[User] Please transcribe this text

[Assistant] At your opponent's face, just, so like, you know, like, uh, uh, interesting thing you could do, I mean, I'm not sure if you actually would do this, uh, in the same deck, but you can go activate, um, errata, play Storm's Wrath, wipe the board, swing in for a bunch of damage. Yep. So, uh,


[User] Please transcribe this text

[Assistant] Not sure if you actually do that, but I mean, I mean you could, you know? Uh, so.


[User] Please transcribe this text

[Assistant] I don't know, like, I think, but, I mean, that's not even the main part of the card, but the main part of the card is just looking at the top curry deck, knowing the information.


[User] Please transcribe this text

[Assistant] And being able to play lands off the top of your deck.


[User] Please transcribe this text

[Assistant] Even if you're not playing a land off the top of your deck, just knowing that information is just...


[User] Please transcribe this text

[Assistant] Game breaking. Like, you know, and your opponent, you're not revealing it. Your opponent doesn't know. But you know.


[User] Please transcribe this text

[Assistant] Let's say, let's say you don't have a land in your hand, and you're like, oh, let me Grow Spiral. Okay, so I draw a card, draw the non-land off the top of my deck.


[User] Please transcribe this text

[Assistant] Yeaah, like uhm, oh yeaah, I forgot to mention, it has first strike. So...


[User] Please transcribe this text

[Assistant] Beautiful. Yeah, it's, it's, it's, it's an overall, like, it's an all-star card. I think the card is very well designed. It's not like a broken card. It's only three toughness. If it was four toughness, I would say it's a bannable card, honestly. Uh, if it was four toughness.


[User] Please transcribe this text

[Assistant] But I think they had to do it that way, if they made it for toughness, the garage would be powerless, I think the car would be this borderline just, uh, just vaneable, so.


[User] Please transcribe this text

[Assistant] And, uh, I also have a Discord, uh, you can find that through my Twitch and Twitter, so. Typically I try to stream in the evening.


[User] Please transcribe this text

[Assistant] Uh, usually between like, uh, like 6 and 9 is usually where I'm on. Uh, but other than that, like, I may have like a day stream if, uh, if I do not have my kids with me.


[User] Please transcribe this text

[Assistant] Well, uh, I see, I see it's for merfolks, uhm, they, and you don't want to be playing merfolk, so I wouldn't play this part.


[User] Please transcribe this text

[Assistant] It's great to have you here on the Clark Howard Show where our mission is to serve and empower you so you make better financial decisions in your life.


[User] Please transcribe this text

[Assistant] In this episode, I want to talk about the stock market and something that is so very dangerous that people have been doing so much of lately, doing what's called borrowing on margin. I'll explain.


[User] Please transcribe this text

[Assistant] And who's winning the supply chain game?


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[Assistant] Uh, well, we're not winning the supply chain game as consumers, but I'll tell you how it's playing out. So margin is something that anyone who's listened to me for however many years, one year,


[User] Please transcribe this text

[Assistant] 10 years, 20 years, 30 years or more, because I've been at this a long time, has always heard me be one note Clark on margin. I am not a fan of margin.


[User] Please transcribe this text

[Assistant] Yeah, but real butter is not expensive if you buy it at Aldi or Lidl. Anyway, I digress. Margarine.


[User] Please transcribe this text

[Assistant] It typically seven times their cost of that money.


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[Assistant] So eh, they love it when you buy things on margins. This is what, how it plays. So let's say you want to buy a stock and you buy a hundred shares.


[User] Please transcribe this text

[Assistant] Well, with margin, you can buy 200 shares because you can borrow half the value of what you're buying and double your bet. And key emphasis on bet because you're then going from being an investor


[User] Please transcribe this text

[Assistant] to beyond speculator to a gambler because if the market goes up you are doubling your return


[User] Please transcribe this text

[Assistant] Almost after you pay the interest for the margin. But what happens if the market goes down? You are given minutes


[User] Please transcribe this text

[Assistant] or hours to meet what's called a margin call because now you don't have enough money in value of the shares to cover the amount you borrowed. And so you get hit with a margin call.


[User] Please transcribe this text

[Assistant] And that means you immediately have to come up with cash.


[User] Please transcribe this text

[Assistant] And what happens over time is people lose their cautiousness.


[User] Please transcribe this text

[Assistant] One of the industry regulatory bodies, FINRA, uhm, says that the amount of money that people have borrowed on margin


[User] Please transcribe this text

[Assistant] When the market turns, you didn't hear me say IF the market turns. Stock markets


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[Assistant] Go up and down, up and down. Over time, over the long haul, they go up. But the risk with margin is you don't know when that turn is.


[User] Please transcribe this text

[Assistant] And if you get your positions wiped out in part or in whole, you don't have the money anymore or the long-term gain that the market offers.


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[Assistant] This is a case that there's another Wall Street expression. Pigs get rich, hogs get slaughtered. That when you get too hog wild in investing, when you take too much risk, the reward is not worth it because when the market does inevitably have its downturns, it's magnified for you.


[User] Please transcribe this text

[Assistant] But the risk on the way down is much greater. Please hear me on this. And this is one of those things that's kinda like talking to the wall to people that are doing this.


[User] Please transcribe this text

[Assistant] It's kinda like back in 2003, four, five, six.


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[Assistant] When I was really freaking out about what was going on in the housing market and people didn't want to hear it. I hope that you'll hear me on this and protect yourself moving forward because investing involves risk, but risk that's worth the reward over time. Speculating or gambling to me is a risk level in investing, not worth it.


[User] Please transcribe this text

[Assistant] Alan, there are longer term implications with the fact that, uh, people are becoming more afraid of doing oil and gas exploration. And we're in this race against a clock as vehicle fleets move steadily towards electric that we have adequate supplies and reliable supplies of oil and gas. And,


[User] Please transcribe this text

[Assistant] There's gonna be some messiness along the way. There are in some countries, uh, political forces that are limiting exploration. We in the United States have been on a very different tack. We've done a great job reducing our


[User] Please transcribe this text

[Assistant] Dependents on foreign oil suppliers and foreign energy suppliers. Uhm, the people in the oil industry and gas industry have done an incredible job making us a powerhouse again in the world in production of energy.


[User] Please transcribe this text

[Assistant] But the overall picture around the world is banks are more reluctant to lend for energy exploration.


[User] Please transcribe this text

[Assistant] Doesn't affect existing supplies, but you have to continually replace those supplies. And so you have this race we're in where


[User] Please transcribe this text

[Assistant] In the United States, only 2% of vehicles being bought right now are electric. In China, it's 20%.


[User] Please transcribe this text

[Assistant] And they're moving as fast as they can to 100%. In Europe, they're at about 11 or 12% of vehicles purchased are electric.


[User] Please transcribe this text

[Assistant] They are much further along the path than us in both China and in Europe.


[User] Please transcribe this text

[Assistant] The difference for us in the United States is we have these vast areas of land, a lot of which are sparsely populated, and there are a lot of people who drive very long distances


[User] Please transcribe this text

[Assistant] Who were not there yet for infrastructure for electric in the United States.


[User] Please transcribe this text

[Assistant] We are going to move slower than the rest of the world with this, which means yes, we are more exposed to what's going to happen with exploration and production of oil and gas because we are going to have a lower percent of our fleet.


[User] Please transcribe this text

[Assistant] That is electrified than other places in the world. But I wouldn't say you get rid of your vehicle because of potential disruptions, because they will be temporary as they happen.


[User] Please transcribe this text

[Assistant] And you don't want to make a huge financial change in your life unless you're in a cycle where


[User] Please transcribe this text

[Assistant] It's a natural cycle to replace the vehicle you have, and then a next vehicle with all the new electric models coming out, buying electric next makes a lot of sense.


[User] Please transcribe this text

[Assistant] So Matt, uh, I respectfully, strongly disagree with the financial advisor you talked to. If you look


[User] Please transcribe this text

[Assistant] Uh, really Vanguard, I should say too, Vanguard and Fidelity are much bigger in this category than other players.


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[Assistant] You'll see that even when you hit your expected target date, you are still very heavily remaining invested in stock type choices for years and years to come after that target date that you have achieved.


[User] Please transcribe this text

[Assistant] They know this with target date funds, that the day you retire, you may live another 30, 35 years. So you can't just go into a bunker


[User] Please transcribe this text

[Assistant] With savings accounts you have to continue to invest and target date funds properly constructed do that and have very low expenses and the tax treatment is very favorable on money coming out of target date funds and so I would feel really comfortable with you continuing in the target date funds.


[User] Please transcribe this text

[Assistant] What the financial advisor was saying you should do instead of the target date funds.


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[Assistant] That this person does not use cuss words with customers.


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[Assistant] Did not use the word annuity at any point.


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[Assistant] So I'm not going to speak to the company that Capital One is moving its customers to. I'm not going to cast aspersions on them. But you will find that your retirement account will be much better.


[User] Please transcribe this text

[Assistant] Their costs on their Roth IRA investment choices are so unbelievably low.


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[Assistant] That your money will be working for you and not for some advisor or organization.


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[Assistant] So I would use this as an opportunity with you being kicked out to go to one of my favorite children.


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[Assistant] And the various ways that retailers are adjusting to how to fight back against Amazon. And it's not just about being cheaper than Amazon.


