Re: Is there issues if one tire has a lower speed rating then my other 3?
Yes and no.
It shouldn't be a problem to use tires with different speed ratings because of their speed rating, as long as you're not exceeding the speed for the lowest speed rating you have - in this case, 130 mph for the H rating.
However, it's a bad idea to use tires that have significantly different performance characteristics from each other. For example, if you have three grand touring all-season tires, it's a bad idea to mix them with one (or more) maximum performance summer tires, because they will behave differently from each other, and this different behavior can change depending on the conditions. It can not only degrade your car's handling, but also make it unpredictable. That's why it's best to use four tires of the same make and model where possible, and otherwise to mix them only with tires in the same performance category.