Without mandates premiums skyrocket? Premiums have skyrocketed with the mandates. The mandates are how OBAMAcare is pay for, and it's the young who are FORCED to purchase insurance, in order to pay for the elderly and those with preexisting condition. What is a preexisting condition anywhere? Would being born a women be a preexisting condition? 
The Freeloader as you say are those who want their neighbors to pay for their health care, because when tax payer money is used neighbors pay. Oh, and I pay for my own health care.