I don't follow much of what you just said.

Again, might be wise to stop judging me. I'm self-made and did not come from wealth. In fact I'd say I had the cards stacked against me. So I know a bit about what it takes to climb the ladder. But I also know what tools I had available to help me do so. 

The gap exists in many cases because of racism. To deny it, or to deny that policies are no longer racist is to stick your head in the sand. Currently the issue is more socioeconomic than it is about racist policy.

All I'm arguing is that historically whites had more privilege and still benefit from this today. 

Here's another way to consider this: if blacks were given the same government handouts and were not discriminated against after World War II do you think we would see the amount of wealth inequality in inner cities as we do now? If blacks could have gotten loans, lived in better neighborhoods, and attended better schools what do you think the United States would look like today?