This is a terrific story.  Hats off to the "single mom."  She learned what millions of of other indebted Canadians in a far more advantageous situation (i.e.: still married and employed, fewer kids, facing no prejudice) might do well to learn in order to simply curb their indebtedness, let alone end it as this woman did. 

And to those who snort, " but her debt was only $20,000...   For a woman in her circumstances, it likely equals far, far more for others more fortunate. 

She didn't stop at debt, either: "...moving off the reserve to the city to find better schools for her children."  [Thus, it is hinted, incurring the wrath of some First Nations people] Her own education included enrolling in a community college program to upgrade her skills. After graduating in June, she landed a $50,000-a-year job in the finance sector."

Fantastic!  

The bad news?  This story has been on-line for two whole days.  This comment is the only one readers will find in that time.  Makes me wonder...