The per-diem rate of interest of Kinroku government securities is said to have been only one third of the lowest wages of workers in Tokyo (in case of a bond for lower-class warriors, which bore an interest of 7% per year), and many former warriors had to sell their bonds to cover living expenses.
金禄公債の金利（下級武士に充てられた7分付き公債の場合）の日割額は当時の東京の労働者の最低賃金の1/3であったとされており、金禄公債を売って生活の足しにする人も少なくなかった。