{"action":"opened","issue":{"url":"https://api.github.com/repos/kbower/tickettest1/issues/2535","repository_url":"https://api.github.com/repos/kbower/tickettest1","labels_url":"https://api.github.com/repos/kbower/tickettest1/issues/2535/labels{/name}","comments_url":"https://api.github.com/repos/kbower/tickettest1/issues/2535/comments","events_url":"https://api.github.com/repos/kbower/tickettest1/issues/2535/events","html_url":"https://github.com/kbower/tickettest1/issues/2535","id":196803371,"number":2535,"title":"CBD enhancement phase 2","user":{"login":"i-rabot","id":24670438,"avatar_url":"https://avatars.githubusercontent.com/u/24670438?v=3","gravatar_id":"","url":"https://api.github.com/users/i-rabot","html_url":"https://github.com/i-rabot","followers_url":"https://api.github.com/users/i-rabot/followers","following_url":"https://api.github.com/users/i-rabot/following{/other_user}","gists_url":"https://api.github.com/users/i-rabot/gists{/gist_id}","starred_url":"https://api.github.com/users/i-rabot/starred{/owner}{/repo}","subscriptions_url":"https://api.github.com/users/i-rabot/subscriptions","organizations_url":"https://api.github.com/users/i-rabot/orgs","repos_url":"https://api.github.com/users/i-rabot/repos","events_url":"https://api.github.com/users/i-rabot/events{/privacy}","received_events_url":"https://api.github.com/users/i-rabot/received_events","type":"User","site_admin":false},"labels":[],"state":"open","locked":false,"assignee":null,"assignees":[],"milestone":null,"comments":0,"created_at":"2016-12-20T22:59:46Z","updated_at":"2016-12-20T22:59:46Z","closed_at":null,"body":"_Imported from trac ticket 2535.\nCreated by **sshah**\nOpened in trac: Oct 16, 2013, 10:18:38 PM\nLast modified in trac: Oct 31, 2013, 10:21:41 AM_\n***\n * The credit report should be specific to the application not the customer. I noticed that when I started the application for this customer that it had a credit report before I even submitted the app because there was a previous app that I did submit for the credit report. We don’t want to lose access to the past credit reports\n\nI did some test this morning and here are a couple things I see need changing\n \n1-      If I try to exceed the max terms it does not give me an error saying that I am exceeding max terms of set in application, instead it just changes the number to the max term. I would rather give the user an error and make them change the term.\n\n2-      The normal process of creating the contract is 1st entering a deposit payment in the payment screen and then doing the installment method of payment and then saving everything at one time. When I did that I got an error that I was missing the deposit that was required. The only way I could get that error to clear was to enter something in the deferred deposit field.\n\n3-      I know we will want to be able to report all the manager overrides on the credit application so something will need to be recorded in the database when an override happens on either credit limit, term months or down payment percentage so that we can report off of that.\n\n4-      On the application – you can hide the interest rate field and the pre-approval ID field and the ID expiry date\n\n5-      I want to be able to print an application once it is filled out in LOFT so that the customer can sign.  The important thing at the bottom of the printout will be that it says:\n\n \nI authorize the merchant, Ivan Smith Furniture, at the merchants discretion, to assign this application to any creditor of the merchants choosing.\n \nI authorize the merchant and any assignee of their choosing to make any inquiries and gather information from any consumer reporting agency, financial institution, my employer or any other source that they deem necessary to evaluate my credit worthiness and thereafter for the purpose of updates, renewals, extensions of credit, reviews and collection on my account. I further authorize any consumer reporting agency and any financial institution to release any credit information they may have on me. I authorize my current, former and future employer(s) to release my employment information such as date of hire, position, income, work status, etc. to merchant and its assignors.\n \n_____________________________________________      ___________________________________________\nAPPLICANT SIGNATURE                                 DATE                                    CO-APPLICANT SIGANTURE                                        DATE\n"}}
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