teks `Based on the example above, a handful of individuals deny the obligation to pay zakat because they label the money they obtained as a loan only and do not meet the criteria as a zakat payer. Let's examine carefully, in the issue of PERFECT OWNERSHIP, the money depositors already have the right to carry out any transactions. This means that savings for personal excess funds have met the haul and nisab requirements and the relevant assets must be subject to zakat.`, kelaskan teks guna labels {gangguan, kebencian, porno, penyakit psikiatri atau mental, sifat perkauman, penghinaan agama, selamat untuk bekerja, mencederakan diri sendiri, seksis}
penghinaan agama