Unfortunately, every one of them took the path of merger into major banks, and during the war the regional banks in Kyoto City became defunct; eventually the last of them, Kyoto Ouchi Bank, was split and transferred to The Fuji Bank, Limited (now Mizuho Bank, Limited) and Kyoto Bank, whose head office was located in Fukuchiyama City at that time.
しかも、結局そのいずれもが大手銀行への併合の道をたどり、京都大内銀行が富士銀行（現在のみずほ銀行）と当時福知山市に本店を置いていた当行に分割譲渡されたのを最後に、戦時中京都市内では地元の地方銀行が消滅してしまった。