localguy,    if you've never been to Maui or Big Island,  or even trek around homeless and had a conversation with them,  and you always got up each day and gone to work,  then home and lived your life that way.  You haven't missed a thing.  However,  if you've trekked around even Hilo,  lots of people who not failed to plan but live each day and take live as its handed to them.  If you've even had a conversation with these women who were rescued watch yourself as not to dwell to long around them or you'll become a drifter like them.  lol.