to explain the process.


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[Assistant] Let's say I want to participate in an atomic swap of Bitcoins to Litecoins. As the initiator of this swap, I will take my Bitcoins, represented by this baseball, put them in a see-through box, and lock it with a lock that can only be opened with a long secret combination that I have written down and kept hidden in my pocket. I then send this box over,


[User] Please transcribe this text

[Assistant] So he can inspect and see that it has the right amount of bitcoins for the swap. Once I verify the amount is correct, I'll take my litecoins and put them in my own see-through box. However, my box will have the same exact lock on it as his box has, so I don't know the combination to open this box.


[User] Please transcribe this text

[Assistant] So at the moment, only I hold the combination that opens the two boxes, and that combination is hidden inside my pocket. So I'm going to send my box of Litecoins over to him.


[User] Please transcribe this text

[Assistant] So that he can verify the amount as well. Once I see that everything is in order, I pull out the secret combination out of my pocket.


[User] Please transcribe this text

[Assistant] This was a very simplified, non-technical explanation of the process. In real life, the boxes are actually a smart contract, which states that if the transaction doesn't occur as expected within a specific timeframe, each party will get their money back.


[User] Please transcribe this text

[Assistant] To get a bit more technical, these smart contracts are called Hashed Timelock Contracts, or HTLC. The lock on the box is called a hash, and the combination to open the lock is called a preimage.


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[Assistant] Putting this all together, in an atomic swap, funds are locked inside smart contracts that can be publicly inspected on the blockchain. The funds can only be released with a pre-image, a private key of sorts, that matches the hash of these contracts.


[User] Please transcribe this text

[Assistant] If at any point either party wants to cancel the swap, they can just walk away and the funds will be automatically returned to the original owners.


[User] Please transcribe this text

[Assistant] Atomic swap technology is just starting out, and it still has several limitations. For example, both currencies that are being exchanged must have the same hash algorithm, and both currencies should support specific types of smart contracts.


[User] Please transcribe this text

[Assistant] At the moment, you will also need certain programming skills to use atomic swaps. However, in the future, it's highly probable that cryptocurrency wallets will offer this technology built into their software. By now, I bet you already understand the impact this might have on cryptocurrency users.


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[Assistant] Just imagine the opportunities this can open up once you have the ability to morph currencies instantly.


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[Assistant] Merchants can accept any cryptocurrency that supports this technology, since they can just instantly exchange it to any cryptocurrency they like.


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[Assistant] We can set up trustless exchanges where you don't have to give away control of your funds in order to trade with other people. Add the lightning network on top of this and you basically get the ability to move any type and any amount of cryptocurrency with zero fees instantly. Pretty neat, right?


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[Assistant] So, how far are we from being able to do all that?


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[Assistant] Well, up until today only a few successful tests have been done with this technology.


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[Assistant] But as cryptocurrencies become more mainstream and market competition between wallet providers and cryptocurrencies increase, new solutions like atomic swaps will come to fruition.


[User] Please transcribe this text

[Assistant] That's it for today's episode of Crypto Whiteboard Tuesday. Hopefully by now you understand what atomic swaps are. A way for individuals to exchange different cryptocurrencies directly without the need for trust or a third party.


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[Assistant] You may still have some questions. If so, just leave them in the comment section below. And if you're watching this video on YouTube and enjoy what you see, don't forget to hit the like button. Then make sure to subscribe to the channel and click that bell so you'll be notified as soon as we post new episodes.


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[Assistant] So, he seeks a battle. Very well. I'll not deny him.


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[Assistant] That nothing is true, and everything is permitted. Now, destroy the betrayer! Send him from this world!


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[Assistant] You understand now?


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[Assistant] Listen, I see what I can do, but please, I need to be alone right now. Come back later. As you wish.


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[Assistant] Ah, Altaï, a little bird told me you'd be paying a visit.


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[Assistant] He is the Grand Master of the Knights Hospitaller, and surely keeps his quarters in their district. Beyond that, I cannot say. I suggest you search the city.


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[Assistant] There's an abandoned market northwest as well that merits watching.


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[Assistant] And Maria of Jehoshaphat's church to the west remains a popular meeting place.


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[Assistant] These three locations should be sufficient for your needs.


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[Assistant] You've given this some thought. I give you leave to go.


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[Assistant] What news, Altair? Garnier is dead.


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[Assistant] Then you should return to Masyaf with news of your victory. There is something else. Speak it then!


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[Assistant] But I think Richard's rather clever for it. Clever how? Richard and Conrad do not see eye to eye on most matters.


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[Assistant] Though they are civil enough in public, there are whispers that each intends evil upon the other.


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[Assistant] And then, there was that business with Akkar's captured Saracens.


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[Assistant] Whatever you wish to call it, William's presence here should dissuade Conrad from acting out. I've never been one for politics.


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[Assistant] But surely you realize your every action shapes the course of this land's future.


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[Assistant] You are a politician too, in your own way. As you wish.


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[Assistant] Now where would you suggest I begin my search? Richard's Citadel, southwest of here. Or rather, the market in front of me.


