I like that you challenge popular buzz words and the assumptions behind them.  Assumptions are important.  I don't use the term racist, regardless how often 'people of white'--heh, I like that--screech it at me, which is pretty much whenever I speak up (don't care).

I try to discuss this desperately important situation very precisely--i.e. by calling it what is in objective reality: institutionalized white supremacist social, political, economic, legal and educational policies and practices.

That's a truthful description of the United States from its founding to the present day.  I will not stop saying so, no matter how many times frantic White Americans scream "RACIST!".

Example--two years ago a blind study of thousands of entry-level employers in several major US cities found white felons were hired preferentially over equally qualified black applicants with no record.  This is institutionalized white-supremacy.  And its effects are devastating on great numbers of people.