Sorry, but Pocho is wrong. The ACA has been fully implemented and has gone through two enrollment periods. The high-deductible plans you mention are actually highly unaffordable precisely because of the high deductible.  Again, you fail to mention the Advance Premium Tax Credit, which virtually all ACA subscribers use and which makes premiums imminently affordable.

Obamacare has been a huge success. It's provided health coverage to 20 million people. It's massively reduced the cost of health coverage for low-income families. It's slashed the number of uninsured by half among blacks and whites and by a quarter among Hispanics. It's allowed people with expensive chronic illnesses to get treatment. It will help keep overall health costs down in the future. It's had no negative impact on the employer health care system. And it's done all this without raising the deficit. In fact, it's cut the deficit.