classify text [gangguan, kebencian, porno, penyakit psikiatri atau mental, sifat perkauman, penghinaan agama, selamat untuk bekerja, mencederakan diri sendiri, seksis]

teks: Someone with a salary of RM1200, used a credit card under their own name. Only a month into the job, they already applied for a credit card. In the end, they suffered because they couldn't pay. Even the elderly are not spared. They keep shifting the blame. When the collector calls for payment, what happens? The collector gets cursed at. The collector, who is debt-free and only doing their job, becomes the target of these irresponsible people's anger. It's a great reward to work as a collector. Every day, they have to endure being cursed at.
gangguan