This article finally made me realize white privilege (I'm white). 

Before gentrification really took off, there were a number of efforts to increase cultural diversity and help the poor minority neighborhoods. I started seeing a new class of "hip" kids appearing. They never thought about local issues, and would visibly sneer at those of us that weren't rich and didn't move here (because only the stupid or lazy stay home).

Now the locals are on the verge of homelessness (and there's more homeless than ever), while there's a new class of rich white folk complaining about being discriminated against because people aren't always as nice to them as they feel that they deserve. The cultural diversity programs have faded away and been replaced by all sorts of stuff catering to rich white people -- who tend to look down on the less affluent.

If "everyone" is treating you poorly, then you need to consider what part you might be playing. Real "life experience" comes from understanding others.