(S (S (QT (DQL ``) (QTC (S (S (BASENP (DT A) (ADJP (RB truly) (JJ radical)) (NN reform)) (VP (MD would) (VP (VB make) (S (BASENP (NN student) (NNS loans)) (VP (VB mimic) (BASENP (JJ commercial) (NNS loans))))))) (COLON :) (S (S (S (NP (BASENP (NNS students)) (PP (IN with) (BASENP (JJ good) (NN earning) (NNS prospects)))) (VP (MD could) (VP (VB borrow) (BASENP (JJ large) (NNS sums))))) (COMMA ,) (S (BASENP (JJ other) (NNS students)) (VP (MD could) (VP (VB borrow) (ADVP (RB less)))))) (CONJP (COMMA ,) (CC and)) (S (BASENP (DT some)) (VP (VP (MD could) (RB not)) (VP (VB borrow) (ADVP (IN at) (DT all))))))) (COMMA ,)) (DQR '')) (S (BASENP (PRP he)) (VP (VBD said)))) (PERIOD .))