Once, a number of years ago, First National Bank of St. Louis (which exists no more) challenged a shareholder resolution calling on them to stop selling Krugerrands. The resolution noted that South Africa discriminates against blacks in every walk of life and the bank said no, it didn't. The SEC sided with the proponents that, yes, South Africa did discriminate against blacks in every walk of life. This is the same sort of case. Part of the reason for black unemployment is the lack of educational opportunity for blacks. Part of it is the lack of health care. Part of it is the lack of housing and public transportation. But all of these are public policy that buttress societal racism. Unions until recently have been explicitly racist, for example, in their refusal to admit blacks into apprenticeship programs. In short, I think objective assessors like the SEC would agree with my original statement -- and the single piece of evidence I gave you was a paried study, one of many.