Detailed Instructions: In this task, you are given a text of many news articles seperated by special token "|||||". Your task is to summarize them.
Q: Americans take into consideration a number of factors when deciding where to live, including the quality of schools, the strength of the local economy and job market, the area’s safety and culture, as well as its climate. 
  
 Most, if not all people do not control where they are born, live, or move to. Millions of Americans find themselves in places that lack jobs, amenities, and security. While people love and hate cities for any number of reasons, there are some objective measures by which all cities can be compared. 
  
 To determine America’s worst cities to live in, 24/7 Wall St. reviewed data on the 550 U.S. cities with populations of 65,000 or more as measured by the U.S. Census Bureau. Based on a range of variables, including crime rates, employment growth, access to restaurants and attractions, educational attainment, and housing affordability, 24/7 Wall St. identified America’s 50 worst cities to live. 
  
 Click here to see the worst cities to live in. 
  
 Income is highly associated with a range of other social and economic factors. Because of its importance, financial status was a major component of the ranking. Low-income families tend to live in communities with less stable housing, worse health systems, greater exposure to stressors such as violent crime, less secure employment, and higher exposure to poor air quality and environmental toxins. While prospering under these conditions is certainly possible, these factors dramatically lower the likelihood of doing so. 
  
 Residents of the worst cities to live in tend to have lower incomes and higher poverty rates. Of the 50 worst cities, only eight have median incomes higher than the nationwide median households income of $53,657 a year. In 29 of the 50 cities, more than 25% of the population lives in poverty, in contrast with the national poverty rate of 15.5%. 
  
 How far a paycheck can go in a given city is just as important as the size of the paycheck — and some cities are far more expensive than others. Housing usually dominates household budgets. Nationwide, the typical home costs 3.4 times the annual typical household income. Housing is less affordable than it is nationally in half of the worst cities to live in. In San Francisco, the typical home costs 10 times the city’s annual median household income. 
  
 In the cities where housing is relatively affordable, the advantage is overshadowed by abysmal home values and struggling housing markets. This is most notably the case in Great Lakes cities such as Flint, Detroit, and Lansing, Michigan, as well as Youngstown and Akron, Ohio. While for some people in these areas a home can be bought outright on less than a year’s salary, the affordability is a sign of poor economic health. 
  
 Old industrial cities in the Great Lakes and Midwest regions of the United States in particular have been characterized by urban decay for decades. Across the nation, some forms of manufacturing — most notably computers and electronics — has surged in recent years. Broadly speaking, however, the United States is increasingly seen as an unattractive base for manufacturing production. As a result, over the past half-century, U.S. manufacturing employment has fallen precipitously, and some of the worst cities have felt the repercussions of this decline more severely than most U.S. cities. 
  
 Violence is closely associated with a range of negative social and economic outcomes for all involved, including incarceration, unstable employment, lower cognitive functioning among children, and anxiety. The violent crime rates in almost all of the worst cities to live is higher than the national rate of 366 reported incidents per 100,000 people. Even compared to other cities where in general violence is more common, these cities are not especially safe. In half of the 50, the violent crime rate exceeds 1,000 incidents per 100,000 people. 
  
 Click here to read our methodology. 
  
 These are the worst cities to live in. 
  
 Correction: In a previous version of this article, we wrote the average income of the top 1% of earners in Miami was roughly $20 million. In fact, the average income among the top 1% of earners in the Miami area is roughly $2 million. The error has been corrected. ||||| 50. Bellingham, Washington 
  
 > Population: 83,363 
  
 > Median home value: $303,900 
  
 > Poverty rate: 21.4% 
  
 > Pct. with at least a bachelor’s degree: 43.7% 
  
 Based on a range of economic and social factors and outcomes, Bellingham, Washington is among the 50 worst cities to live in. A typical home in the city is valued at more than $300,000, considerably higher than the national median home value of $181,200. While this suggests some level of prosperity among residents, compared to area income levels, area housing is not particularly affordable. The median home value is 7.3 times greater than the median income, making Bellingham one of the least affordable cities in the country. 
  
 The city’s population is relatively well educated — 43.7% of adults have at least a bachelor’s degree, compared to a national share of 30.1%. While greater educational attainment typically leads to higher incomes, Bellingham also has a higher than average poverty rate. In Bellingham, 21.4% of residents live in poverty, far more than the national 15.5% poverty rate. 
  
