(S (S (S (BASENP (DT This)) (VP (PRN (COMMA ,) (S (BASENP (PRP he)) (VP (VBD felt))) (COMMA ,)) (VP (VBZ is) (BASENP (DT an) (JJ unfair) (NN practice))))) (COMMA ,) (SBAR (IN as) (S (BASENP (DT the) (NN credit) (NN card) (NNS companies)) (VP (VBD were) (ADJP (JJ negligent) (PP (IN in) (S (VP (VP (VBG informing) (BASENP (PRPD their) (NNS customers))) (PP (IN of) (NP (BASENP (DT the) (NN rate) (NNS hikes)) (CC and) (NP (BASENP (DT the) (NN reason)) (PP (IN for) (BASENP (DT such) (NNS hikes)))))))))))))) (PERIOD .))