(S (BASENP (NNP Roger) (NNP C.) (NNP Hochschild)) (VP (VBD disagreed) (COMMA ,) (S (VP (VBG arguing) (SBAR (IN that) (QTL (DQL ``) (QTC (S (BASENP (DT every) (NN card) (NN transaction)) (VP (VBZ is) (NP (BASENP (DT a) (JJ new) (NN extension)) (PP (IN of) (BASENP (NN credit)))))) (PERIOD ...))))))))