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Given a passage and a query based on the passage, generate an unambiguous, concise and simple answer to the query from information in the passage. Note that the answer may not be present in exact form.
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As little as 5% down, plus mortgage insurance, can secure you a conventional home loan, but you'll wait longer than 2 years in order to qualify, perhaps as long as 7 years. VA Loan requirements after a short sale are only 2 years, offer 100% financing, no required mortgage insurance and a FICO score of 550 or better. Qualifying for an FHA Loan After Foreclosure FHA loans are the most forgiving of foreclosures. To qualify for an FHA mortgage loan, you must wait at least three years after the foreclosure. The three-year clock starts ticking from the time that the foreclosure case has ended, usually from the date that your prior home was sold in the foreclosure proceeding. That leaves about 4 million families who lost their homes to foreclosure who may still have it listed on their credit reports. That's a lot of people who potentially may want to buy a home within seven years of foreclosure. To be approved for a home loan within seven years of a foreclosure, here are some loan options and things to do: Improve your credit score FICO credit scores range from 300 to 850 and most mortgage lenders require at least a 620 to 660 score. The Federal Housing Administration (FHA) is not a mortgage lender; the FHA does not make loans. Rather, it insures loans for banks that do. The FHA publishes a compendium of rules known as FHA mortgage guidelines and so long as a mortgage meets of the rules' minimum standards, the FHA will insure the loan-issuing bank against default. A better name for an FHA mortgage, then, might be FHA-insured mortgage; it's a more accurate reflection of the relationship between the FHA and mortgage lender nationwide. FHA mortgage insurance is available for any loan which meets the following two conditions 1  : The loan must be made by an approved FHA lender. 2  The loan must meet the minimum standards of the FHA Mortgage Guidelines. 1 What types of home loan can you get after bankruptcy? 1.1 FHA Loans; 1.2 VA Loans; 1.3 Conventional Loans; 2 How does bankruptcy affect your credit score? 3 Can you buy a house even after a foreclosure? 4 What if you had both a bankruptcy and a foreclosure? When you are ready to fill out an FHA loan application in the wake of a short sale, what do the FHA loan rules say about having such a transaction on your record? FHA loan rules for new loans following a short sale may seem complex--the rules that apply to you often depend on the status of your mortgage loan prior to the short sale. We have written about these rules in the past, but since the publication of the FHA Single Family Loan program handbook, HUD 4000.1, there have been many changes and updates to portions of FHA home loan policy. FHA has a list of short sale (also known as a “pre-foreclosure sale) rules and regulations in HUD 4000.1 for borrowers looking to become homeowners once more. At least two years must have elapsed since the discharge date of the borrower and / or spouse's Chapter 7 Bankruptcy, according to FHA guidelines. This is not to be confused with the bankruptcy filing date. A full explanation will be required with the loan application. Simply fill out the 4-step questionnaire and find out: 1  If you are eligible for a home loan, 2  If you can apply for a loan now or need to wait longer, and. 3  What type of home loan you are qualified for. Buying Another Home After Foreclosure. Depending on your previous loan amount and where in the country you’re buying, you may have enough VA loan entitlement left over to qualify for another loan. You’ll want to get a look at your Certificate of Eligibility to see how much you have left, if any. Prospective buyers can do this themselves or ask a lender for help. Along with any required waiting period, you’d also need to meet the standard credit, debt-and-income and related requirements ... Query: how long do you need to wait for fha loan after foreclosure
answer:
You need to wait for three years fha loan after foreclosure.


