How to withdraw retirement money early 
Check the types of plans you have. 
While there are limited exceptions that enable you to withdraw retirement funds early without any tax penalty, many of these exceptions only apply to money held in particular types of accounts. 
The type of plan you have also determines the earliest age at which you can withdraw retirement money without penalty, and whether you must first leave your job.

Some plans are never subject to early withdrawal penalties, such as employee stock ownership plans. These plans often share similar features with traditional retirement plans, but dividend distributions from these plans are penalty-free.

How to work safely with chemicals 
Wear splash goggles. 
Splash goggles cover your eyes entirely. Other eyewear, including prescription glasses and contacts, will not provide adequate protection.

In some cases, additional eye protection will also be required. When there is a high likelihood of heavy splashing or implosions, additional protective wear might be necessary for your face.

A man is seen on his knees surrounded by painting tools and materials. he

mixes some pain and paints part of a canvas, then does another color.

How to use the experiential learning model 
Choose an activity that helps teach your lesson. 
This is the first step to integrating experiential learning into the classroom. Not just any game or group activity will do.


You need to find one that meets your educational goals. If you can't find an experiential learning activity for your topic, you can also consider modifying an existing activity or creating your own.