question: public static String format ( Money money ) { long microAmount = 0 ; if ( money != null ) { microAmount = money . getMicroAmount ( ) ; } else { return PLACEHOLDER_NULL ; } double amount = ( double ) microAmount / MICRO_UNITS ; return String . format ( FORMAT_MONEY , amount ) ; }
target:  Formats a given monetary value in a default format (2 decimals, padded left to 10 characters).