-lrb- prague ctk in english 31 jan 94 au -rrb- health-care sector 's financial problems : according to engineer m. janovicova , director of the health insurance fund administration , the 15.7 billion slovak korunas -lrb- sk -rrb- which the 1994 state budget approved for the health insurance fund falls `` at least sk7.1 billion `` short of the fund 's needs .