什么是平衡转移？
平衡转移允许您通过将余额转移到具有较低利率或一个的卡片来节省现有的高利息债务4月0％余额转移提供。有时，有一个余额转移费，将债务从一张卡移动到另一张，通常在转移金额的3％到5％之间。
this fee will add on to your debt load, so do the math before deciding to transfer your debt to another card. if the amount you’re paying in balance transfer fees is greater than what you’d save on interest by doing the transfer, then it’s probably not a good money move.
it typically takes anywhere from two to seven days for your transfer request to be completed, but it depends on the issuer of the card you’re seeking to transfer a balance to.
例如，美国运通表示，它通常需要五到七天，从另一个银行转移完成，但它可能需要六周时间。花旗银行在其网站上表示，它可能需要两到21天，并且大多数转移在两周内完成。
这exact time for your transfer will likely depend on both the bank you’re transferring the debt to and the bank you’re transferring the debt from.