Refresh my memory -- weren't millions of homeowners assisted by the Gov with their underwater loans, or was that just Caliifornia and other singular states?  

How I wish all this amateur political punditry would revert to amateur Catholic-issue punditry. I don't read NCR for political screed, unless the issues directly relate to Catholic culture.  But maybe I stand alone on this -- we all have political concerns in common, but being a respect analyst of religion is FAR different from being a respected political analyst.