谁可以获得余额转移卡？
balance transfer offers are typically reserved for those with good to excellent credit. there is a small handful of cards with low interest offers available to those with fair credit, although these are typically through credit unions which have different underwriting criteria then traditional banks. if you’re 否认平衡转移卡并认为您的信用足以获得批准，您可以采取步骤，包括努力改善您的信用.
ideally, you’ll search for a balance transfer card with low or no balance transfer fees to minimize the cost when you do a transfer. also, you’ll need to choose a bank other than the one you’re looking to transfer debt from since banks won’t let you transfer debt from one of their cards to another. finally, consider the length of your balance transfer. the longer it is, the more time you’ll have to pay off your debt before interest piles up.