The government's Black Economic Empowerment (BEE) policies have drawn criticism from Neva Makgetla, lead economist for research and information at the Development Bank of Southern Africa, for focusing "almost exclusively on promoting individual ownership by black people which does little to address broader economic disparities, though the rich may become more diverse." Official affirmative action policies have seen a rise in black economic wealth and an emerging black middle class. Other problems include state ownership and interference, which impose high barriers to entry in many areas. Restrictive labour regulations have contributed to the unemployment malaise.