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[Assistant] You'll find the Cathedral of the Holy Cross in that direction as well.


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[Assistant] Finally, try the border to the west, where the chain and hospital districts meet. That should start you on your way.


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[Assistant] It's no trouble at all.


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[Assistant] Then I give you leave to go. End the life of Montferrat that we may call this city free.


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[Assistant] Waited for what? For Richard to return and discover his schemes? No. It was the perfect time for him to strike.


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[Assistant] Greetings, Altair. What news?


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[Assistant] Altair. Yes, Rafiq? I owe you an apology. For what? For doubting your dedication to our cause.


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[Assistant] Altair, you've caused quite a stir. I've done as requested.


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[Assistant] So it is. So it is.


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[Assistant] Is everything alright, my friend? You seem distant.


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[Assistant] Some say, were it not for Tamir, Saladin's men would have surely turned on him.


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[Assistant] Could be we won the battle because of that man.


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[Assistant] People of Jerusalem! Hear me well!


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[Assistant] Apparently a small group of rebels was seen on the docks. It was all rather, what is the word, the commissioner is so fond of, oh yes, elementary. Now what do you think?


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[Assistant] Not to worry. I've made preparations for our incursion.


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[Assistant] Done well, Francis. At your service, sir.


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[Assistant] Let's move. The archived room is this way.


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[Assistant] He hurled a number of senseless accusations at the United India Company and seemed intent on finding Lord Hastings.


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[Assistant] As his commander, I tried to dissuade him from pursuing his allegations. It is now clear he did not heed my advice.


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[Assistant] I've seen things I am condemned to remember.


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[Assistant] There is still so much for me to do, Lady Lakshmi. Please, take care of him. I fear that without him, we do not stand a chance.


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[Assistant] Hence the name, enter the dominatrix.


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[Assistant] So, you rescued Zemos. What's next?


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[Assistant] I'll put it to you this way, it was too crazy for Saints Row. Enjoy!


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[Assistant] Oh, we did it. The dominatrix has fallen. Now we can leave this nightmare simulation.


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[Assistant] Got it. Nice play. Shit. It's already daylight. We gotta get to the extraction point. Got a 20 on Irish?


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[Assistant] Wrecker! Damn dude, you were thrashing about. Bad dream?


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[Assistant] Sleep rotation's intent. Two hours about up anyway. I'm amazed that you're able to sleep at all after what happened. There's a fucking roast in it here.


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[Assistant] It's like there's no air anywhere on this ship. By the way, Irish swam by. Didn't they awake you? Telling you man, you gotta steal sleep while you can.


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[Assistant] Russian dude's dead. At least, at least he died free.


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[Assistant] See that middle? Looks like a weak point. We put the primary charge there.


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[Assistant] Yeah. Sailing right into a death trap.


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[Assistant] Royal Rabbit in MREs. Testing my steel.


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[Assistant] The stakes are very high and so there is a great deal of, I think you can only call it panic.


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[Assistant] Pogosian baldly addressed some of these things that Putin wouldn't talk about which is the losses, the pain, the difficulty of the war.


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[Assistant] Putin presented himself to his people as the state, the guy that would bring back power. He is a statist. He believes that himself, his presidency, and the state are one.


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[Assistant] Internet snoops to try and attack the United States during the election and influence the election.


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[Assistant] Tens of thousands of military casualties. Just imagine the pain and suffering of so many thousands of families.


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[Assistant] The losses, the complete disastrous military operations.


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[Assistant] Which is the losses, the pain, uhm, the difficulty of the war.


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[Assistant] Belgian nuns tending to the sick described horrific symptoms, followed by agonizing deaths.


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[Assistant] Doctors from Zaire, Europe, and America traveled to the epicenter to investigate.


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[Assistant] The researchers might not have known what this new virus was, but they learned how it spread so quickly. Medical supplies were so scarce here.


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[Assistant] Epidemiologists named it Ebola Zaire after the nearby Ebola River and dreaded its return, which it did in just a few relatively contained outbreaks over the next decade.


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[Assistant] Was that someday the virus would emerge in a densely populated region. Which it also did.


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[Assistant] Hazelton Laboratories, Reston, Virginia. One of the largest animal testing companies in the country.


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[Assistant] A shipment of 100 long-tailed macaques came in from the Philippines. Two were dead on arrival.


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[Assistant] the illness quickly spread to dozens of monkeys desperate for a diagnosis


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[Assistant] The company sent samples to a high security lab run by the military.


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[Assistant] The U.S. Army Medical Research Institute of Infectious Diseases or USAMRIID. Lieutenant Colonel Nancy Jax examined the tissues.


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[Assistant] A filovirus. A tiny spaghetti-like strand that replicates at lightning speed and causes devastating diseases. Dr. Jax was very familiar with them.


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[Assistant] She worked behind layers of bomb-resistant walls, where the army stored an archive of frozen killers. Marburg, Ebola Sudan, and the most lethal of all, Ebola Zaire.


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[Assistant] Dr. Jax used her stash of filoviruses to compare to the monkey sample. And to her surprise...


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[Assistant] The army formed a battle plan. First order, euthanize the monkeys to prevent an epidemic.