[User] Please transcribe this text

[Assistant] There are cases where they're now trying to be better than Amazon.


[User] Please transcribe this text

[Assistant] I bought a very, very expensive gift for myself with the black Friday holiday weekend deals. And actually the one I bought was a holiday. It was holiday week deal. I fly a lot and I bought these noise cancellation headphones.


[User] Please transcribe this text

[Assistant] Headphones that were best buy, they weren't the highest rated, they were best buy. And I decided, no offense to anybody who has hard of hearing, but


[User] Please transcribe this text

[Assistant] That whoever the testers were at Consumer Reports could not hear because


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[Assistant] I go on a flight with these things and I'm like, did I really turn on the noise cancellation?


[User] Please transcribe this text

[Assistant] I had the manual with me and I checked and yeaah, it was on.


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[Assistant] They were terrible. They were only $50, which is great for noise cancellation headphones, but.


[User] Please transcribe this text

[Assistant] No, it's not okay, so I wouldn't buy them. What? Because they were 300 bucks. But then comes along Black Friday week, Target and Amazon put them on sale for $179.


[User] Please transcribe this text

[Assistant] And Bose puts them on sale direct for $1.99. So now I'm starting, I'm still paying what much more than I'd like, but then Target, we have the red cards. That was another 5% off. And for some reason I had a $5 in my red card kind of app. I had a $5, um, electronic coupon. So I buy it from Target and then on Black Friday itself, I'm like,


[User] Please transcribe this text

[Assistant] And pick these things up on Black Friday. What a bad idea. Well it turns out


[User] Please transcribe this text

[Assistant] Black Friday was pretty much a bust this year.


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[Assistant] Because the sales have been spread out so much that the stores were not crowded on Black Friday like in prior years. But I digress. On the app, you tell them you're on the way.


[User] Please transcribe this text

[Assistant] Cause I set it up for store pickup. It was an online only thing that set up for store pickup. So I click on the way.


[User] Please transcribe this text

[Assistant] And I drive to the target, which is about 14 minutes from the house and I get to the target and I'm pulling into a space.


[User] Please transcribe this text

[Assistant] And I'm getting ready on the app to say what space I'm in and I notice a presence and I look over to the left


[User] Please transcribe this text

[Assistant] And there's somebody there standing with my headphones.


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[Assistant] Wow. And I put the window down and I said, I haven't even put in my space number yet.


[User] Please transcribe this text

[Assistant] He said, well, I need you to put in a space number so I can have your code that proves it's you. So I do that, show the code. And I said, how did you do that? He said, well, when you click on the way, we track you driving the store. Apparently I gave permission in the app and they,


[User] Please transcribe this text

[Assistant] Watch me pull in the parking lot, saw which space I walked into and handed me the item. Wow.


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[Assistant] So. So how much were these headphones in the end? Oh, one, uh, let's see. Uh, let's see, 179.


[User] Please transcribe this text

[Assistant] And that didn't work this time, Consumer Reports, so.


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[Assistant] You see, I didn't throw consumer reports out the window. I then went, looked what they said was best and bought these bows. But the thing is,


[User] Please transcribe this text

[Assistant] I know you are hearing this story and you'll think, hey, last time I went to Target and I went to do a curbside pickup, I waited 18 minutes or whatever. Yeaah. I mean, it's a work in progress with


[User] Please transcribe this text

[Assistant] Target and any other retailer.


[User] Please transcribe this text

[Assistant] It's doing click and collect where you order online, either pick up in the store, pick up curbside. You know, over time, I've seen Aldi get more and more sophisticated.


[User] Please transcribe this text

[Assistant] With grocery pickup where you order online in Aldi because of their pricing model you pay more to


[User] Please transcribe this text

[Assistant] Order online than you do if you go shop in the store yourself. But they're fantastic at it. They do the same thing. You click, you're on the way.


[User] Please transcribe this text

[Assistant] The price trends are clear as could be. I talked about this leading up to


[User] Please transcribe this text

[Assistant] The holiday month, you know, the Black Friday holiday month of November is now over. Price is going to be higher the rest of the way to Christmas, but Amazon


[User] Please transcribe this text

[Assistant] has become steadily more expensive to shop at. Amazon is a convenience retailer now.


[User] Please transcribe this text

[Assistant] Amazon built its market share, built up the prime memberships by losing money.


[User] Please transcribe this text

[Assistant] Amazon has a strategic number of items and they hold it close to the vest that are common items that people buy regularly and frequently and kind of know the prices of that Amazon is very


[User] Please transcribe this text

[Assistant] Price competitive on maybe even the cheapest on those items. Everything else, you're paying for the convenience.


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[Assistant] of being able to order at amazon.com or order on their app and have that item come in two to four days or whatever it works out to be. I'll tell you something funny. I ordered something from, I, I'm a prime member till December 27th. I, I'm, when my year's up this membership


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[Assistant] I'm in a debate with my family whether we were new or not because we just don't order enough from Amazon. So I go and I order something the other day and this is so funny. The ship date, no the receipt date, the delivery date comes back as between December 13th


[User] Please transcribe this text

[Assistant] In December 27th, the last day, I'm a prime member.


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[Assistant] How in the world does it take? Cause I ordered it in November. How does it take?


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[Assistant] Three to five weeks for an item to come in that said it was in stock.


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[Assistant] Yeaah, that might be it. I don't know. But anyway, uhm, the, the retailers face the armageddon of Amazon and they figured out how to do their business better than they've done it. Amazon, this is why I love competition.


[User] Please transcribe this text

[Assistant] Amazon has made the survivors in retail better at what they do and they're coming up with strategies like Walmart plus where you can have it delivered. You know, I told that story months ago about how I ordered this tube of toothpaste that my dental hygienist wanted me to try at walmart.com and it was at my house less than two hours later.


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[Assistant] And I'm like, how do they do this? Well, the Wall Street Journal just wrote a story about how Walmart is doing this and they are trying to shock people who are Walmart Plus members by paying like Uber


[User] Please transcribe this text

[Assistant] You were expecting that Amazon in two days. Look at this!


[User] Please transcribe this text

[Assistant] We made it to you in 90 minutes and they're willing to lose, I mean they're a big company, who knows how many tens of millions or hundreds of millions they're willing to lose to get in people's heads how they are at delivery. And speaking of Walmart, Walmart


[User] Please transcribe this text

[Assistant] Walmart sales on the grocery side are going up, up, up.


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[Assistant] And then tie it in with the Walmart Plus and the delivery for people who want that. It's been a huge hit for Walmart. Huge success.


[User] Please transcribe this text

[Assistant] And Walmart has been more successful at supply chain than a lot of regional grocery stores. I was at Aldi buying groceries day before yesterday.


[User] Please transcribe this text

[Assistant] And several of the items were out of stock.


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[Assistant] Because the Aldi I go to is packed all the time. People are really responding.


[User] Please transcribe this text

[Assistant] Looking at alternatives, they may have turned their noses up at the past. And my Aldi...


[User] Please transcribe this text

[Assistant] Is crowded all the time. I miss my Aldi being like a boutique that I could just go in and shop at, but people do respond to pricing and particularly times of inflation. The interesting thing about inflation is that the U S economy has shown great growth lately, but in surveys,


[User] Please transcribe this text

[Assistant] The American people are miserable and very negative about the economy, all because


[User] Please transcribe this text

[Assistant] People see when they go to the gas station, they see the higher price. When they go to buy


[User] Please transcribe this text

[Assistant] Whatever they buy in the supermarket or the retailer, they see the higher prices and people automatically feel bad.


[User] Please transcribe this text

[Assistant] When they're in a time of inflation like we're in right now.


[User] Please transcribe this text

[Assistant] Yeah, so as long as you don't touch the earnings, you can pull money out of a Roth tax and penalty free. And so that is an alternative.


[User] Please transcribe this text

[Assistant] The thing with your younger child though, your state may have, uh,


[User] Please transcribe this text

[Assistant] Deduction for putting money in a 529 college savings plan for the younger one and that would be an immediate benefit to you when you file your state income tax and then the 529 money when used for college


[User] Please transcribe this text

[Assistant] Is completely tax free for eligible expenses. Your 18 year old's too close to school to even really think about that. With a 16 year old, if you can get a couple of years of


[User] Please transcribe this text

[Assistant] Yeah, so, alright. So this is something that I've talked about for a long time. Roth money is really designed for retirement.


[User] Please transcribe this text

[Assistant] And I don't know what else you're doing for it, but it is a strategy that many people use.


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[Assistant] And be able to do so tax free where you only take out the contributions, not the earnings. And Amy is determined to see that the kids don't have the college loan burden that she had. And so Amy, in this case, I love where your heart is at. I just want to make sure that by the time you retire, you do have money available for you and your husband.


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[Assistant] To be able to retire at a time you'd both be happy with enough money that you can live on.


[User] Please transcribe this text

[Assistant] Thanks. Yeah. Someday you can just do the podcast without me.


[User] Please transcribe this text

[Assistant] That is not true. You're the genius.


[User] Please transcribe this text

[Assistant] Alright, Sonya. Sonya. Sonya. First of all, I wanted to tell you, you think it's Sonya? It's Sona. Sona. Okay, Sona, I'm sorry. Sona, Sonya.


