Lack of personal responsibility is the primary cause of homelessness and poverty. It's the choices you made that got you where you are today.  How does the child of a single parent in the ghetto make it to being one of the worlds leading brain surgeon?  Hard work and good choices. Look at all the millionaire athletes.  Black and white have ended up in prison because of poor choices. They were already rich, and NOT because of racism, because of their CHOICES.  And by the way, we are not the richest country in the world.  I think its Saudi Arabia followed by Kuwait.