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[Assistant] And they soon realized this strain of Ebola wasn't harmful to humans. But...


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[Assistant] They knew it was only a matter of time before they'd have to face the unimaginable.


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[Assistant] Talk to you guys or anything. I mean, this video is coming up, obviously, way late at night. It's not on a regularly scheduled video, so it's not replacing anything. There's still gonna be two videos tomorrow, but, you know, I just haven't done a video just to say hi to you guys in a long time. So, hi! How's it going? It's going well in my life. I mean, there's a lot of things that I'm working on, obviously.


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[Assistant] Me and the boys are living out our lives and doing our thing, you know, improv's a big thing in my life right now and I'm trying to, uh, I'm trying to be funnier, I'm trying to be funnier and you'd be surprised how hard that is, uh, but,


[User] Please transcribe this text

[Assistant] And I've been going out and seeing a bunch of shows and, you know, everything's been going pretty good in life and, and I really have no complaints at all because


[User] Please transcribe this text

[Assistant] I got a lot of things that, you know, are going well for me and I'm getting back into the roots of what I'm doing here on YouTube, you know. I'm making videos because I love making videos and


[User] Please transcribe this text

[Assistant] And, uh, I've just been really working hard on trying to make my videos better and better. And just getting back to like the-


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[Assistant] Base of what I've been doing here since the beginning. You know, the charity livestreams, which we're gonna be doing this month, uh, the only problem is,


[User] Please transcribe this text

[Assistant] I have a friend's wedding on the 19th, exactly on the 19th. So it'll probably be moved to March 26th is when the livestream is gonna be. Unless something gets in the way, which I don't think it will, but I have to go back to Cincinnati for a friend's wedding.


[User] Please transcribe this text

[Assistant] On the 19th, but other than that, yeaah, it's just been very much focusing on everything, you know, that makes this something special and, you know, trying to talk with you guys more and being involved with comments and replying and reading when I can't reply and


[User] Please transcribe this text

[Assistant] It's been really good because I-I feel a lot more connected than I have in the past, you know. I've been distracted by a lot of things that have happened over the past year, and a lot of good and bad, and, uh, you know, things that I needed to go, like, overcome and-and get over, but now it's finally, you know, it's getting to the point where I'm really happy.


[User] Please transcribe this text

[Assistant] I'll say thank you again, like I usually do, but, you know, I really do mean it. Just thank you guys so much for being here and being so supportive of what we've been doing and, and what I've been doing. You know, not just what we've been doing, what I've been doing. You guys have been so supportive of me. You guys are there for me and my friends and what we do. You guys are supportive of it, and that's impressive.


[User] Please transcribe this text

[Assistant] That is super duper important, and I wanna make sure that I return the favor with the videos that I do, so, even though, you know, this is- there's literally no point to this video, there's no point to this video, I just wanted to show off my amazing hair, but that is part of what makes it so cool, and makes what I do here on YouTube


[User] Please transcribe this text

[Assistant] It's so rewarding and so fulfilling. So, I'll, I'll leave now. I'll show off my hair a little bit more. But I'll let you guys get on with your night. So thank you everybody so much for watching. Thank you guys so much for being supportive of my utter crap that I put out. And uh, thank you again everybody for watching. And as always, I will see you in the next video!


[User] Please transcribe this text

[Assistant] He doesn't know he-


[User] Please transcribe this text

[Assistant] Is he gonna tell-


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[Assistant] You're standing at this abandoned mine. You can only see maybe two or three meters in before it's entirely black. But in the kind of haze, you can see the kind of decrepit old bits of previous mining industry. And overwhelmingly, the squawk of all these bats.


[User] Please transcribe this text

[Assistant] So you guys are stopping people from coming here, that's your job? Yeah, we're stopping them, exactly. Masks on?


[User] Please transcribe this text

[Assistant] This is the first time in my life I've been in a bat cave, with bats flying around my head. But also in the knowledge that bats contain viruses that are dangerous to humans. And especially in places like Liberia, where we know Ebola came from, or all kinds of other viruses that we don't yet know about. So, it really was kind of quite unnerving. Oh, wow.


[User] Please transcribe this text

[Assistant] It was a relief to have Chris nearby, who was kind of...


[User] Please transcribe this text

[Assistant] Okay, and so if you came in here as like your average poacher, you're not wearing a mask, and there's no real protection, you could easily


[User] Please transcribe this text

[Assistant] And you guys, you're looking, what are you looking for? What have you found? What, Moses, what is that?


[User] Please transcribe this text

[Assistant] Moses and his team find this trap, which seems to suggest that humans have been inside


[User] Please transcribe this text

[Assistant] And it could be that these bats have died of some kind of virus.


[User] Please transcribe this text

[Assistant] It really does feel like we're in a front line of something unknown.


[User] Please transcribe this text

[Assistant] What is an IEO? How is it different from an ICO or STO? And what do all of these confusing acronyms mean? Is it just another FAND or should I really pay attention to it? Well, stick around. In this episode of Crypto Whiteboard Tuesday, we'll answer these questions and more.