Given a passage and a query based on the passage, generate an unambiguous, concise and simple answer to the query from information in the passage. Note that the answer may not be present in exact form.

Let me give you an example: Supplemental Nutrition Assistance Program (SNAP) Eligibility. To see if you might be eligible for Supplemental Nutrition Assistance Program (SNAP) benefits, visit our pre-screening tool. For households in the 48 Contiguous States and the District of Columbia October 1, 2016 through September 30, 2017. To get SNAP benefits, households must meet certain tests, including resource and income tests: 1  Resources. 2  Income. 3  Deductions. 4  Employment Requirements. 5  Special Rules for Elderly or Disabled. 6  Immigrant Eligibility. In fact, we’re not spending enough on food stamps. The need for food assistance is greater than food stamps can fill, and the benefit amount is too low to allow a family to purchase an adequate, healthy diet. The average monthly food stamp benefit per person is only $133.85, or less than $1.50 per person, per meal. Between 2009-2011 the purchasing power of food stamps declined by about 7%, or $47/month for a family of four, due to inflation in the cost of food. You’ve likely heard stories (and outrage) about people using food stamps to purchase “steak and lobster” as well as cigarettes and alcohol, showing up at the grocery store in a nice car, nice clothes, a nice purse or an iPhone. But the federal government sets the food stamps benefit amount at, on average, roughly $4 a day per person. Yes, someone could save up their monthly allotment to buy some high-priced food items for a special occasion. Supplemental Nutrition Assistance Program. Effective October 2016. Maximum Monthly SNAP Amounts. The chart below shows the maximum dollar amount of SNAP benefits your household can receive each month. This dollar amount is based on the number of people in your household, your income and your expenses. You could receive any amount up to or including these amounts. National Standards for reasonable amounts have been established for five necessary expenses: food, housekeeping supplies, apparel and services, personal care products and services, and miscellaneous. See the SNAP page on Applicants and Recipients for detailed information about eligibility requirements and benefits. The SNAP home page provides access to information on all aspects of the program. fns On average, 45 million people received SNAP benefits each month in fiscal year 2011, which represents a 70 percent increase over the roughly 26 million people (or one of every 11) who received benefits in 2007. The truth is, a $125 per person per month grocery budget may seem like a farce to a household currently spending $300 per person per month, but it’s actually quite achievable. *For households with more than eight people, add $5,408 per additional person. Always check with the appropriate managing agency to ensure the most accurate guidelines. To see if you might be eligible for SNAP benefits, use SNAP's pre-screening tool. Related Links. ¡ 1 Exija Sus Derechos! - 4300 S. ¡ 2 EXIJA SUS DERECHOS! Usted Tiene El Derecho - DHS 8219 S. ¡ 3 La tarjeta Illinois Link se acepta en mercados de agricultores selectos! DHS 9201 S.  4 B Attitude - Folic Acid - DHS 4758. 5  AABD Cash Aid to the Aged, Blind or Disabled - DHS 587. 6  Active Play for Families - DHS 4586. Query: average amount food stamps per one person in al for a month
The answer to this example can be: The average monthly food stamp benefit per person is only $133.85, or less than $1.50 per person.
Here is why: The passage details the eligibility and resources provided by SNAP. The passage includes information on individual per meal food stamp benefit, that can be used to answer the query.

OK. solve this:
Whether it’s a late car payment, credit card payment, or mortgage payment, a recent late payment can cause as much as a 90-110 point drop on your FICO score. As time goes on, the late payment will affect your credit score less and less until it drops off. However, potential creditors can still see that history as long as it’s listed on your report. Late payments appear on your credit report as either being 30, 60, 90, or 120-plus days late. Each of these degrees of delinquency affects your credit score differently. The later you are, the more damage it does to your credit score. Being unreliable with payments is a red flag to financial institutions, and several things can occur when you pay late. 1  You’ll usually be charged a late fee. 2  Your interest rates may rise. 3  It may end up on your credit report. 4  It might decrease your credit score. Q: If I choose to stop paying a revolving line of credit, how long will the unpaid debt remain on my credit report? A: Most accounts will stay on your credit report for seven years. However, you should make sure that you settle the account properly with your creditor. Stopping payment on your account may have a negative effect on your credit score. Written by Equifax Experts on July 17, 2012. How long does a late payment stay on my credit report? Questions like this and others related to the consequences of negative information on your credit report are some of the most frequently asked questions on the blog and on Equifax.com. Here are the answers to some of these questions, and in the coming weeks we’ll answer more of them for you. · just now. 1  If you've been a good customer, a lender might agree to simply erase that one late payment from your credit history. You usually have to make the request in writing, and your chances for a goodwill adjustment improve the better your record with the company (and the better your credit in general). You may have to pay a late fee if you’re a couple days late, but the late payment won’t go on your credit reports and stay there for seven years, as a more serious slip-up would. The three major credit bureaus – Experian, TransUnion and Equifax – allow creditors to report payments that are 30, 60 or 90 days late. After all, negative information like late payments can stay on your credit reports for up to seven years, so the first sign of a late payment on your credit reports signals years of impending credit doom, right? Actually, that isn’t always the case. How Are Late Payments Affecting Your Score? Comments (256) 1  Hi Ryan, I have a Macy’s card with went 30-days past and it was reported. 2  Wells fARGO WILL NEVER HELP YOU IN ANY WAY! Reply. Wells Fargo is the worst bank right behind Chase. 3  After applying for a FASFA I was denied at the very last step because of a student loan I hadn’t paid on for quite sometime. You may have to pay a late fee if you’re a couple days late, but the late payment won’t go on your credit reports and stay there for seven years, as a more serious slip-up would. The 30-Day Time Frame Some credit card issuers can, however, increase your rate on other credit products you have with that company. 1  Your Credit Score and 6 Other Reasons to Pay Your Credit Card On Time. 2  8 Little Ways to Remember to Make Your Credit Card Payment. 3  What to Do If You Can't Make Your Minimum Payments. Query: how long before a late payment drops
Answer:
A late payment drops either being 30, 60, 90, or 120-plus days late.