(S (S (NP (BASENP (DT A) (NN lot)) (PP (IN of) (BASENP (DT these) (NNS lenders)))) (VP (VP (VBD started) (S (VP (TO to) (VP (VB make) (BASENP (NNS loans)))))) (CC and) (VP (VBD lost) (NP (BASENP (NN track)) (PP (IN of) (NP (BASENP (NN some)) (PP (IN of) (BASENP (DT the) (NNS fundamentals))))))))) (PERIOD .))