[User] Please transcribe this text

[Assistant] Being with Red Pocket shows you're a brilliant person, because Red Pocket is an incredibly affordable,


[User] Please transcribe this text

[Assistant] Generally when you're with one of the deep discounters.


[User] Please transcribe this text

[Assistant] There are a number of apps you can download now.


[User] Please transcribe this text

[Assistant] That will do that for you depending if you're on iPhone or Android that will provide you some of the protection from the junk phone calls that you have, uh, for Android users. I like the really fancy voicemail.


[User] Please transcribe this text

[Assistant] To have cell phone service with AT&T, T-Mobile, or Verizon. Who would do much better either with one of their, uh, in-house discount brands or with one of the discount third-party brands where you don't buy unlimited data. So many people don't need unlimited data. You're paying, it's like paying to have your own huge buffet just for yourself when all you're gonna do is eat a snack.


[User] Please transcribe this text

[Assistant] Sona, uhm, like Sona, you may find that you're going to do much better off with one of the deep disc counters.


[User] Please transcribe this text

[Assistant] That have teensy tiny cell phone bills per month.


[User] Please transcribe this text

[Assistant] Please remember we got advice for you around the clock at Clark.com.


[User] Please transcribe this text

[Assistant] Right, so there's a really good example. I play, uh, Zedru the Great Hearted Commander. She's the donating goat lady. Right. Uh, I really enjoy it, and I get...


[User] Please transcribe this text

[Assistant] A bunch of people who will suggest cards that I should put in it that all have...


[User] Please transcribe this text

[Assistant] Some big drawback and the idea is that you'll give it away to somebody, right?


[User] Please transcribe this text

[Assistant] Uh, one of the ones that comes up a lot is Aggressive Mining, which is a card where you can't play lands and you can sac lands to draw cards. It's the basics of what it does.


[User] Please transcribe this text

[Assistant] Which sounds great because you can make it so someone never plays a land again. Cool stuff, right?


[User] Please transcribe this text

[Assistant] Except if say I go to cast aggressive mining and they kill my Zedro.


[User] Please transcribe this text

[Assistant] I'm now locked out of ever creating enough lands to pay the commander tax to cast my Zedru, and I'm stuck with this card forever and am basically dead in the water.


[User] Please transcribe this text

[Assistant] It does. I don't think it had the excitement coming down the stretch that all of us sort of anticipated, hoped for, whatever you want to put in there. I will say this, and we talked about this on the podcast last night. There was a member that came skipping up the stairs today in the media building.


[User] Please transcribe this text

[Assistant] And it was like right before the leaders got to the turn.


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[Assistant] To a certain degree, maybe, it added up. But if you actually look at the scores, if you look at the excitement, and I think this is probably more of a testament to what Scottie Scheffler, how good Scottie Scheffler is playing the game right now.


[User] Please transcribe this text

[Assistant] Because everyone else around him was trying to make a run and he just would not give in. And I immediately went to your boy Obear. I think he probably made the best run. He makes a 36 footer for birdie on number nine to tie for the lead temporarily, however temporarily. And yet.


[User] Please transcribe this text

[Assistant] He never really has a chance. I never felt like on the back nine that oh, we can have something exciting. There was never that moment.


[User] Please transcribe this text

[Assistant] We talked about, I talked about this last night on Live From, the idea being,


[User] Please transcribe this text

[Assistant] Where he's, I'm just not gonna let you score. Like I'm not worried about scoring, but if I can just keep you from scoring, eventually I'm gonna wear you down. And I think that's what Scottie did today. And again, it's what Tiger Woods did really well in his prime. I was taken by the idea that


[User] Please transcribe this text

[Assistant] Listening to Scott Ian's press conference tonight, we'll kind of break it down a little bit more.


[User] Please transcribe this text

[Assistant] This one was different than last time around, two years ago. This one was exhausting. You could tell. This one sort of took a toll physically and probably mentally on him just because the conditions were so difficult. Whereas last time around he seemed to get out to a quick lead early and it was just a matter of maintaining that lead and no one kind of came after him.


[User] Please transcribe this text

[Assistant] And we talked about this last night on the podcast, I think, as I talked to Randy Smith, his swing coach last night, and I wanted to know what's the difference between Scotty now and Scotty two years ago. And he goes, look, he's the same player. He's certainly the same person. We all know that about him, but he's a better competitor.


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[Assistant] That he's got two years underneath his belt. He's got two years of victory. He's got two years of defeat and everything else in between. And he knows he's been through those battles. He knows exactly what to expect.


[User] Please transcribe this text

[Assistant] Through nine holes, it was still very much, you know, kind of hanging in the balance. It only took a hole or two, as you pointed out. It hits in the water on number 11, things start falling apart for Morikawa.


[User] Please transcribe this text

[Assistant] Once you got to 12 or 13, I didn't feel like it was in doubt.


[User] Please transcribe this text

[Assistant] Yeah, and Jordan Spieth in 2015 would be the other one that I would kind of think of off the top of my head because he was on a run.


[User] Please transcribe this text

[Assistant] As well as he is playing right now, and he's certainly playing well. There's two things that stood out to me. One.


[User] Please transcribe this text

[Assistant] He talked about he had some neck issues this week and this is becoming an ongoing theme. Like we're starting to hear more and more about this. He had the KT tape on the back of his neck. I think that's something that we're going to have to keep an eye on.


[User] Please transcribe this text

[Assistant] Because any time a player starts having injuries, even little injuries, even little nagging injuries, and the way he sort of explained it is, look, it's stress.


[User] Please transcribe this text

[Assistant] Like I'm really stressed out trying to win the Masters. I'm stressed out trying to do this with my wife is at home and she's pregnant. Like I got a lot going on in my life, man. And this is how it manifests itself.


[User] Please transcribe this text

[Assistant] If that's the case, then that's fine, but it's certainly a little concerning. And I also point out the idea.


[User] Please transcribe this text

[Assistant] I hope so, and uh, sitting out a few weeks is really not in the cards to be honest with you, because he's got to play next week, or you would assume he's going to play next week. He's in the field next week in Hilton Head, I guess, a signature event, to put it another way. Uh, he certainly can sit out the Xero Classic the week after that, the team event, the Nelson the week after that, going into what will be a very busy stretch again.


[User] Please transcribe this text

[Assistant] Of the few things that we know for certain about Scottie Scheffler, he's gonna be an awesome dad. And he's gonna put his family first. And that's always a challenge for a player in this particular situation. I mean we've seen it time and time again where


[User] Please transcribe this text

[Assistant] You can be dominant and you have to be really selfish in this game to be a dominant player. It's a selfish game to begin with and if you're going to be that good you have to spend a lot of hours by yourself on the range.


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[Assistant] Working, trying to get everything absolutely perfect. So when you show up at the Masters, you look like Scottie Scheffler did this week.


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[Assistant] I think Scotty more than anyone can juggle that. He seems to have probably the best head on his shoulders of any top player I have seen.


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[Assistant] I mean even before Tiger Woods, cause let's face it, in retrospect Tiger Woods had stuff going on in his life too that we didn't know about.


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[Assistant] It will be a challenge though. So I, I, I will concede to you the idea that this is a tiger-like run. And I will concede to you that I fully expect it to continue. Like there's nothing in his body of work that suggests to me that he's running up against a wall or that he's ready to slow down. But there are things that make me wonder.


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[Assistant] How much, how much can he continue to add to this legacy the way he's done so far?


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[Assistant] Yeah, and I don't like that. Like that makes my skin crawl a little bit. Cause I mean, anybody that's had kids will tell you like welcoming them, welcoming them into your life is one of the best things that can possibly happen to you. And I'm sure Scott.


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[Assistant] And again, this goes to the idea, and this is not specific to Scotty Scheffler or any other top player. You gotta be really, really selfish.


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[Assistant] How did you come to the idea of bringing Phil Kenyon into the camp? Cause you're right. That had to be a hard decision. That had to be a tough decision. And Scotty sort of laid it out that it was on a plane ride home from Eastlake last year. Tore championship and he turned to Blake and he said they were kind of thinking the same thing.


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[Assistant] That maybe I need to go see someone and from there, everything grew that we talked about it a lot at the Ryder Cup and into the fall and into the new season.


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[Assistant] And I'm not saying that, that Phil was a savior because my guess is Scottie Scheffler was still going to be Scottie Scheffler, but I don't know that he would have been this version of Scottie because this version.


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[Assistant] We've said it time and time again, if he puts average, I like his chances to win. If he puts well, he's going to win by four like he did today.


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[Assistant] Still working on it, uh, and the idea being that Fuzzy Zeller was the last first-timer to win the Masters back in 1979, almost a half decade.


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[Assistant] Okay, when I actually did the math, I was like, man, that was a long time ago. And when you look at what Ludovic did today.


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[Assistant] It's absolutely amazing to me that he seems so comfortable, so relaxed. You watch the telecast, you're out there on the golf course. I don't know that anyone enjoyed themselves as much as he did today when you watch him sort of bounce around the golf course and happily. And I don't do this lightly because records at Augusta national.


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[Assistant] Is bound to fall, and I'm going to make the argument in this column that it's bound to fall quickly. Because all you have to do is sort of look at recent history. Players are just better prepared.


