Exactly. No doubt they have it hard. But convenient to blame men and women that experienced 20% rates first hand and so made it their life's work to pay off their debt. Don't blame rent controls which decreases supply of apartments to rent, and increases demand for houses. Don't blame land use policy & zoning restrictions reducing the supply of new homes. Don't blame city councils approving big budgets:  size of council, new infrastructure, transportation, town expansion and town services really do cost $$ that someone has to pay. No one seems to remember the budget bill is split between residential taxes and commercial/retail /industrial tax payers in a proportion, and so community or provincial policies negatively impacting business leaves a bigger share to come out of your wallet.