Based on Jutaro's opinion that 'steady people with both excellent capability and skills can be lent enormous property without being significantly questioned if they had mortgage', it was said that the personality-oriented loan policy was adopted.
また重太郎の考えにそって「人物の堅実にして、手腕と技量と共に優秀なりと認めた者には、その担保品の有無は敢えて甚だしく問う所なく、巨額の財を賃与したる」という人物本位の融資方針をとっていたといわれる。