Then insurance makes absolutely zero sense at all.  And there is a right to privacy in the US Constitution called the 4th Amendment.  Employee earned health insurance should belong within the purview of the employee just as much as wages are.  What's up next?  Vasectomies?  Oopherectomies?  Hysterectomies? Treatments for sexually transmitted diseases?  Mental illness fomented by religious propaganda?  Fact is this--There is a class of Americans who believe they have a right to interfere with your lawful choices.  See how far that flies when a group of Muslim cafeteria workers object to serving you pork in the company cafeteria.  Oh, wait, sorry.  Employees don't have rights at all so it would have to be your Muslim overlord and owner who could order you to stop consuming pork so as to avoid being complicit in sin.  See how that works?  The religious right imagines itself immune.  It is not.