私人学生贷款的利率如何？
private student loans usually offer variable and fixed interest rates that are based on the borrower’s creditworthiness. if you have good or excellent credit, then you’ll be eligible for a lower interest rate. but if you have poor or fair credit, prepare for an interest rate on the higher end of the range.
可变利率上升和落在他们遵循的索引。例如，贷方可以使用主要率作为其基准。
most traditional college students don’t have a long credit history, so they turn to another adult to co-sign their loan. a co-signer is an individual who is willing to use their good or excellent credit history to help someone get a loan that the student does not qualify for alone. if the borrower can’t make payments on the loan, the lender seeks payment from the co-signer. if the borrower defaults on the loan, it negatively affects the co-signer’s credit.
some private loans offer to release the co-signer from the loan after the borrower makes a certain number of payments or meets other requirements. that can protect the co-signer from a credit hit as a result of the primary borrower’s payment history.