{"push_id":925944843,"size":2,"distinct_size":2,"ref":"refs/heads/options-pages-changes","head":"3bf8277be946aa96d8b73cc0d8db5fc5af0419af","before":"df2967f0336f5b7eda1a74fcafc829f46b631398","commits":[{"sha":"6c4579c0ae4d8cf21d2280f913b974541e199ec5","author":{"email":"8bc5a744c27672450932efbf5cacdb270da899e3@digital.cabinet-office.gov.uk","name":"NikkiAlbon"},"message":"Changes to Adjustable_income.md\n\n10 - Added new heading Overview\r\n14 - Added 3 bullet points\r\nDeleted 'You get 25% of your pot as a single, tax-free cash sum. The remainder is then invested to give you a regular income in your retirement, which is taxable.'\r\n18 - Added sentence 'The value of your pot can go up or down.'\r\n23 - Changed 'remaining' to 'other' and deleted 'in a fund'. Changed 'fund' to 'money' in sentence 'Your money grows by 3% every year.' Changed 'an income' to 'a taxable income'. Changed 'fund' to 'money' in sentence 'Your money will last you 20 years.'\r\n29 - Changed 'The provider you go with' to 'Your provider'. Changed 'investment' to 'investments' and deleted 'funds'. Changed 'funds' to 'investments' in sentence 'You pick the funds...' Deleted 'your investments' at the end of 2nd sentence and replaced with 'them'. 3rd sentence, changed 'how long you want' to 'how long your money needs to last' and added link \r\n31 - deleted 'alternatively' Changed 'create a plan with you for how to invest' to 'help you to create an investment plan for'. 2nd sentence changed 'fund' to 'money'. 3rd sentence changed to 'They'll charge you a fee for this.'\r\n33 - added 'fees' after 'charge you'\r\n37 - Added 'If your provider goes bust you’ll be covered by the [Financial Services Compensation Scheme](/protection).'\r\n39 - deleted 'with adjustable income'\r\n40 - Changed 'fund' to 'investment'\r\n42 - Added sentence 'You pay tax when you take money from your pot. This is because when you’re paying into your pension you get tax relief on your contributions.'\r\n47 - Deleted 'flexi-access drawdown'. 2nd sentence - changed 'fund' to 'investment'. 3rd sentence changed 'on this your provider pays you' to 'you’ll get'\r\n50 - Added ^ to make it a call out.\r\n52 - Deleted 'alternatively' and 'into flexi-access drawdown' and changed the hyphen to a dash. 2nd sentence changed 'an amount' to 'a sum'\r\nDeleted 'If the pension provider your fund is with goes bust you’ll be covered by the [Financial Services Compensation Scheme](http://www.fscs.org.uk/what-we-cover).'\r\nUnder ##Continue to pay in, deleted 'You could still pay into other pots up to a limit of £40,000 a year. This includes tax relief of 20%. Once you start taking an income from your flexi-access fund this allowance goes down to £10,000 a year. It still includes your tax relief.' Added 'If you have more than one pension pot, you can take an adjustable income from one and continue to pay into others. The maximum you can pay in is £10,000 a year. This includes your tax relief of 20%.'\r\n57 - Deleted 'You can also pay into your flexi-access fund but you won’t get tax relief on these payments.' Added 'You may still be able to pay into the pot you take your adjustable income from but you won’t get tax relief on these payments.'\r\n59 - Changed '##Getting financial advice for adjustable income' to '##Financial advice'\r\n60 - Deleted 'You should be aware that as with every investment there’s the risk that the value of your fund can go up or down.' and added 'A financial adviser can help you to compare adjustable income products and work out which is best for you.'\r\nDeleted 'You can [leave your pot to someone](/when-you-die) when you die but they may have to pay tax on it.'\r\n64 - Deleted 'your' and capitalised 'Next'\r\nDeleted 'If you’re interested in getting an adjustable income you can:'\r\nBullet points - Added capitals and full stops.\r\n66 - Changed 'check with' to 'Ask', changed 'this option' to 'flexi-access drawdown'. Added ' – if they don’t offer it, you can transfer your pot but you might be charged a fee.'\r\n68 - Deleted link\r\n69 - Changed 'check with' to 'ask'\r\n70 - Changed 'charges' to 'fees'\r\n72 Added 'Book a [free Pension Wise appointment](/appointments) to find out more about what you can do with your pot.'","distinct":true,"url":"https://api.github.com/repos/guidance-guarantee-programme/pension_guidance/commits/6c4579c0ae4d8cf21d2280f913b974541e199ec5"},{"sha":"3bf8277be946aa96d8b73cc0d8db5fc5af0419af","author":{"email":"a509ec8550222e2b79e226aee07149d9d82a7eaf@digital.cabinet-office.gov.uk","name":"alexkouz"},"message":"Edits to mixing your options page\n\nOverview H2 added with bullets, example moved higher up, financial advice H2 changed, next steps amended.","distinct":true,"url":"https://api.github.com/repos/guidance-guarantee-programme/pension_guidance/commits/3bf8277be946aa96d8b73cc0d8db5fc5af0419af"}]}