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[Assistant] Now when they show up here, I, I didn't even realize this. So I talked to Ludas caddy and Joe Scobron who used to caddy for Ricky Fowler.


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[Assistant] And he did a really good job this week of making him feel comfortable and short of showing him all the nuances of the golf course. Those are the things that we say that, yeah, this is going to be hard because he doesn't know where to miss.


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[Assistant] Or he doesn't know what this putt does or that chip does or whatever the case.


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[Assistant] Maybe he, he did a really good job and I, I totally blanked when I'm talking to Joe tonight and he goes, well, Tom Kim last year was in the exact same situation and I had forgotten.


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[Assistant] That Tom Kim was playing his first Masters last year and finished inside the top 20 with Joe on the back.


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[Assistant] And I just think it's a really good example of why we've talked about this before.


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[Assistant] Players who have come out of college are so much better prepared, and certainly in Obear's case, because he comes out, he wins on the European Tour, he makes the Ryder Cup team, he does really, really well in Rome at the Ryder Cup, he wins on the PGA Tour at the RSM Classic, and not only was this his first Masters, it was his first Major. And you just, I'm kind of blown away by the idea that


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[Assistant] Players are so much better prepared now that it's inevitable that someone is going to win the Masters in their first start sooner rather than later.


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[Assistant] Tiger, well, let's go straight to Tiger from there because he finished up, not on a high note, like he was DFL.


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[Assistant] He was better than he was on Saturday, but yeaah, he finished 60th out of 60 players who made the cut. I will say, and this was a tough one to write, and you kind of came in and pointed out a headline that sort of had me second guessing what I had written.


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[Assistant] It was a good news, bad news thing. And it was mostly bad news. Like to be fair, it was not entirely good news. The good news was he made it 72 holes. And I think both of us probably would have agreed at the beginning of the week that making the cut


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[Assistant] Should have been the goal. He's never going to admit that. He's never going to say that. But just making it 72 holes. He hadn't played.


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[Assistant] 72 holes in more than a year on the PGA tour. So this was going to be.


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[Assistant] A challenge. It was the most difficult golf course you could possibly walk. He was the worst case scenario.


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[Assistant] With him only playing 13 holes on Thursday and having to play 23 on Friday with temperatures in the 50s when he teed off. Like that is just a recipe for disaster for Tiger Woods.


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[Assistant] That's the good news. That he was at least able to make it around. He was able to test his body. The bad news is the game is just awful right now. There's no way to sugarcoat it. Like it's just bad. Like you raced out as we joked about last night on the podcast thinking that, oh, of course he's going to withdraw.


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[Assistant] Like he's playing terrible. He's limping. It looks like he's in pain. So you raced out yesterday halfway through his round and my take was.


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[Assistant] I don't know how much pain he's actually in, other than just the idea, he's just playing really bad golf right now.


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[Assistant] He's not doing anything close to what Tiger Woods is capable of doing. If you look at the players that beat him this week, it's almost embarrassing because


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[Assistant] You didn't have to, it seems like you didn't have to play all that great to make the cut. And to finish last in the field, he has so much room to make up for. Now, he did say that he needs to start working, start working on getting ready for Valhalla, the PGA Championship, getting ready for Pinehurst.


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[Assistant] The U.S. Open, getting ready for Rural Troon, the Open Championship. That to me.


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[Assistant] Is a good sign cuz at least he's looking ahead but man the game's just not there right now.


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[Assistant] Krosnest is half full. I don't know how to come back to that. I will say, and this goes to, it was a couple years ago.


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[Assistant] And Brandil Chambly had, and I think Rory had posted a picture online of him squatting some ridiculous amount of weight in the gym.


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[Assistant] At Riviera and asking him specifically like, okay, I want to figure this out. Like I'm trying to play the middle man here and why do you do this? Like, give me an idea. Like it's impressive. We all know, but is this just you being, you know, trying to be cool and look how much I can squat in the gym or is there a mission here? And I will give Rory credit. He sat down and talked to me and the answer was when he was younger, he was a little overweight or somewhat of his age and his height. And he said he had back problems.


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[Assistant] If you wanted to be a pro golfer, that he had to be in better shape, that he had to get himself into a position where he had the strength to do the things that he wanted to do. As fast and hard as these swings, like there has to be a lot of strength in the core, there has to be a lot of


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[Assistant] Because what I see when he swings the golf club, especially the driver now.


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[Assistant] Is someone who's trying to create a lot of speed and a lot of power with his upper body. And that's me.


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[Assistant] Uh, he is. I mean, I mean, he is really upper body. He is huge. And I think that is a byproduct. That is a mission of his because he realizes he can't use his legs. I can go through this because I wrote a bad book a long time ago, but there's five ways to create power in the golf swing.


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[Assistant] And the most effective way that I've been told or that when I wrote the book that I was told.


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[Assistant] Was post, which is essentially how you drive through your left leg for a right-hander. It's how you drive through your left leg and sort of lock out your knee for lack of a better term. He can't do that.


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[Assistant] Like his right ankle is so fused, it's so limited, he can't get to his left side like he used to, so he has to create some sort of power some way. And that's all in the upper body. My guess is that that's what he was talking about today in Tiger terms.


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[Assistant] As loose as I can put it, like he's trying to create a scenario where he's trying to explain to you that


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[Assistant] Alright, this is the only way I can play golf now. And so to maintain that, I need to be bigger, stronger, faster with my upper body because I can't do it with my lower body. Like I've done my entire career and anyone who questions that, I would just say, go back and look at Tiger Woods in 2008 versus what we have right now. And even in 2008 when he was dealing with a lot of stuff.


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[Assistant] He still created most of his power with his lower body and his legs.


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[Assistant] That to me is the only thing that makes sense, but we don't know when it comes to Tiger Woods. So to be fair, I'm kind of speculating right now.


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[Assistant] I can give you the other four ways to great power if you have any interest. No one has any interest.


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[Assistant] I mean, it's hard to read that book because he sort of said the same things he said over the last few weeks. And when he talks about his finishes, they're all, I think, what he calls middling.


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[Assistant] We can go back to all the things we talked about starting earlier in the week that he had, he tried to reinvent the wheel.


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[Assistant] And it didn't work this time around and my guess is he'll do something very, very similar next year and he'll, he'll do


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[Assistant] Because, he's still young. Speaking of getting dark!


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[Assistant] I know! He's still young. He's still winning. He's still winning on the DP World Tour. He's still contending on the PGA Tour. There's no reason to think that he can't win the Masters into the foreseeable future. Actually, I was shocked in San Antonio last week when he talked about, I feel like I have six or seven more years at Augusta National. And I'm doing the math in my head thinking,


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[Assistant] No, you have to have more than that, like that doesn't make sense at all.


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[Assistant] We have seen players compete well into their 40s at the Masters. It's a place where institutional knowledge matters and he's strong and he still hits it a mile, like I don't believe that. I'm basing this on what he says.


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[Assistant] I'm not going to say he was defeated because I don't think he was. I feel like he, he came into here with a good game plan and I would equate this maybe to what we talked about with Jordan Spieth a few days ago. That the aggravation with him was he wants to adhere to the idea that this is my process. I need to take the results out of it. And I think Rory to a certain extent is doing the same thing.


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[Assistant] That okay, my process is going to change each year, but I need to take the results out of it and try to continue to build on what I'm doing. But man, it keeps getting harder and harder.


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[Assistant] I just wanted to add this about Rory before we move on. He was asked specifically, and again, we can't do sound, so I'm gonna, I'm gonna read, which doesn't make for a very good podcast, so I apologize.


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[Assistant] But will you scare, scale back a little bit? We all know his schedule coming into this week. Like it's been a brutal schedule. No, he says. The next two weeks I'm playing Hilton Head. I'm playing New Orleans where he's playing with Shane Lowry.


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[Assistant] Like there's going to be, he's going to reach a tipping point. There's going to be burnout at some stage. And, and I appreciate what he's doing. Like he, again, he's trying to reinvent the wheel. He's trying to come up with a better way of doing this. And look, he won last time the PGA was at Louisville. So we'll talk about that in a few weeks. Like he has to be.


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[Assistant] Uh, we're gonna, we're gonna do the cliche where Scotty is in a category by himself. I think it's fair. We can just say that, right? Can we just do what we did back in the Tiger era and just say that, yeah, we're, we're among the favorites, among the favorites behind Tiger.


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[Assistant] Cause you and I talked about this the other night, the idea that his record in the majors was awful.


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[Assistant] Scotty is next level when it comes to keeping things simple and when you talk to him after the fact.


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[Assistant] It's, you know, what were you thinking about out there? I, I did find his, and I don't want to go back to the Scotty conversation, but someone asked him about, would you have really walked off the golf course? And Scotty's reaction was, what are you talking about? And then if your wife went into labor, you said you would walk off the golf course and he goes, it didn't even dawn on me.


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[Assistant] Like that's how locked in I was that yes, he probably would have walked off the golf course, but that had dawned on him. I do like.


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[Assistant] Sort of Max's mentality and it was something he said on Saturday night last night going into the final round that every time he let thoughts get into his head of what could go wrong,


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[Assistant] He immediately replaced him with the idea of, I wanted to think about the thoughts of what could go right.


