Bill, I truly do not understand the concept of 'faith alone' being sufficient for salvation. If one claims to 'have faith' (i.e. is a baptized Christian) but then goes forth and does all kinds of awful deeds (unfaithful to wife, beats his kids, steals money from his employer, is racist, sexist and just plain mean -- how is it that person can count on 'salvation' while a kind, generous and trustworthy agnostic is NOT going to heaven? Doesn't Scripture tell us, 'By their fruits you shall know them'? Remember, 'faith without works is dead.'