(S (NP (BASENP (NNP Mark) (NNP Hoban)) (PRN (COMMA ,) (BASENP (DT a) (NNP Treasury) (NNP Minister)) (COMMA ,))) (VP (VBD said) (SBAR (S (BASENP (NNS consumers)) (QT (DQL ``) (QTC (VP (VBP have) (NP (BASENP (DT a) (NN right)) (S (VP (TO to) (VP (VP (VB understand) (NP (BASENP (DT the) (NNS charges)) (SBAR (S (BASENP (PRP they)) (VP (MD may) (VP (VB incur) (ADVP (RB up) (BASENP (NN front))))))))) (CC and) (VP (VP (RB not) (VB be)) (VP (VBN hit) (PP (IN through) (BASENP (DT a) (JJ hidden) (JJ last-minute) (NN payment) (NN surcharge)))))))))) (PERIOD .)) (DQR ''))))))