A group of people are wearing snorkeling gear in the edge of the ocean water. They are then seen under the water, exploring and looking at fish. they

OPTIONS:
- try the water animals, tossing them into the air.
- are shown adventure diving underwater, smiling and jumping as they feel waves.
- go snorkeling around deep under the ocean.
- reach out to touch the fish as they swim by.

reach out to touch the fish as they swim by.

How to make activity books for children 
Choose a theme. 
Although it can be general, most books have a theme based on holidays, seasons, or your child's preferences. This is an important step because it will make it easier for you to come up with content to fill the pages.

OPTIONS:
- Having a coherent message will also make it easier for you to educate your child. Holidays make good themes for activity books.
- Plan your book around the theme so that you have plenty of options to choose from. Some toys may help create themes or categories for the book.
- Maybe your children like animals, your theme might be classic christmas themes like christmas ball, hogwarts, or robin hood. Choose theme books at age 2 or 6 to enhance the look of the book.
- For instance, you could say that young children love dinosaurs, puppies, swimming, and butterflies. Or you might have a theme based on tradition.

Having a coherent message will also make it easier for you to educate your child. Holidays make good themes for activity books.

How to settle debts if you cannot file bankruptcy 
Identify your types of debts. 
Not all debt is created equal. You might be able to negotiate a settlement with some creditors but not others.

OPTIONS:
- Before you go into negotiations, think about which pieces of your debt are most valuable. Identifying your debts can help you get the best deal possible in the bankruptcy court.
- For example, the following are common debts people neglect to pay : Unpaid child support or alimony. Your child support or alimony is set by a judge and can't be lowered other than by court order.
- Generally, you must pay just one debt at a time. You should identify some of the following types of debt : Personal or property: this includes money you borrowed, goods or investments you own or property that you may have purchased, or that might have been sold to others.
- You have the option of filing a settlement yourself, or taking legal action to settle the debt as soon as possible. However, to file a claim with any creditor you must first move to chapter 7 bankruptcy.

For example, the following are common debts people neglect to pay : Unpaid child support or alimony. Your child support or alimony is set by a judge and can't be lowered other than by court order.

A person is filming a house and a dog walking into frame. A small girl is washing the floor with a mop and talking to the camera man. the camera man

OPTIONS:
- pans to many people grabbing brushes and speaking to that person while boats are moving.
- shows the boy holding a measuring tape, then runs the mop under sink and lets it rest.
- is filming the girls cleaning and acting as vice versa.
- talks to the girl about cleaning and why she likes it.


talks to the girl about cleaning and why she likes it.