 49. Palo Alto, California 
  
 > Population: 66,968 
  
 > Median home value: 1,000,000+ 
  
 > Poverty rate: 4.3% 
  
 > Pct. with at least a bachelor’s degree: 80.4% 
  
 Compared to the average American, Palo Alto residents are exceptionally affluent. The typical area household earns $151,370 a year, nearly three times the corresponding national figure. Additionally, only 4.3% of people live in poverty, one of the smallest such shares of any U.S. city. With such high incomes, it is perhaps not surprising that more than four in every five adults in the city have earned a bachelor’s degree, the highest proportion of all cities and over two and a half times the national bachelor’s attainment rate. 
  
 Incomes among Palo Alto households, while high, are likely inadequate for many to afford buying property. The median home value in Palo Alto is at least $1 million, 6.6 times greater than the area’s median household income, nearly double the comparable ratio for the nation. 
  
 48. Chico, California 
  
 > Population: 89,187 
  
 > Median home value: $275,600 
  
 > Poverty rate: 24.7% 
  
 > Pct. with at least a bachelor’s degree: 38.7% 
  
 Nearly 40% of adults in Chico have at least a bachelor’s degree, well above the national attainment rate. The high level of qualification among city residents, however, has not translated to high income. Chico’s median household income of $40,815 a year is well below the median income nationwide, and the area’s roughly 25% poverty rate is one of the highest in the country. Not only are area incomes relatively low, but also housing is relatively more expensive. The typical area home is valued at $275,600, well above the median home value nationwide and is 6.8 times the annual income level in the area. Across the nation, the typical home value is equal to 3.4 times the median income. 
  
 47. Boston, Massachusetts 
  
 > Population: 656,051 
  
 > Median home value: $413,500 
  
 > Poverty rate: 22.6% 
  
 > Pct. with at least a bachelor’s degree: 46.5% 
  
 While not nearly as large as New York City or Los Angeles, Boston is one of the nation’s largest cities. With some of the world’s largest research institutions and universities, which attract top talent from around the world, the city’s population is also very well educated. Close to half of Boston adults have at least a bachelor’s degree, one of the highest college attainment rates of any U.S. city. Despite the high level of education, incomes in Boston are relatively low, especially when the cost of living — including housing — is taken into account. The area’s median household income of $56,902 a year is only slightly higher than the national median income. Housing, however, is much more expensive. So while the typical home value nationwide is equal to 3.4 times the median income nationwide, housing costs in Boston are 7.3 times the area’s median income — one of the least affordable housing markets in the country. 
  
 Many of those working in the city’s high paying jobs likely live in Boston’s more prosperous, surrounding suburban areas such as Brookline and Cambridge. 
  
 46. Washington D.C. 
  
 > Population: 658,893 
  
 > Median home value: $486,900 
  
 > Poverty rate: 17.7% 
  
 > Pct. with at least a bachelor’s degree: 55.0% 
  
 The nation’s capital is home to some of the nation’s highest paying jobs — not just in government, but also in large defense companies such as Lockheed Martin and General Dynamics, which thrive on lucrative government contracts. Privately owned food manufacturer Mars is also based in the region. For every 100,000 Washington D.C. residents there are about five universities, and the city’s population is very well educated. More than half of adults have at least a bachelor’s degree. The prosperity is not well distributed, however, and living in D.C. is no guarantee of a high standard of living. The typical home is valued at $486,900, one of the highest median home values of any city in the country. With a poverty rate of 17.7% — higher than the national rate — some in the city struggle to afford housing. Many residents may also lack the peace of mind more common in safer areas. D.C.’s annual violent crime rate of 1,185 incidents per 100,000 people is one of the highest in the nation. |||||
A:
Think life is sunny in Miami? Not so, according to 24/7 Wall St. The city tops a ranking of the worst US cities to call home based on various economic and social factors—including the affordability of housing, employment growth, crime rates, educational achievement, and nearby attractions and restaurants. The worst of the bunch: Miami, Fla. Detroit, Mich. Paterson, NJ Hawthorne, Calif. Fall River, Mass. Birmingham, Ala. Memphis, Tenn. Flint, Mich. Cleveland, Ohio Gary, Ind. Click for the full list or a list of the best cities to live in America.