The TERC haplotype GTC ( rs12696304G , rs10936601T and rs16847897C , haplotype frequency 0.210 ) was associated with lower risk for both CHD ( OR : 0.86 ; 95 % CI : 0.75-0 .99 ; P = 0.04 ) and T2D ( OR : 0.74 ; 95 % CI : 0.61-0 .91 ; P = 0.004 ) , with no effect on LTL .