In this task, you will be presented with a passage and have to answer a question based on your understanding of the events inferred from the passage. Try to find the best answer that is most likely to fill in "_". Note that the URLs in the text have been replaced with [Link].
One example: For four years we have waited expectantly for the pitter patter of tiny paws. Soon, that wait could finally be over. Tian Tian, the UK's only female giant panda, has conceived and could give birth to a cub as early as August. However Edinburgh Zoo, where the pandas live, have warned people 'not to get too excited' as the process is 'extremely complex'. Moreover, on the two previous occasions keepers inseminated Tian Tian - whose name means 'Sweetie' - she has failed to produce a panda cub. She was artificially inseminated again in March this year, but keepers at the zoo say implantation - when a fertilised egg attaches to the uterus - has not yet occurred.Tian Tian has conceived and could give birth to a cub as early as AugustShe has been inseminated twice before but so far failed to produce a cubTian Tian and Yang Guang arrived in 2011 from China to great fanfareOn loan at £600k a year, became first giant pandas to live in UK for 17 years 
 Questions:Under the terms of the agreement any cubs will return to _ at the age of two, the age at which they would normally leave their mother in the wild.
Solution is here: China
Explanation: This is a good example. Based on the passage, any cubs will return to China at the age of two

Now, solve this: Millions of customers at some of Britain’s biggest banks found themselves unable to use Apple’s new tap-to-pay service yesterday. As Apple Pay went live, those with accounts at HSBC, First Direct, Barclays, Lloyds and Halifax could not take advantage. The technology allows shoppers to buy anything from a coffee to a pair of socks by waving their iPhone 6 or Apple Watch over a till terminal. Many of the biggest names on the high street, including Costa Coffee, Starbucks, Marks & Spencer, Waitrose and Boots have signed up to the scheme. However, Apple customers took to social media to express frustration that their banks do not yet offer the new payments service.More than 250,000 locations now accept the contactless paymentThis includes M&S, Boots, Lidl and on the London transport networkBut not all British banks and credit cards are offering the service todayHSBC, Lloyds and Halifax aren't expected to launch until later this yearAnd angry users have taken to Twitter to complain they can't use it 
 Question:The fact that _ and its subsidiary First Direct, with their 16million customers, are not yet offering Apple Pay is particularly surprising as they featured in the launch material issued by the US tech giant.
Solution:
HSBC