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[Assistant] Like what's going to happen if everything goes right and in that scenario, it's winning the Masters. I don't know that he's ready to win a major just yet. He certainly has the tools. When you look at what he did well this week, I mean, it was wildly impressive with his ball striking and his putting was above average.


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[Assistant] I mean the things that he did well this week you would think going into the remaining three major championships of the season are going to serve him well. When it comes to Max though, you always want to question how is this going to impact him mentally?


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[Assistant] Is he going to take from this, Oh, I didn't get it done on Sunday, which be sort of the negative slant or.


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[Assistant] Look what I was able to do over four days. Of course I can do that again at Louisville and maybe do it one step better.


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[Assistant] I would just real quick be with Max and like look, clearly he was hurting after the round. Anyone who lost the Scotty Shuffler today probably is going to just have to process that over the next few hours because you lost to the world number one and this dude is in full flight.


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[Assistant] Like we just got to have a whole conversation, 20 minute conversation about is this Tigeresque? And we hate doing that, but it very much is Tigeresque. So I think anyone who came up short today should probably give themselves the benefit of the doubt.


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[Assistant] Brought this to my attention. He played his first Masters in 2020 and he was saying that since 2020 he's only played


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[Assistant] When it's cold and wet and soft, relatively soft. This year was the first firm and fast masters that we've seen in a long time.


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[Assistant] And I have to admit, like, it's fun when it's like this. I think this is the best Masters and you're going to look at the final and say, oh, well, the final, final nine didn't play out the way they wanted to. We didn't have the excitement. Maybe, but I still think this is the golf course playing at its best.


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[Assistant] It was enjoyable on a lot of fronts. One, I got a ticket this year for a lot of people in my family, so I was able to sort of treat them to it. And I think I said this early in the week, I like seeing it through their eyes.


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[Assistant] Seeing my son was up here earlier in the week, my father-in-law was here, my mother-in-law. And I guess after 20 years, you kind of get a little jaded.


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[Assistant] And hearing all the stories from them over the last couple of days, you're like, you realize how special.


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[Assistant] This place is, so I certainly enjoyed that. I'll remember that and Scotty like, look, this is a historic run.


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[Assistant] And in the middle of Tiger's run, it was earlier in my career. I was younger. I probably didn't appreciate it.


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[Assistant] Probably like I should've. This one I'm gonna appreciate. Like what he's doing is special.


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[Assistant] I can imagine rex the people at home saying you idiots have spent twenty five minutes talking about.


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[Assistant] Uh, how the, how the preparations have been undergoing. Uh, the, the master's chairman's press conference. Will you idiots please.


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[Assistant] Just get to the favorites, players to watch, players you do not think will perform well. I think, Rex, we have to start with what I thought was a little bit of a surprise. The Masters, this is as close as you could possibly get to a supergroup. Barring a delay.


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[Assistant] At 1042, uh, a.m. Eastern time on Thursday, you will see world number one, Scotty Scheffler. You will see Roy McRoy.


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[Assistant] World number two and you will see Xander Schauffele who a lot of people are pegging to capture his first major championship this week and also inside the top 10 in the world ranking. Are you a little bit surprised to see


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[Assistant] Those three players in the same group and who do you think it helps and who do you think


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[Assistant] Yeah, they're not gonna tee off on time, but even if they go out at 3 o'clock, I think it could be absolute mayhem. Anyone who has ever attended the Masters.


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[Assistant] You know, it's not like you can just kind of plod your way around the golf course and watch every single shot. Like it doesn't operate that way, uh, but particularly for a super group like that, uh, it, it could be absolute mayhem out there. I actually think, Rex, it's not going to hurt Scotty. It's not going to hurt Xander. I actually think it could help.


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[Assistant] Roy McRoy, when you look at his recent history, certainly over the, over the past five years, what has really dogged him or plagued him has been slow starts. You look at his scoring average of the past five Masters, it's 73.8. And when you look at the history of this tournament,


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[Assistant] And the fact that the past 18 Masters Champions all have been T11 or better after the opening round.


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[Assistant] You can see where the struggles have been for Roy McRoy. Essentially, when you look at those two stats, he's putting himself too far behind, is then playing catch up, uh, and is, it is significantly reducing the likelihood that he will go on to win the Masters. The fact that he's playing with Scottie,


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[Assistant] Putting up ball striking numbers that we have not seen since Tiger Woods, I think can help.


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[Assistant] Also playing with Xander who has played some phenomenal golf in 2024 despite not winning. I think it sort of sets down a marker for Rory to allow him to lock in. I think Scotty's style of play is disciplined.


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[Assistant] It's patient, it takes advantage of the par fives, uh, he scrambles well, uh, he, he doesn't make sort of any silly or sloppy mistakes. That's exactly the sort of golf that Rory McIlroy is trying to play. You talked to him last week in San Antonio. He said he's trying to eliminate those boneheaded mistakes.


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[Assistant] What are you doing? Like that's just an easy bogey. That's an easy double. Just play to the fat side and sort of add it up at the end and all of a sudden you got a 68 or 69. I actually think it can help kind of riding alongside those two players who, who I think are


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[Assistant] Or playing the style of golf that Roy aspires to play, particularly at Augusta National.


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[Assistant] Uh, well, Rory McIlroy, let's go ahead and just start with that. I mean, if we said anything else, we would just be burying the lead, and I don't want to do that at this point. I think what happened with Rory's round on many levels, since we can start with his play. I mean, we talked about this earlier in the week in the podcast. I think we talked about it Sunday night from Bay Hill.


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[Assistant] His, his wood play off the tee box, three wood, just sublime. So good. Uh, second in the field, second only to Scottie Scheffler last week. And then I think he was 55 out of 58 players who, uh,


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[Assistant] But to be fair, I was taking a bit of a flyer. I did not know. I was taking Roryetta's word.


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[Assistant] Yeah, and I think you talked to Rory, you talked to people in his camp. There was a degree of optimism. They felt like he had figured it out. Essentially, it's two swings. You have a driver's swing and you have an iron swing and he just has to convince himself when you stand on the tee box. Okay, this is a driver's swing when he's in the fairway. This is the iron swing twice today.


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[Assistant] Seems like the wires got crossed and we're going to talk about that. He came over the top on some drivers at some inopportune moments, but that's first and foremost. And I think we shouldn't ignore this part because he's going to get glossed over because of what's happening, but he putted really, really well as well.


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[Assistant] So everything kind of fell into place. Arori McArori today, except two holes. And that was the 18th hole.


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[Assistant] And the seventh hole where he came over the top and hit his drivers into the water on both occasions and you and I both wrote about it today. On both occasions there was some sort of question.


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[Assistant] About where his ball crossed into the hazard, where it bounced, where it maybe crossed the red line, and where he ended up taking his drop. Probably the one at 18 is not that big of a deal, but the one at 7 seems like it was the big deal, because that's where we pick up the audio I suggest everyone.


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[Assistant] Go to golfgen.com and read what sort of transpired between his playing partners. Jordan Spieth.


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[Assistant] And Victor Hovland, because it's one of those situations in golf, like nothing gets golf Twitter and golf social media fired up, like some sort of.


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[Assistant] Rules controversy either real or perceived. I think this one was perceived, but we don't know yet because neither Jordan nor Victor stopped to talk to us about it.


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[Assistant] What did it bounce? Was it below or above the red line? Golf rules can be stupid sometimes. This is one of those situations. But even Rory after the round, when we asked him, you know, can you tell us what was transpiring between you and Jordan Spieth? Even Rory was really quick to say, look, he was just trying to protect the field.


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[Assistant] That's what a fellow competitor should be. And I think, and we have seen this from Roy McElroy, he will go out of his way to make sure that whatever it is he's doing is right. And I think it was interesting. He called it karma.


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[Assistant] And basketball, they call that the ball don't lie. Like if you had you taken a bad drop, it's going to catch up with you sooner or later. Maybe it's not today. Maybe it's not tomorrow, but it catches up with you. So I do believe.


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[Assistant] It was a little testy though. It was a little testy though, Rex. It seems like it. It seems like it. And this probably factors into the fact that


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[Assistant] They probably weren't crazy. They didn't seem to be crazy about what happened on 18, but they sort of seemed to move on and dismiss it really quickly. And now it happened again within seven holes. And you're probably thinking to yourself, how many times is this going to come up? So that probably factors into it as well. I would like to think that if Jordan Spieth really felt that passionately about it.


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[Assistant] I mean, I hope not because I mean, my entire column today was based on the idea that if you want to wrestle golf out of this slump, this, this bad hole that it's in right now where we're talking about money, we're talking about deals, we're talking about


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[Assistant] I think there's certainly animosity across the PGA tour. There seems to be a lot of different factions for a lot of different reasons and then it's born from all of the things that we've talked about, whether if you're


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[Assistant] One of those top players that believes like the smaller the fields, the better. Well, if you're not a top player and you feel like you're getting axed out, whatever the case may be, everyone sort of has their ideas of what they want the tour to become. And it's gotten to the point where it has become personal. I don't know that that factored into this. Was that your take on it?


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[Assistant] Well, and to put a, you know, sort of a period on all of this, our own Todd Lewis asked Roy, at the end of his interview today, if he was comfortable with what happened on Seven, given that there seemed to be some sort of controversy. And he was clear. He said he was comfortable. So I don't know that that's the end of the conversation, but it's certainly going to be a big part of the conversation.


