(QT (DQL ``) (QTC (S (PP (IN Instead) (PP (IN of) (S (VP (VP (VBG denying) (CC or) (VBG limiting)) (NP (BASENP (NNS loans)) (PP (TO to) (NP (BASENP (NNS people)) (VP (VBG doing) (BASENP (JJ high) (NN cost) (NNS courses)))))))))) (COMMA ,) (S (SBAR (IN as) (S (VP (ADVP (RB now)) (VP (VBZ occurs))))) (COMMA ,) (S (BASENP (DT the) (NN government)) (VP (MD could) (VP (VB deny) (NP (BASENP (NNS loans)) (PP (TO to) (NP (BASENP (NNS people)) (SBAR (WHNP (WP who)) (S (VP (VBP are) (ADJP (JJ unlikely) (S (VP (TO to) (VP (VB repay)))))))))))))))) (PERIOD .)) (DQR ''))