You will be given a definition of a task first, then some input of the task.
In this task, you are given a Reddit post as a text. Your task is to generate a title for this text. The title should start with "TIFU by", followed by a situation that caused humor. The title should contain 7-12 words, ideally.

Text: *this is gonna be kind of long so bear with me*

so i'm a young guy, pretty tech savvy, likes to think he can do everything himself and who cares about reading fine print, right? that being said, i also live in the southern us, and nobody ever taught me how to do my taxes so i've been learning as i go.

this is the first year i've had to pay taxes in a lump sum instead of receive a refund thanks to a now-former part time employer who messed with my tax info and gave me more than one deduction. i ended up owing $500+ for state and fed combined. 

(i work two jobs, one main one and i get a part time job every now and again when i get bored)

well i've used turbotax every year that i've filed and everything has always been good. but i failed to remember that i always get refunds... this is the first year i've had to pay. and being the young adult that i am, i'm pretty used to payments being processed immediately. i get two emails saying both my state and fed returns have been accepted by the irs, and i forget about it.

the thing is, i get paid the exact same amount every month (yay government work) and i know exactly when my bills post and how much comes out of my account. i look at my account a week after i file and i have a large amount in there, but not an unusually large amount.

fast forward to a week later when i see a sweet 1978 yamaha xs400 on craigslist for a steal. i buy it, i'm stoked. i still have a large sum that will carry me through the month to pay day.

cut to the day after tax day. i go to 7-11 to get myself an icee and the lady tells me that my card had insufficient funds. shocked as i was, i paid with a credit card and hopped in my truck. checked my balance, i was sitting at a coooool -$3.46. looked at my charges, and my account wasn't charged until the deadline day. 

now i'm back to living on pb&j's and since i use my truck for work daily, had to bum gas money from my girlfriend. super cool look.
Output:
TIFU by filing my taxes early.