I truly feel that the penality is just not right. I am a 43 year old female. With permanent un-curable health problems or diseases as medically called. Doctors just monitor and help with treatments from meds or surgery as i live life. I have had these medical health diseases since 15. Now i work a full time job. But dont make anymore than any other standard blue collared struggling worker out there. Always just enough to pay rent, lights, food, car insurance and repairs and gas. I live very simple no expensive new electronics or cell phones. I watch every penny. Put back what i can for the winter heat bills. An NEVER BUY what i truly dont need for daily living. Yes i would love to have my medical coverage back!! But when it ended up tripled for my monthly premium. I could no longer afford it!! I searched for a new cheaper plan. But couldnt find one that i could afford. Or one that would cover my more important health needs!! So i just had to sacrifice coverage. to eat and have a roof.