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teks: Firstly, I apologize if my views may seem critical in this matter. In Malaysia, the method of preaching may require a different approach compared to other countries. This is because the majority of people in Malaysia are Muslims, but there is also resistance to Islamic laws from within the Muslim community itself. Sometimes, we are misled in making judgments. For example, the prohibition of conventional insurance, even though the fatwa council has declared it forbidden since 1979, it was never widely publicized due to the lack of alternatives at that time. However, Islam has never made the requirement of having an alternative a condition. This situation has led many Muslims to be involved in this industry, investing and making payments worth thousands of ringgit. Some have even made claims amounting to hundreds of thousands without realizing that the money involved is considered haram (forbidden). Only after the introduction of takaful (Islamic insurance) did they realize that their investments were haram, despite having already invested a significant amount of money.
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