When I injured my back at work the insurance company went to great lengths to get out of paying for my treatment. I had a legitimate injury and was showing measureable results to treatment when twice the insurance company sent two persons to Maui to inform me that my case was being denied for lack of turned in paperwork. The two employees were given a weekend stay in a beachside condo with meals and a car for a Friday morning meeting to which they brought my file containing the forms they claimed I didn't turn in. What waste! But twice two women from the insurance company got a weekend on Maui at company expense to commit an act of fraud. The insurance industry paid their politicians (not our representatives) to change rules and make it harder to get cured. Their goal was to create a pool of workers who were ineligibile to receive benefits but leagally required to pay for useless policy. Money for nothing for them.