"Let’s say I get pulled over for some reason and maybe a police officer looks at it (the driver license) and says ‘what’s going on here?’ that was terrifying,” 

Terrifying? Like the officer is going to draw his/her weapon? Perhaps order the driver to remove his/her pants for genital inspection? I understand those scenarios would be terrifying, but they are not going to happen! And how often is this person getting pulled over anyway? More likely the license is going to be inspected by a retail clerk. Oh no, that person might notice the discrepancy and snicker! Or they probably won't care, because most people don't care until these transgender types make an issue of it. "I'm queer, I'm here," they chant, before getting upset that people are looking at them funny.