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[Assistant] The thing that probably stood out was how gettable TPC Sawgrass was. I started to take a look at scoring averages about midday. It was hovering right about.


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[Assistant] 71 and a half strokes. And I went back and you had to go back five years to get anywhere close to that. Now I got a little bit more difficult in the afternoon, but it was still 71 point whatever by the end of the day. You had to go back five years.


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[Assistant] To see the golf course play that easy. We didn't have a lot of wind, a little bit more wind in the afternoon, but golf course is soft. It's in perfect condition. You saw very, very aggressive play, and I think that's going to be sort of the standard going the rest of the week. I think we have a forecast that's varying a little bit, but these seems to be what this seems to be what we're going to get.


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[Assistant] I did want to ask you, because you were out walking and you asked an interesting question. I was in scoring, so there's no TVs. I didn't see what he did on 18, but you, I think the question that you ask is, when


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[Assistant] When the mere mortals like us look at the shot that the approach shot that you had on 18, all we see is don't go here, don't go there. All we see is danger. Things that are going to hurt you. Things that are going to ruin a really, really good round. He pulled off an amazing shot from under the tree. What did you see?


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[Assistant] Well, and I think we just had this conversation last night just about the idea that


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[Assistant] He can get in that mode that he got on Sunday.


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[Assistant] And that's a level of confidence with a shot that you and I clearly don't possess. I don't think many people in the universe possess that kind of shot. So it does speak to the confidence and I don't think...


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[Assistant] We can gloss over, skip past the idea that he gained almost a full stroke.


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[Assistant] On the field today on the greens. And the narrative going into last week was, when Scottie gonna figure out his putting, how much longer is this going to last? He figured it out on Sunday, one by five strokes, but even coming out of that, it was, well, can he sustain this? Look, he didn't gain four and a half strokes on the field like he did on Sunday at Bay Hill, but gaining a full stroke today.


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[Assistant] Given how well he hit the ball and the fact that he didn't have to scramble a whole heck of a lot. I think that in as much as just like Roy McIlroy should send alarm bells to everyone.


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[Assistant] Like to the point that I just made, everyone's going to be watching. This is the crucial part of the game. Scottie Scheffler is going to go.


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[Assistant] Based on how his putter goes and if he continues to do what he did today, which was a little bit above average, it wasn't great like it was on Sunday, but it was a little bit above average. It's going to be so hard to beat. And the other half of this equation is, I mean, this is really,


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[Assistant] The first big event where everything has coalesced. Last week you had the world number one winning. That was fantastic, but five strokes kind of took the air out of it. Right now, as you pointed out, the Belita board is stacked. And I think we talked about this.


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[Assistant] Earlier in the week when we did the preview podcast, the tour needed the good one.


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[Assistant] This week, they needed to have the stars come out and so far you've got Xander, you've got Roy, you've got Wyndham Clark, you've got Scotty.


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[Assistant] Can they maintain this? This is exactly what they need at this moment in time.


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[Assistant] No, that'll be good. And I think we did a, we did a good job last night on live from sort of breaking down exactly what you just sort of outlined. Like he decided to go on this new path and there's footage of him on the range with Grant Waite.


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[Assistant] Yesterday where clearly they're having disagreements and there's things are not going well. It's a lot of animation. It's a lot like you when you're on TV, especially without a microphone and your hands are moving and you're moving all over trying to chase you with the microphone. It's not easy, but he's so talented. Like I'm sure there's a level of aggravation now.


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[Assistant] Who was playing golf better than him at the moment. I find it impossible to believe that whatever transpired between the tour championship last year and the start of this season.


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[Assistant] That somehow everything dropped away. Like I'm going to have to see that for a long time before I truly believe it.


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[Assistant] We're gonna touch on Scotty Scheffler and a lot of things that we probably talked about just now, myself and Todd Lewis, and just the idea. I was taken by, he finishes up Sunday night at Bay Hill, I think the celebration was a hamburger and some soda with his family, cause that's Scotty Scheffler.


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[Assistant] Sparkling water. Thank you. Uh, I think that's everything you need to know about how do you say I'm Scottie Scheffler without saying I'm Scottie Scheffler. That's my celebration. That's exactly what it is. And his big, you know, his big relief on Monday morning was getting coffee and breakfast with his wife. And then he was right back at it on Monday afternoon. And I think it speaks to the grind. Like I always.


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[Assistant] I always kind of cringe when someone says, well, yeah, he's just a naturally gifted. Yeah, they're all touched by the hand of God, but they all have to work really, really hard. And this is an example of a world-class player who just came off a brilliant performance on a really, really difficult golf course. And he was out here grinding because he was unhappy with some of the shots he hit on Sunday at Bay Hill.


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[Assistant] No bogeys, nothing but birdies, wins by five, and he was unhappy. That's probably why you get to world number one.


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[Assistant] Uh, glad to be back. It was really, really cold and uncomfortable. Got snowed on a little bit that last morning, Friday morning, when I woke up early.


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[Assistant] It's a lovely place, I'm sure. I've been told it's a lovely place. We're talking about Connecticut. Uhm, I've never been there when it's not freezing cold and snow on the ground. So I even, like,


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[Assistant] I forced myself to get out of the hotel on Thursday afternoon.


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[Assistant] And just sort of walk around. I was actually staying in Greenwich. Like, I need to see this place. Like, I just can't. Which is beautiful. Greenwich, Connecticut. One of the best places to live in the country. Let's be very clear. Yes, yes. I mean, I've been told a lot. And, like, it was just cold and it was miserable. I think I sent you some snappy chats. Like, it was just, it was foggy and gross. And you're like, man, like, this is what we're doing, right? So we're just gonna.


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[Assistant] We're just gonna sit around and pretend like the sun doesn't exist for six months. Is that what we do here?


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[Assistant] But it was fun to do the show. I did want to say, and you'll back this up, we, we work with a lot of really, really talented folks at the golf channel. A lot of folks I love being on TV with, Todd Lewis, Steve Sands, uh, you.


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[Assistant] I will say this, no one is better to be on TV with than Damon Hack. He is the easiest person to ever...


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[Assistant] Do a TV show with, especially a four hour TV show, which is what we did Wednesday, which was a marathon session.


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[Assistant] The least interesting thing to me is where he lands. Like, I know that was the headline and I know, good for goth.com and good for bulldog for getting it and the headline is, you know.


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[Assistant] I dunno, AKs, floating with live golf, whatever the case may be. That's the least interesting part of the story in my mind. Wherever it is he lands, he lands. Like we've done this, we've been there, like that's not anything that really is compelling to me. The compelling part is my son texted me on Thursday afternoon, my junior in college,


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[Assistant] Last played a tour event 12 years ago, my son was 8 years old, therefore he has no idea who this urban legend is. That's the interesting part of the story. I couldn't come up with a comp in any sport. Forget about just golf, like give me a comp where someone at that level of the game that wasn't close to retirement, like I'm not talking about Tom Brady coming back.


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[Assistant] Anthony Kim last played at the PGA TOUR event. The PGA TOUR's newest member, Nick Dunlap, by the way. Second most important story of the week. Uh, Jordan Spieth was a freshman in Texas. Like, I can keep going on and on and on. It just, it has never happened before. Anthony Kim is this urban legend.


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[Assistant] And now he's coming back and look, I think both of us have talked to people. I've certainly talked to people inside.


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[Assistant] Anthony's camp camp over the years and the conversation always goes the same way. Yeah. He's hitting balls one day and he's excited and thinking about a comeback. And then the next day it's like, no, I'm good. Like, I'm just going to keep doing what I'm doing, whatever that is. No one is a hundred percent sure whatever it is he's been doing for the last 12 years. I find it fascinating.


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[Assistant] That much talent and that much work and that much effort and come back and land right where he hoped to the plan where we left off 12 years ago. But man, what a story.


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[Assistant] If you go back five, six, seven years ago, we were, I'm sure we were having a similar conversation about AKS at some point, just because again, he was this wonderful urban legend that we kept waiting and watching and hoping he would come back. When we first started having these conversations again, six years ago, when you talked about an insurance policy of $10 million or $20 million, whatever the case may be, a lot of gray area.


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[Assistant] On that one. That was a lot of money back then. Now, the reality we live in, I mean, I don't know about you, when it comes to that level of the game, 10 million dollars seems like, kind of...


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[Assistant] Is it, is it really worth either not doing what you want to do? It seems, because now we're dealing with monopoly money.


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[Assistant] Now we're dealing with everything has a dollar figure attached to it and has a lot of zeros and $10 million is a lot of money. But if you're an Anthony Kim, as we've seen with so many players.


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[Assistant] I would counter and say I don't necessarily agree with you and say that live golf is the obvious choice if this is just about mitigating that loss of $10 million or $20 million because


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[Assistant] The way it works on the PGA tour now, you would get plenty of sponsor exemptions, you get plenty of opportunities to make up that money. Like it wouldn't be guaranteed, it wouldn't be upfront, but you have the opportunities to certainly make at least that much.


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[Assistant] If not more. Like the money part, again, doesn't even interest me. It did. This is all about.


