什么是“共同签名者发布？”
most traditional college students don’t have a long credit history, so they turn to another adult to co-sign their loan. a co-signer is an individual who is willing to use their good or excellent credit history to help someone get a loan that the student does not qualify for alone. if the borrower can’t make payments on the loan, the lender seeks payment from the co-signer. if the borrower defaults on the loan, it negatively affects the co-signer’s credit.
some private loans offer to release the co-signer from the loan after the borrower makes a certain number of payments or meets other requirements. that can protect the co-signer from a credit hit as a result of the primary borrower’s payment history.
联邦学生贷款允许您在上学时延迟您的贷款付款。一些私人学生贷款也提供了这一点，但仍然会抵消这些贷款。 （与联邦学生贷款，如果您有补贴联邦直接贷款，则延期持续抵消，该直接贷款可用于财务需求的本科生。）
有贷款人提供了其他延期类型。例如，有些人允许您推迟由于经济困难，如失业或在军事部署期间的付款。
be mindful of the amount of interest you’ll owe and any fees the lender may charge for deferment. you’ll want to review your deferment options before choosing a loan.
like deferment, forbearance lets you suspend payments for a certain period of time. private lenders may use “forbearance” and “deferment” interchangeably. during forbearance on federal loans, interest continues to accrue, which differentiates it from deferment.
无论暂停支付是否被称为雇用或宽容，在私人贷款时，未付利息将被添加到您的校长中，导致您的每月付款一旦还款再次开始。
编辑’s note：根据关心法案，这是根据冠状病毒（covid-19）大流行，联邦学生贷款借款人不必付款从3月13日至1月31日至1月31日至1月31日，六个月。此外，联邦学生贷款利率在此期间设定为0％。