(S (S (NP (BASENP (NNS Businesses) (CC and) (NNS organizations)) (VP (VP (VBG paying) (BASENP (NNS money))) (PP (IN towards) (BASENP (NN protection) (NNS rackets))))) (VP (VBP are) (VP (VBG hoping) (SBAR (IN that) (S (NP (BASENP (DT the) (NN structure)) (PP (IN of) (BASENP (DT the) (NNP IRA)))) (VP (MD will) (VP (ADVP (RB now)) (VP (VB begin) (S (VP (TO to) (VP (VB unravel)))))))))))) (PERIOD .))