Norwegians enjoy the second-highest GDP per-capita among European countries (after Luxembourg), and the sixth-highest GDP (PPP) per-capita in the world. Today, Norway ranks as the second-wealthiest country in the world in monetary value, with the largest capital reserve per capita of any nation. According to the CIA World Factbook, Norway is a net external creditor of debt. Norway maintained first place in the world in the UNDP Human Development Index (HDI) for six consecutive years (2001–2006), and then reclaimed this position in 2009. The standard of living in Norway is among the highest in the world. ''Foreign Policy'' magazine ranks Norway last in its Failed States Index for 2009, judging Norway to be the world's most well-functioning and stable country. The OECD ranks Norway fourth in the 2013 equalised Better Life Index and third in intergenerational earnings elasticity.