A terrorist (ter·ror·ist  ˈterərəst  - a person who uses unlawful violence and intimidation, especially against civilians, in the pursuit of political aims) is a terrorist.  Somebody who sits in their house watching TV and thinking "bad" thoughts does not fit the description.  Regarding the Muslim issue, it is not suggested that all Muslims are bad, only that those who knowingly and actively support, i.e. tolerate, terrorists and terrorism are bad.  Pays to listen carefully rather than claim folks say one thing when in fact they said something else.