Normies are dead broke and 100% living off of their credit cards.



It's unironically over.

>>54717827 (OP)

I saw this a couple months ago. I like how it’s called zilch, lol

>>54717827 (OP)

I am saving more than I ever have in my miserable life

>>54717827 (OP)

>Financing goyslop



lol lmao even

>>54717827 (OP)

Their loss, my gain. The more profitable CC companies are, the more benefits for me. I'm done trying to help people.

You can get a pretty good frozen supreme pizza at the grocery store for $6 a pizza where I live. Anybody who needs to put a fucking pizza on layaway needs filtered yesterday

excuse me im financing my chipotle on a daily basis. I'm just not gonna pay the bill NOT my problem

As long as there is no interest, that's a good deal and there is literally no reason not to take advantage of it.



these buy it now companies can't charge you interest and they can't charge you late fees



its free real estate

Is the catch they hope people will forget about sometime before the 6 weeks is over and then they can charge a really high interest amount?

so how the fuck do these companies make money?

by gaining the broke ass nigga customer

>>54717827 (OP)

It's true. I'm almost 100% credit utilization and then I will begin to default

Ding ding ding

By selling to people who normally couldn't buy a pizza because they where broke. And bet you there are some fees when your late on your payment.

What do you mean? They still get the same amount of money, and probably get more customers. Dropping $20 on pizza feels like a waste, but paying $3.33 over six weeks does not.

Based

Like 3 bucks a month. Lmao

The companies they do this for probably pay them to have the service available. Theyre probably gonna get more from the absolute dead broke market now than before. Plus, Im sure they make bank on late or missed payments

mutts will cry about europoors then finance their pizza

Even if they don't forget it, also makes people buy when they don't have money yet so more likely to buy more often.

Americans don't think about yurop.

Eventually you will put a whole month of meals on there, and the payments will be similar to the actual price of the food. 

Only now it's combined into mystery meat charges for food you don't even remember eating.

oh but they do, all the time, or there wouldn't be so many cope posts on here about it

mutts have no identity of their own

Companies pay the BNPL providers commission (2-8%) on sales, as >>54719298. Companies like BNPL buyers, as they tend to spend more - obv. as its money they dont actually have. Late fees and APR can run 30%+. Use of BNPL is growing at 2000%+ pa. House of cards.

This is old af, it started popping up around 2020

These kind of offers appearing doesn't mean people live more off the credit card



It means a fintech company "zilch" with an incredibly dumb idea of financing fucking pizza is already deployed in the real world and has a (very dumb) use case that *real people will use*, unlike anything crypto autists conjured thus far

>>54717827 (OP)

so many people are going to die in the next decade

Good.

Thank fucking God

>>54717827 (OP)

>burgers are going into debt to refinance a pizza

>>54717827 (OP)

This is hilarious.

it all feels like it should collapse but it just refuses to
