text: I am sorry for your job loss...
  
  However.  You DO know that the cost of COBRA is typically picked up by the employee, NOT the employer, right?  In fact, most employers are permitted to charge the employee 102% of the cost of the plan...and, in some instances, much more.
  
  COBRA coverage is required to be administered by companies employing more than 20 persons...so, not being required to provide it is not an Obamacare benefit offered to the Catholic Church, which is what you inferred.  Since your parish no doubt employs less than 20 persons, they are not required to take on the admin of the program.
  
  Losing a job qualifies you for Marketplace coverage for a limited time even if past the enrollment period.