Health care is a commodity. It costs money. It costs money to develop, manufacture and maintain the equipment, to develop and produce drugs, to build hospitals and it to train and employ the personnel. The Pope can say "health care is not a commodity" but that does not make it true: economic facts are not subject to papal fiat.

Health insurance is not one commodity; it is many commodities. Catastrophic health insurance is a commodity that everybody should make it a priority to obtain. Pregnancy coverage is a commodity that men and elderly women have no use for. Mental health coverage is a commodity some people consider worthless. 

Some people prefer not to buy any health insurance. They pay out of pocket for ordinary health care and accept that they will get inferior care in case of a serious accident or illness. It's a foolish choice, but it usually works out if one is young and healthy.

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