At the time of cancellation, a certain amount of fee is charged (regardless of the amount of installments, approximately 30-50 thousand yen) and even if a funeral is conducted, the amount of installments accumulated works only as a discount equal to that amount.
解約時には一定の手数料を引かれること（掛け金にかかわりなく、おおよそ3～5万円）、当時の祭壇によるので、積立金分の割引にしかならない。