How to stop squeaky door hinges 
Try to lubricate the hinge pin without removing it. 
Before you try to remove the hinge pin from a door, try lubricating it first. You may be able to spray enough oil into the hinge pin without needing to actually remove the door.

Use some silicon-based blaster spray to coat the hinge as best you can and see if this fixes your squeaky door before trying other methods. Remove the hinge pin using a hammer and nail punch.

How to remove permanent marker from furniture 
Use a solid white toothpaste. 
The brand doesn't matter but avoid gel toothpastes or a combination as these don't tend to work as well. 
This same process can work with baking soda in place of toothpaste.

Or better yet, use toothpaste that contains baking soda! Squeeze out a generous dollop. Use enough toothpaste to ensure the stained area will be completely covered when the toothpaste is spread around.

People are skiing down a hill of snow. It zooms in onto a man skiing slowly down the hill. a person in a blue jacket

comes up behind them.

How to underwrite loans 
Calculate the borrower's mandatory monthly costs. 
Payments such as those equal to the proposed mortgage payments, taxes, and insurance comprise mandatory monthly costs. These are costs that are necessary and cannot be compromised or adjusted with ease.


Determine the amount of debt the borrower must pay off each month. Debts from other loans, such as student loans for example, and revolving debts (credit cards) must be taken into consideration.