What happens next in this paragraph?

How to make a major purchase with poor credit and zero down 
Determine your credit score prior to applying for a loan. 
In the united states, there are 3 credit reporting agencies that keep track of your payment history. Your credit score is a combination of the 3 agencies.
 (i) One agency prioritizes your credit score, and the other will do the same. Determine the amount of monthly fees and payment penalties for credit card cancellations.. (ii) This score is often referred to as your fair isaac company (fico) score. Retrieve a tri-merge credit report or get a credit report from each of the 3 reporting agencies.. (iii) Each agency will be able to give you an estimate of your credit score as well as make recommendations on whether to pursue or file for a loan. If you are unsure about your credit score, contact 1-800-457-1040ez to know.. (iv) Ask your bank to assess your score. The two credit agencies that focus on your score will have a heads-up on what type of money you accept..
(ii)