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[Assistant] Like, you saw the same video of a swing, I'm sure earlier this week, and it looks fine.


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[Assistant] And let's don't ignore it. You pointed out he's 38 years old. He also had a lot of injuries that made him walk away from the game 12 years ago. There was a, there was surgery. I believe it was a back surgery. There was tendonitis in his left elbow and his left wrist. Like there's, there were a lot of things that were sort of...


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[Assistant] How this happens, but man, it's much watched TV. Like I'm not turning away. I'm not blinking. I'm not missing any minute of it if it happens.


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[Assistant] I can romanticize it enough to agree with you. I did cover AK. I actually wrote a feature on him his rookie year and I remember sitting on a hill overlooking.


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[Assistant] After I did that story after he has the career he has after he walks away and disappears, it became easier for me to wrap my mind around.


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[Assistant] Most of the players that you and I interview, most of the stories that we tell are stories about passion. Like, guys just love this game. Like, if you don't like the game, you're probably not gonna last very long in it. Like, you just thoroughly enjoy doing this, you thoroughly...


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[Assistant] And that's tough when you're 38 years old. Like I think you and I both know enough players who, once they get to 38,


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[Assistant] If they don't have that passion still, you're not going to be able to compete. Like you have to love, not just going to the golf course and grinding your way, but going to the gym, going to therapy, doing all the little things at 38 years old you have to do because the 18 year olds you're now competing against are going to whip you if you don't do that.


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[Assistant] I'm going to peel back the curtain a little bit here because apparently your lovely wife Amy doesn't understand the construct here. The construct between the two of us is we have fun.


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[Assistant] And we like to needle each other and whether if that's on this podcast or we're lucky enough to do it on air.


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[Assistant] Or, last week I did take a couple potshots and apparently your wife did not like, what did, she didn't like me making fun of you that you had a golf cart? Was that it that she didn't like?


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[Assistant] We like going back and forth and by that I use this as an example. That is by word, by far, one of your worst takes ever that Nick Dunlap should stay in college. I think we can all agree with that as I recycled it as the week went on and on and on because that's all we talked about for Monday, Tuesday and Wednesday pretty much was Nick Dunlap and the idea that somehow


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[Assistant] My friend Ryan Ladner seems to think it's best if he goes back to school. And we can all agree that in this particular case, no. Like if it was a different time, different era, maybe I could have understand where you're coming from. Not right now. Not by any stretch of the imagination.


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[Assistant] Well, and that's why the take was so bad. Like again, this isn't five years ago when if you won, if you got, if you got on a hot run as an amateur, you had to make a choice. Do I want to play the Masters? Do I want to hang around and try to play NCAA?


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[Assistant] Phil Mickelson didn't have to worry about any of the signature events. That's the difference now. The difference now is the clock was running from the moment he won the American Express. He essentially had five days.


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[Assistant] To make this choice, because if not, you weren't going to maximize what you were going to get. By that I mean, if he took up membership right now, he was going to get into every signature event, including...


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[Assistant] I will pull back the curtain a little bit more as well. You watched the press conference. I think a lot of people watched the press conference from Tuscaloosa. Uh, and I will say this, I don't remember that ever happening before either. And I'm not even saying


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[Assistant] Like everyone, everyone when I brought this up said hello world and Tiger Woods. No, that was no, I mean it was, it was, it was essentially, it was essentially like a college quarterback.


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[Assistant] Yeah, like I don't ever remember that happening to any player and I don't think like, look, some people are going to think I'm, I'm bagging on Nick Dunlap. I don't think that's the way he would want to do it at all. If I, if I guess Nick Dunlap had his choice, he would just zoom, put something on social media and be done with it. This was probably.


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[Assistant] He got some good advice. However, there was some anxiety going into that press conference because we were going to run it live on cough today. And suddenly there was a lot of questions going on because he was kind of late getting to the, you know, getting to the stage and everyone, there was a lot of speculation about, well, maybe he's not turning. I think we all assumed okay, he's holding a press conference.


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[Assistant] You saw any real weaknesses? Like, look, I'm not going to sit here and pretend like I spent a lot of time picking apart Nick Dunlap's game when he was at Alabama. But just what I saw at the American Express, there were no weaknesses. Like, and I keep going back to Victor Hobbitt.


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[Assistant] Like when he came out of college, he was really good and he's one of those guys that was touched by the hand of God with one exception.


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[Assistant] Short game needed to get better. As we've talked about endlessly on this podcast, he's turned that into one of the better parts.


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[Assistant] I don't see any parts of the game. Now maybe to your point, it becomes a grind for him. You're right, this isn't college anymore. Like he's going to have to play a lot of events over the next few months and we'll get a better look and better gauge of exactly who he is. But right now,


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[Assistant] Sausage finger, please. Sausage finger, thank you very much. I think you usually transition to that by saying sausage finger. It's one of your favorite things to do. I will come back around and again, this is by way of apology to your wonderful wife Amy.


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[Assistant] Of all your takes, that was a bad take. I will say that I actually gave you a monsoon of love last week because I have come to the realization that we need to have more Wednesday through Saturday golf tournaments. And that was yours from a few years ago. I'm a huge fan. Like look, we're not going to do it in the middle of the summertime when there's no football.


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[Assistant] If there's ever football, whether it's Saturday football or Sunday football, why don't we just do Wednesday through Saturday? Cause that's glorious.


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[Assistant] Uh, two headlines that I actually saw yesterday. One is, Pavan becomes the first Frenchman since World War II to win on the PGA Tour. Had no idea that was the thing. Like, if you'd have asked me, I mean, again, I guess you should have known in the back of your mind, but World War II is a long, long time ago.


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[Assistant] So the idea that he did something that hasn't been done since then is really, really cool. The other one was another headline, and I'm not going to say the website that it was on, but it refers to the heroic shot that Pavan hit on the 18th hole.


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[Assistant] Which is from the left ruff, it was 145 yards, hits it to about 8 feet.


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[Assistant] Really good golf shot under the pressure, given the circumstances, everything that you just pointed out. Really good golf shot. Heroic? I don't know. I don't like that one. I'm gonna go ahead and say no.


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[Assistant] Uh, I don't know, which would the website be? Oh, I know where it was. It was, uh, nbcsports.com backslashgolf. Oh no.


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[Assistant] Let's, uh, let's tag this one so we can get a good, uh, yeaah, 25 18. Make sure you scribble that down. Heroic. I don't know about heroic. I would say gutsy.


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[Assistant] I mean, there's a lot of things you can do. Like look, it was gritty. I don't even know. Clutch. Like there's a bunch of different ways you could do it. I am, and I'm going to chain on my inner aim and Lynch. My guess is you have to do a round table on Monday morning on golf today. So this will be one of Amy Lynch's.


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[Assistant] Topics is, not so much that Pavalan won, it's what it means for those Europeans who now get tour guards. He finished, he actually edged out Rasmus, boyguard.


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[Assistant] Uh, of, of a situation, I would counter it and say that this week was, and not just cause Pavon won, was a really good example of why they should have done this probably a long time ago. If you looked at that leaderboard, Jaeger, who is lucky.


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[Assistant] He's kind of like that Sebstraca thing, like he is European.


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[Assistant] Uh, yes, I, I get it. But you had Niklai, Hoyegard. You had, uh, Albusy Pabon. I mean, the leaderboard was just riddled with Europeans. Thomas, Thomas, Thomas Detry, who was in the same category.


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[Assistant] I mean, it was amazing when you sit and you look at it. There's a lot of reasons. I understand why both sides don't like it, but if you need a really good example of why that kind of ends the conversation of why it's a good thing, there it is, right there. Hoi Pai, Sunday, I'm sorry, Saturday afternoon, and you get to see exactly why this is important because those players, and Pevon's probably not the player that I would be talking about in this particular situation, but Hoygard certainly is. You don't want to create any sort of roadblocks.


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[Assistant] For a player like that to run into that could, that could trip him up early in his career. And I'll give the PGA tour credit and the DP world tour credit. I mean, this had to be buy-in from both sides. And I'll be very curious.


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[Assistant] I was, uh, I actually looked this up. The field this year according to the world ranking is better than what it was last year. So keep in mind that.


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[Assistant] We did have designated events, little bit different scenarios than the signature events, the way they're spaced out, the fields, the way that works out. But I mean, I was kind of worried about the same thing that you just touched on, the idea that somehow Torrey Pines wouldn't be in this rotation of whatever a world tour schedule is going to look like. And we're assuming that's the way we're heading.


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[Assistant] I can't imagine how Torrey Pines isn't in that mix cause I'm with you.


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[Assistant] And I think we had this conversation over the first three weeks of the season when


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[Assistant] 20, 25, 30 under par was winning and my comment was always, look man, Torrey Pond is just around the corner. And then it's going to be Riviera.


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[Assistant] And then it's going to be Bay Hill and then it's going to be TPC Sawgrass. Like there's plenty of places where guys are going to have to grind and work hard. I don't mind the birdie fest. I will say this and Todd Leonard, who is golf digest rider, longtime rider in San Diego, I actually wanted to get him on the record on this one. I'm more of a North course guy.


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[Assistant] Like, I don't particularly like the south course. I think I've played it a few times.


