Why do retards unironically invest in 401k? Why are you so confident and hopeful that you think you're gonna just live for another 30-40 years? Even in peaceful times this is not a good investment.

unf, what do I need to invest in to get a cute gf (male) like that?

Company match at 50%

10% penalty to withdraw 



Literally free money.

>>54764836 (OP)

There are a bunch of ways to withdraw from a 401k before retirement without penalty. But don't do it if you love paying taxes I guess.

HNNNNNNNNG why do femboys make me weak bros. I want to spray paint them with my cum.

You have to pay taxes on it in retirement too you know

Yeah that your company gambles with and will lose lol

my god /biz/ users are retarded

Not on the gains and investment income, only income tax (equivalent to if you paid it on the original investment)



Plus your tax rate in retirement is usually really low because of how advantaged passive income is taxed. You can make like $100k in qualified dividends and pay 0% fed tax if you have no earned income. Earned income fucks your taxes.

>bro what if le entire stock market goes to zero? what if u le die tomorrow

then my digital chuck e cheese tokens go to zero too or I'm dead so why would I care?

>>54764836 (OP)

> you're gonna just live for another 30-40 years?

i eat organic whole foods for every meal, exercise, and i didn't get vaxxed. I'll probably live until I'm well beyond my 80s

same we have a 150% match up to 6% 



Match it fully then withdraw. Free money even after penalties 



literal retard

>>54764836 (OP)

4chan turned me into a faggot

>>54764836 (OP)

The sad truth is that no, you don't die. You probably wont get in a car accident that kills you, you wont be present at a shooting, cancer or diabetes or aids wont kill you instantly. life for most is a painfully slow death.



Thats why you should be scared of being broke when you reach 70-80, because you will most certainly reach it.

You are so fucking stupid.

no way man were going to be drafted ww3 or the microplastics in our water and hormones will kill us or maybe a nigger might stab us 



or we get into full nuclear war, or full american economy collapse, or i get cancer from all the pesticides and shit goyslop sprayed on my food

/pol/niggers really live in perpetual fear. Buck broken.

because i can roll it over to a self directed ira when i switch jobs

>>54764836 (OP)

Why invest in anything but $ROPE if this is your mindset? Id rather invest for retirement and risk dying before I retire than consuming everything and then having to work at shartmart until I die.

The "company match" is priced into your salary. There's no free money, retard.

so unbelievably degenerate and gay. this person literally only cares about drinking cum and smoking cigarettes. i'm sure someone is into that, but will never be a wife.

I'm definitely into that, and I'm also white. But I'm circumcised for medical reasons, my parents told me.
