我可以使用个人贷款吗？
in general, personal loans are restricted to use for just that—personal uses. lenders typically extend personal loans to borrowers who want to finance things like home improvement, travel and vacations, weddings, car-related expenses and debt consolidation. on the other hand, banks often restrict the use of personal loan funds on post secondary education costs, business purposes and illegal activities.
while most lenders ask prospective borrowers to provide the purpose of the loan in their application, some banks are more strict—requiring borrowers to use the loan on exactly what they identify in the initial loan application.
您可能拥有一个以上的个人贷款，其中一个特定的贷方或多个贷款与不同的贷款人。但是，有些贷款人可能会限制您可以通过它们开放多少贷款，例如两次贷款。此外，打开多个贷款可以使您出现作为借款人的风险较大程度并降低资格机会。