the auto insurance industry is basically saying that if you have a low credit score, the more likely you will file fraudulent claims.
translation: the insurance industry thinks if you are poor, you are most likely a criminal. 

this is wrong.they need to stop using credit scores.  qt @detroitnews "if you have a low credit score, you're low-income, if you're financially burdened, does that make you less of a safe driver? no," tlaib said.