Tertiary education for tuition costs are provided for via GATE (The Government Assistance for Tuition Expenses), up to the level of the bachelor's degree, at the University of the West Indies (UWI), the University of Trinidad and Tobago (UTT), the University of the Southern Caribbean (USC), the College of Science, Technology and Applied Arts of Trinidad and Tobago (COSTAATT) and certain other local accredited institutions. Government also currently subsidises some Masters programmes. Both the Government and the private sector also provide financial assistance in the form of academic scholarships to gifted or needy students for study at local, regional or international universities. Trinidad and Tobago was ranked 98th in the Global Innovation Index in 2020, down from 91st in 2019.