Although assumed to be used as gin-date (payment based on silver) or sen-date (payment based on sen [a unit of currency at that time]) paper money, Hatamoto-satsu in Omi Province was provided with the feature that each piece of the paper money was nominally a stamp for goods (or exchange ticket) such as follows: Sumi-kitte (stamps for charcoal) issued by the Kuchiki clan, Tane-kitte (stamps for seeds) by the Iba-Saigusa clan, Mame-kitte (stamps for beans) by the Nakayama-Seki clan, Mame-tegata (promissory notes for beans) by the Oiso-Negoro clan, and Cha-kitte (stamps for tea) by the Omori-Mogami clan.
近江国の旗本札の特徴としては、銀建て、銭建ての札で、紙幣として使用されることが前提のものでありながら、朽木氏の炭切手、伊庭三枝氏の種切手、中山関氏の豆切手、老蘇根来氏の豆手形、大森最上氏の茶切手というように、いずれも商品切手（商品券）の名目をとっている点がある。