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[Assistant] I don't mind, no, let me take that back. As a PGA Tour event, I really like the south course, like I enjoyed, like the views are great, like it's second to none, but it's sort of the shop making that it requires from a PGA Tour pro. We saw it, I mean we just got through talking for five minutes about the way Pavan played the 18th hole.


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[Assistant] I'm speaking just personally, if I lived in San Diego, I'm probably not playing the south courts very often. Oh, oh, oh, totally.


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[Assistant] Yeah, we can sit here and go through the tour schedule. I find.


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[Assistant] Most of the courses I enjoyed are not the ones that are the major championship test anyway, which is probably not a surprise given the state of my game.


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[Assistant] I'm with you. The interesting thing is, I mean, during my career as a journalist, not yours, but during my career as a journalist, the West Coast swing struggled. Like they had to come up with a point system and a way to reward players for playing on the West Coast.


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[Assistant] Because everyone was starting to gravitate towards Florida getting ready for the Masters. I dig it.


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[Assistant] Had a lot to do with the Tiger Woods effect because Tiger sort of had a very...


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[Assistant] Clear schedule and he didn't deviate from that and he had a lot of success. So I think players sort of started to follow.


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[Assistant] Is lead it's gone completely the other way now like i don't know.


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[Assistant] And look, this is a little bit different because of the times we live in, but we talked about how hard it was for guys to get into Sony. Like it was a really, really good field at Sony. I think Torrey Pines was better.


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[Assistant] Then I expected the American Express was better than I expected. Yes. Next week at Pebble. You're right. Like it's just, it's a really cool part of the schedule for a lot of reasons. One, I love the prime time finishes too.


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[Assistant] I don't know that you can really compare the golf courses. Like I think this string of golf courses is probably the best collection we see on tour all season long.


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[Assistant] Uh, no, I'm a little surprised you're not outside today. We're, we're taping this on Sunday because clearly the PGA Tour event ended on Saturday. It's a conference championship Sunday. It's a big day for both of us. You were firing up the grill. You were getting stuff ready. Is there a reason why we didn't do it live from the back porch? Uh, yes.


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[Assistant] I'm doing ribs as well and then they wanted burn ends. So I'm going to do pork belly burnt ends again. So it's a little bit of a juggling act. So I'm with you. I'm the timing of it's kind of tough. Don't scorch them. Don't scorch them. I know you had that experience previously.


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[Assistant] They actually have to almost under smoke them is what I discovered because


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[Assistant] Then you, like yeaah, cuz you're gonna kinda, after I smoke them or I flash fry them very very quickly and then you kinda put them in the oven and let them cook the rest of the way.


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[Assistant] Do we think that, is that really it? That the 72nd hole is what cost him that title? Cause I mean, that's, that's being a total...


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[Assistant] It was whatever happened on 15 on Saturday when it spun back off the green and left him shocked. And then he ends up making a double bogey there on the par three and then whatever happened.


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[Assistant] On the 18th hole on Friday where he three putts from five and a half feet, whatever the case may be and ends up making a six on a par four. I think those two things factor into it. And this goes to, like I was sitting.


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[Assistant] Waiting for you to send out the StreamYard link. And I was thinking to myself that we have talked about this for the last couple of weeks, the idea that


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[Assistant] I find Scottie Scheffler's game entertaining because of its brilliance. Because, I mean, if you're not entertained by it, you're probably not a huge fan of golf, I would, I would counter. However, what we saw this weekend.


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[Assistant] Was his normal brilliance. You look at his stats and he's right up at the top of the field. Strokes gain TD green, strokes gain off the green, strokes gain approach. All the things he does well. But he threw in, I mean for lack of a better term, a little bit of Jordan Speed.


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[Assistant] Where he would just have those moments this week that we i'm just not used to seeing out of scotty chef where he just makes.


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[Assistant] These lapses that you don't anticipate him doing especially.


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[Assistant] When he's in contention, if you think about just those two holes that I mentioned, that's essentially four strokes right there.


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[Assistant] He wins by three strokes if he just pars those two holes and we can sit here and play the YF game probably with everybody in the field. But when it comes to Scottie Scheffler, that was a level of, and I went back and read his transcript tonight because I was curious to see what the mood was going to be like.


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[Assistant] And I think he wasn't hung up on the 72nd hole. From what he said in the transcript, it was, look, I hit what I thought was the line. It was just a misread. It happens. And you know, I felt like I hit a good putt. It wasn't a push. It wasn't a pull.


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[Assistant] I think as a, as a professional, you can walk away and have some sort of solace in that. The part that gets me is now all of a sudden he's going to throw out a Jordan Spiethole every once in a while. Like that to me is interesting.


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[Assistant] No, I don't think it's any different than what we talked about last week. I think your line was the idea that there's the Scottie Scheffler category going into this Masters and then there's probably the next tier down. Sorry for stealing your tiers, but I mean, he's in his own tier and I would, I would still agree with that. If it was anybody.


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[Assistant] Other than Scotty Scheffler that you asked me about, is it better maybe if you do finish runner up in Houston and have a week's rest and you show up at August arrested? I'd probably say yes, but not with Scotty simply because he doesn't seem to get very, very low or very high. He always seems to sort of maintain.


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[Assistant] This amazing level of calmness, at least on the outside. I'm sure there's a lot of things going on on the inside, but I've never seen him. I think Nimbrando was talking about this on the telecast this afternoon about


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[Assistant] There was some frustration earlier in the week, either with his putting or his ball striking or whatever the case may be. You could clearly, he could sense he did not have to your point.


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[Assistant] Goes home, has coffee with his wife tomorrow morning, and that's what he does. I mean, that's the celebration, and I think that's the beauty of Scottie Scheffler. I think it gives him...


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[Assistant] Something to work on because I think Randy Smith, his swing coaches line last week was the idea that no, there's nothing to do. And I can see Randy saying it. Like I, we, I don't have anything I can tell him.


[User] Please transcribe this text

[Assistant] Yeah, so at this point it probably, if nothing else, allows him to maybe focus a little bit harder than he would have otherwise if he was coming off his third consecutive win. It's probably hard to go back to the grinds when you've won three straight tournaments, but I don't even know if Scottie needs that.


[User] Please transcribe this text

[Assistant] Like you said, bottom half of the field, he finished 37th in strokes game putting. That's pretty much right in the middle.


[User] Please transcribe this text

[Assistant] A weird scenario where you're having solid rounds bookended by not so solid rounds, and I think that probably speaks to the inconsistency that he should probably be asked about. But the fact of the matter is, go back to Sunday at Bay Hill. Like, he, he was really, really good.


[User] Please transcribe this text

[Assistant] Six feet. Three putt on the last hole. One and a half feet.


[User] Please transcribe this text

[Assistant] Again, I'm not trying to be brody here. I think it's kind of relative that yes, that probably took a hit, but he was still losing strokes to the field long before he got to 18 and three putted from five and a half feet. Uh, before we get to Alejandro Tosti, cause I did find him.


[User] Please transcribe this text

[Assistant] To be, I talk about entertaining golf. He was widely entertaining golf. You and I traded a text.


[User] Please transcribe this text

[Assistant] And you hate it when I digress like this, but I want to pull back the curtain a little bit. You and I traded a text about Scotty's answer.


[User] Please transcribe this text

[Assistant] And you and I tease Andrew all the time. So the way this works, there's not nearly as many certainly golf riders or even sports riders as there used to be.


[User] Please transcribe this text

[Assistant] And so a lot of times Andrew Bradley is the only point of entry.


[User] Please transcribe this text

[Assistant] What happened with it? What happened with Scotty on the 18th hole?


[User] Please transcribe this text

[Assistant] And I'm bummed we can't run this sound, because it's a pretty funny sound. And I just felt so bad, like I had so much, not even empathy, real sympathy, because I've been there, I've done this before.


[User] Please transcribe this text

[Assistant] The question completely was a very clunky question and had Andrew had a little bit more time, I'm sure he would have come up.


[User] Please transcribe this text

[Assistant] With a better way of doing it, but I felt so sorry for him just because of the way Scotty's usually pretty good. He suffers fools pretty well, but he had no interest in that.


[User] Please transcribe this text

[Assistant] Yeah, better than us. But yea, I felt for you, Andrew. Like, much love, much love. Appreciate you taking that bullet. Just taking strays in the foxhole.


[User] Please transcribe this text

[Assistant] You're going to, uh, you're going to make him a villain already. I was going to go the other way. I don't see him as a- I see him as a-


[User] Please transcribe this text

[Assistant] And that was hard for me to wrap my mind around.


[User] Please transcribe this text

[Assistant] I mean, we've sat here and talked about this the last couple of weeks about, and again, I find Scottie Scheffler enjoyable to watch just cause I like his brand of golf. However,


[User] Please transcribe this text

[Assistant] He's not very demonstrative. I mean, you have to look pretty hard as Brando did to try to find some level of emotion, one way or the other, either he's happy or he's angry, but you really have to dissect and get in there deep to try to find exactly what he's feeling. You don't have to do that.


[User] Please transcribe this text

[Assistant] I mean, it was there written on his face on every single hole. And I realized, like to be completely fair, he is from Argentina. I'm guessing English is a second language for him.


[User] Please transcribe this text

[Assistant] However, I love some of the comments, and one of them was, quote,