Universal credit was meant to be a replacement for Working Tax Credit so better to explain Working Tax Credit first of all.
The point of this benefit or perk from the government was to allow people doing any work or jobs to get perks or top up wage instead of them being on benefits some of the work could include
- Taxi Driver
- Lorry Driver
It could include basically anything which you do as the self-employed person it means you get some money but not enough to have it as like a full time job or full time income it would work well since you would just get complete one tax form a year and not have to do phone calls or emails or have like we get now a someone always needing attention and wasting without giving any real help much of the time.
What does it require you do every day of the week?
- Answer the phone
- reply to emails
- Fill in Universal credit journal
- deal with coach
- work like a slave
You will be expected by them to answer the phone call at anytime from like 9 am to like 5 pm sometimes they will not give you any notice and just expect you to jump to the automatic which to me a pretty bad idea most self employed people are busy so don’t have time to jump to you as soon as they want as they normally do .
They will reply to you at random a normal person who does this as a job should be like this I will reply to you say everyday at like 3pm that alone would mean you don’t have to waste time checking emails running after them always.
Filling in the journal wastes a lot of time and does to me nothing to help increase someone sales or business all it does is waste a lot of time to keep people in a job if someone having to do something like this is meant to help someone get a job maybe do something to help like give them a grant or pay someone to do it for them be a smart idea?
Most coaches seem to have no business experience and often seem to have no training or if they do it’s poor at best for example when I first started it was like this with my UC or coach everyday I would get told something like this”okay do this” so I will be like”okay great let’s get it done ” then next 2 days be told different information so then have to do this plus the other information or fully different meaning we are all like spinning tip keeps spinning with no way to stop the madness of this kind of career.
When I tried Business Gateway a few years all the people working there had no idea what a business was or how to run it for why it’s seen as like joke or a place full of stupid people for why no business people use it again once you met the inconfidence staff like Iain again.
For a coach to be good you need at least 10 years of business experience if not you should not be a business coach to me a normal business person should be able to understand at like this Basic accounts,selling,grants or loans or banks or how to do well with none of the coaches understand meaning having them work with you is semi pointless overall.
Most of them don’t phone on the agreed time then if they miss it often blame you for them doing their jobs wrong then expect everyone else to know there plan again a bad idea
Each one can be different meaning the rules change for each one some are simple or more easy-going others demand attention like a spoiled kid meaning things can be easy or okay or hard each time.
If you are expected to do the accounts all the time when why is no one helping you do it I have an accountant background so easy for me but it does distract me so to me they should pay someone to do this for you or at least help again is flaw done by Smith ,since if he understood business he should provide accounts to help people on the UC do this if not it;’s bad idea every month getting people to do this without them giving any software or other things to help in my experiences as an actual accountant.
They don’t give you enough money normal successful business you get grants or loans at good rates so you can pay it back easy instead of that you are expected to do all by yourself without even one employee to help you which is why I suspect most of them don’t do well since it’s badly designed since complex and no sense in it.
Let’s go back to Working Tax Credit
- Not hard to do
- No extreme demands
You just fill in a forum one day a year takes at most like 30 minutes to complete for UC it takes you like a full days of years experience that seems to be a pretty bad idea.
You can get help if you need it by phoning up the call centre and then get through to a confident man or woman who can guide or help you complete any problems you have may.
You can get help from other people easily enough online or at different places for free or at cheap prices so that alone help people well I have never done it but others I knew did it.
One forum is not extreme or bad thing to do once you done it even once it proves to me very simple to complete overall and you don’t have to jump on calls or reply to emails or get in trouble or lose money.
Working Tax credit is for me the way superior option it worked well and did not create problems but UC has lots of problems often made by the coaches or other people who work there or the bad designed website or software so you could argue it creates way more problems than it fixes I was told before it’s better than Working Tax Credit because it can be managed better that is 100% wrong and it stops people doing nothing how can he or anyone else prove that they can’t so the point has no fact behind unless this guy can prove he with each person 100% of there time work at work which they are not so not correct to me.
The best way I could explain how bad it would be is like this imagine trying to build a house where you have to use cheap or low quality materials which someone getting wreaking everything you build for example you put a window then the Universal Credit guy smashes it then expect you to repair it for free then you put in a door this guy makes hole on it to make the letter box bigger now rats move into your home now you have to fix this.