In this task you will be given an answer to a question. You need to generate a question. The answer given should be a correct answer for the generated question.
Q: The Act gives the Reserve Bank of India (RBI) the power to license banks, have regulation over shareholding and voting rights of shareholders; supervise the appointment of the boards and management; regulate the operations of banks; lay down instructions for audits; control moratorium, mergers and liquidation; issue directives in the interests of public good and on banking policy, and impose penalties.
A: 
explain the salient features of banking regulation act 1949