Jerry, you write, "MSAs were created during a Bush Administration."  That is incorrect.  I enrolled the 1st tax-free MSA in October of 1996, way before Bush.   Then you say, "replaced with Health Savings Accounts — HSAs — in 2005."  That is wrong.  The 1st effective dates for HSAs is 1/1/2004.  Then you go crazy with, " pregnancy care insurance.” This shows a basic misunderstanding of how insurance pools work. All participants in the pool need to contribute equally to maintain low insurance rates."  That is wrong.  Males purchasing coverage they cannot use would make it cheaper for women. 

Then you think Canada's long lines for medical treatment is perfect with, " Canada and the U.K., but when measured via health treatment outcomes are far in advance of the U.S."  Rich Canadians come across the border into the US for open heart surgery instead of dying in line in Canada.  YOU probably think CUBA is better too.  

Your opinions are wrong and your history on MSAs and HSAs is wrong too