This proposed legislation is a big help to Hawaii residents considering the high cost of long term care today. This will also allow family members continue working and building their retirement income, particularly women who are earning less than men and assume the role of primary caregiver.

Since this public long-term care insurance is still a proposal, it is best to plan ahead and buy a private policy. There are myriad of ways to enjoy affordable premiums. One is by buying early to avail of health discounts. Another is by comparing policies from different companies. 

Don’t be a burden to your family, get covered as early as possible.