Like it says above, merchants were people who obediently followed the Okami (political authorities)'s orders, so OKUBO thought that if the Meiji Government, which was still feeble and did not have enough authority as the 'Okami' (political authorities) reformed the currency in a flurry, by doing so if in the worst case scenario, the orders did not get across, this would reveal the lack of 'people's trust' in the 'Okami' (political authorities) (Meiji Government) and their powerlessness to their own country and foreign countries, which would lead to the collapse of the government, therefore he considered the monetary reform was nonessential and nonurgent.
このように、商人は「お上」の命に唯々諾々と従う存在であるのだから、政治的基盤が未だ脆弱で「お上」としての権威を十分に持っているとは言えない明治政府が慌てて貨幣改革を行うことによって、万が一命令が行き渡らずに「お上」（＝明治政府）に対する「万民の信」の無さと無力ぶりを内外に示すことになっては政権の崩壊につながると考え、通貨改革を不要不急のことと捉えていた。