加密交换如何工作？
crypto exchanges工作很像经纪平台，您可能更熟悉。每个都提供门户网站，您可以在那里创建不同的订单类型来购买，销售和推测与其他用户的加密货币。
加密交换可以集中，这意味着它们由一个公司权威管理，如一家促进交易安全或分散的经纪公司。分散的交换通常向愿意加入网络和证明交易的人分发核查权力，就像加密货币一样划大了自己。这可能有助于提高问责制和透明度，并确保交换可以继续运行，如果运行交换的公司发生。
to buy cryptocurrency, you’ll need to create an account with a crypto exchange. you may need to obtain a crypto wallet to hold your cryptocurrency, or your exchange may provide one. be careful when picking a crypto exchange as some, like robinhood, provide wallets that do not let you transfer your coins off of the platform. this may create security risks, for instance if robinhood were hacked, or 税收问题 if you ever wanted to move your crypto off of the platform. you’d have to sell and rebuy your coins, which might cause you to realize some 资本收益.
once you’ve picked an exchange and a wallet, you’ll be able to buy crypto by transferring u.s. dollars into your account via an ach or wire transfer. you may even be able to buy crypto with a credit or debit card, though this may carry additional fees, some of which can get quite high, possibly up to 5% of your transaction. some crypto exchanges will let you use other cryptocurrencies or their own branded stablecoins to fund transactions.
note: if you want to use crypto to save for retirement, you’ll need to open a 自我指导的个人退休账户（ira）或者比特币ira.