(S (S (BASENP (DT The) (NN impairment) (NN charge)) (VP (VBZ is) (NP (BASENP (DT a) (NN result)) (PP (IN of) (NP (NP (BASENP (JJ risky) (NNS investments)) (PRN (COMMA ,) (PP (VBG including) (NP (NP (NP (BASENP (NN RBMS)) (PRN (LRB -LRB-) (BASENP (NN mortgage)) (RRB -RRB-))) (NNS investments)) (VP (VBN backed) (PP (IN by) (NP (BASENP (JJ subprime) (NNS loans)) (CC and) (BASENP (NNP Alt-A) (NNS loans))))))) (COMMA ,))) (SBAR (WHNP (WDT which)) (S (VP (VBP are) (VP (VBN made) (PP (TO to) (NP (BASENP (NNS borrowers)) (PP (IN with) (NP (BASENP (DT a) (ADJP (RB slightly) (JJR better)) (NN credit) (NN profile)) (PP (IN than) (NP (BASENP (DT those)) (PP (PP (IN in) (BASENP (DT the) (JJ subprime) (NN category))) (CONJP (COMMA ,) (CONJP (ADVP (RB as) (RB well)) (IN as))) (PP (IN from) (NP (BASENP (JJ collateral) (NN debt) (NNS obligations)) (PRN (LRB -LRB-) (BASENP (NNS CDOs)) (RRB -RRB-)))))))))))))))))))) (PERIOD .))