信用卡上的点和英里之间有什么区别？
points and miles are effectively the same, they’re just different names for the rewards earned on a particular credit card. some credit cards offer points, some—particularly airline cards—offer miles. but the fundamental function is the same in that these rewards cards all earn a specified type of award currency based on your spending that can be used in various ways.
一个年利率—or apr—is the total annual cost of a loan, over the life of the loan. stated another way, it’s the total cost of credit based on the interest rate, fees and length of the repayment term. some lenders include origination fees in the advertised aprs, while others take them out of the loan amount at funding. the apr of a personal loan, therefore, will vary depending on your creditworthiness, the size of the loan, how long you have to repay the loan and the lender.