project the small towns water supply and sanitation project was approved by the world bank in 2004 with a loan of us$26 million. in 2007 the world bank decided to support the project with an additional credit of us$10 million. the german development agency gtz contributes to the project with us$400,000, while the government of ghana provides us$4.6 million. the project will end in 2009 and aims at increasing water supply and sanitation access to small towns in six ghanaian regions, providing about 500,000 people with water supply facilities and about 50,000 people with sanitary facilities. therefore, the project supports the planning, construction, and rehabilitation of water and sanitation systems in small towns and provides hygiene promotion, training, and technical assistance. in addition, the cwsa is supported by a management fee equal to 5% of the funds disbursed to support the incremental costs of the project. urban water project in 2004, the world bank's board approved a credit of us$103 million for the urban water project, which was later turned into a grant. the nordic development fund contributes another us$5 million, while the government of ghana provides the remaining us$12 million of the us$120 million project. the main objectives of the program, which will end in 2010, are to (i) significantly increase access to water supply systems in the urban areas of ghana with an emphasis on improving the service for the urban poor; and (ii) restoring the long-term financial stability, viability, and sustainability of the gwcl. it provides technical assistance and training. moreover, the urban water project supports private sector participation and thus contributed to the management contract between gwcl and avrl.