什么是糟糕的信用个人贷款以及它如何工作？
offered by online lenders, banks or credit unions, personal loans can be used for a variety of things. a bad credit score may rule you out for the best interest rates, but that doesn’t mean you won’t have access to the funds you need. personal loans have a fixed term and defined interest rate, which makes budgeting for repayment easy since you know what your payment will be each month.
得到一个信贷额差可能导致您的信用评分to take a slight dip because the lender will perform a hard credit check when you apply. your credit score can drop as much as five points with a hard inquiry, but it could drop less if you don’t have any outstanding issues on your credit report. your score usually returns to normal after a few months after your inquiry.