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Many people don’t know the difference between cardiac arrest and a heart attack or fainting spell. A person in cardiac arrest doesn’t breathe, doesn’t have a pulse, and can’t respond to you. Someone having a heart attack usually is conscious and breathing, has a pulse, and can answer your questions. Respond. Here’s what you should do if you witness someone go into cardiac arrest: Call 911 right away, or have someone else do it. What happens in cardiac arrest. 1  Once the usual blood circulation stops, oxygen delivery to all vital organs is also stopped. 2  The pulse that is usually seen in the carotid artery in the neck as well in the wrists and ankles is lacking. 3  Cardiac arrest may lead to sudden cardiac death or SCD. If you survive a cardiac arrest, your doctor may start you on one or more treatments to reduce the risk of another attack. Medication can lower high blood pressure and cholesterol. Surgery can repair damaged blood vessels or heart valves. A previous cardiac arrest or heart attack; A family history of cardiac arrest or heart disease What to Do. With quick action, you can survive sudden cardiac arrest. CPR needs to begin immediately, and treatment with an automated external defibrillator within a few minutes. The pre-participation athletic physical examination is a useful tool to screen children andadolescents for their risk of sudden cardiac arrest. Commotio cordis is a situation in which the heart stops when the chest is hit by an object. Some are in-person courses; others are online. Many local departments of public health also provide CPR training, including “friends and family” classes for people close to someone at risk of cardiac arrest. The investment of time and effort to learn CPR is small. The potential payoff — saving a life — is huge. How common is Sudden Cardiac Arrest? Sudden Cardiac Arrest is a leading cause of death in the U.S. It affects more than 356,000 adults (356,461 EMS-assessed individuals) outside hospitals each year. Does Sudden Cardiac Arrest mostly affect the elderly? No. While the average Sudden Cardiac Arrest victim is 60-years-old, SCA affects people of all ages—even children and teens. For People Who Have No Known Risk Factors for Sudden Cardiac Arrest CHD seems to be the cause of most SCAs in adults. CHD also is a major risk factor for angina (chest pain or discomfort) and heart attack, and it contributes to other heart problems. Some people choose to avoid aggressive measures at the end of life. A do not resuscitate order (DNR) in the form of an advance health care directive makes it clear that in the event of cardiac arrest, the person does not wish to receive cardiopulmonary resuscitation. Cardiac arrest involves the cessation of the heart muscle pumping blood through the body. If the body doesn't pump blood through the body, the other organs are deprived of oxygen including the brain resulting in irreversible brain injury. Learn what happens during cardiac arrest, treatment and diagnosis. Query: how does cardiac arrest impact a person
answer:
A person in cardiac arrest doesn’t breathe, doesn’t have a pulse, and can’t respond to someone.


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Thailand Weather and Climate in July Information about the weather for Thailand in July: >> Current temperature and weather forecast for Thailand >> Climate table and weather in July for Thailand >> Current water temperature for Thailand 14-Day weather forecast for Thailand Weather in Bangkok Bangkok,Thailand W... Thailand Weather and Climate in May Information about the weather for Thailand in May: >> Current temperature and weather forecast for Thailand >> Climate table and weather in May for Thailand >> Current water temperature for Thailand 14-Day weather forecast for Thailand Weather in Bangkok Bangkok,Thailand Wea... Guide to Pattaya weather in September The average maximum daytime temperature in Pattaya in September is a hot 31°C (88°F) with very high heat & humidity. The average night-time temperature is usually a warm 25°C (77°F). Key weather averages for Pattaya in September. 1  31. 31°C max day temperature. 2  5. 5 hours of sunshine per day. 3  17. 17 days with some rainfall. 4  25. 25°C min night temperature. 5  12. 12 hours of daylight per day. 6  VH. Very High heat & humidity. 7  259. 259 mm of monthly rainfall. 8  11. 11+ (Extreme) UV index. 9  29. 29°C sea temperature. Weather in Pattaya in September 2017. Expect 31°C daytime maximum temperatures in the shade with on average 5 hours of sunshine per day in Pattaya in September. Check more long-term weather averages for Pattaya in September before you book your next holiday to Thailand in 2017. Thailand Weather and Climate in October Information about the weather for Thailand in October: >> Current temperature and weather forecast for Thailand >> Climate table and weather in October for Thailand >> Current water temperature for Thailand 14-Day weather forecast for Thailand Weather in Bangkok Bangkok,Thailan... Popular Thailand destinations. 1  Bangkok. 2  Chiang Mai. 3  Hua Hin. 4  Khao Lak. 5  Koh Samui. 6  Krabi. 7  Pattaya. 8  Phuket. Key weather averages for Pattaya in September. 1  31. 31°C max day temperature. 2  5. 5 hours of sunshine per day. 3  17. 17 days with some rainfall. 4  25. 25°C min night temperature. 5  12. 12 hours of daylight per day. 6  VH. 7  259. 259 mm of monthly rainfall. 8  11. 11+ (Extreme) UV index. 9  29. 29°C sea temperature. Thailand Weather and Climate in January Information about the weather for Thailand in January: >> Current temperature and weather forecast for Thailand >> Climate table and weather in January for Thailand >> Current water temperature for Thailand 14-Day weather forecast for Thailand Weather in Bangkok Bangkok,Thailan... Thailand Weather and Climate in June Information about the weather for Thailand in June: >> Current temperature and weather forecast for Thailand >> Climate table and weather in June for Thailand >> Current water temperature for Thailand 14-Day weather forecast for Thailand Weather in Bangkok Bangkok,Thailand W... Query: how is the weather in thailand in september
answer:

Expect 31°C daytime maximum temperatures in the shade with on average 5 hours of sunshine per day in Pattaya, Thailand in September.


