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Given a passage and a query based on the passage, generate an unambiguous, concise and simple answer to the query from information in the passage. Note that the answer may not be present in exact form.

Supplemental Nutrition Assistance Program (SNAP) Eligibility. To see if you might be eligible for Supplemental Nutrition Assistance Program (SNAP) benefits, visit our pre-screening tool. For households in the 48 Contiguous States and the District of Columbia October 1, 2016 through September 30, 2017. To get SNAP benefits, households must meet certain tests, including resource and income tests: 1  Resources. 2  Income. 3  Deductions. 4  Employment Requirements. 5  Special Rules for Elderly or Disabled. 6  Immigrant Eligibility. In fact, we’re not spending enough on food stamps. The need for food assistance is greater than food stamps can fill, and the benefit amount is too low to allow a family to purchase an adequate, healthy diet. The average monthly food stamp benefit per person is only $133.85, or less than $1.50 per person, per meal. Between 2009-2011 the purchasing power of food stamps declined by about 7%, or $47/month for a family of four, due to inflation in the cost of food. You’ve likely heard stories (and outrage) about people using food stamps to purchase “steak and lobster” as well as cigarettes and alcohol, showing up at the grocery store in a nice car, nice clothes, a nice purse or an iPhone. But the federal government sets the food stamps benefit amount at, on average, roughly $4 a day per person. Yes, someone could save up their monthly allotment to buy some high-priced food items for a special occasion. Supplemental Nutrition Assistance Program. Effective October 2016. Maximum Monthly SNAP Amounts. The chart below shows the maximum dollar amount of SNAP benefits your household can receive each month. This dollar amount is based on the number of people in your household, your income and your expenses. You could receive any amount up to or including these amounts. National Standards for reasonable amounts have been established for five necessary expenses: food, housekeeping supplies, apparel and services, personal care products and services, and miscellaneous. See the SNAP page on Applicants and Recipients for detailed information about eligibility requirements and benefits. The SNAP home page provides access to information on all aspects of the program. fns On average, 45 million people received SNAP benefits each month in fiscal year 2011, which represents a 70 percent increase over the roughly 26 million people (or one of every 11) who received benefits in 2007. The truth is, a $125 per person per month grocery budget may seem like a farce to a household currently spending $300 per person per month, but it’s actually quite achievable. *For households with more than eight people, add $5,408 per additional person. Always check with the appropriate managing agency to ensure the most accurate guidelines. To see if you might be eligible for SNAP benefits, use SNAP's pre-screening tool. Related Links. ¡ 1 Exija Sus Derechos! - 4300 S. ¡ 2 EXIJA SUS DERECHOS! Usted Tiene El Derecho - DHS 8219 S. ¡ 3 La tarjeta Illinois Link se acepta en mercados de agricultores selectos! DHS 9201 S.  4 B Attitude - Folic Acid - DHS 4758. 5  AABD Cash Aid to the Aged, Blind or Disabled - DHS 587. 6  Active Play for Families - DHS 4586. Query: average amount food stamps per one person in al for a month
Solution: The average monthly food stamp benefit per person is only $133.85, or less than $1.50 per person.
Why? The passage details the eligibility and resources provided by SNAP. The passage includes information on individual per meal food stamp benefit, that can be used to answer the query.

New input: You'll be required to carry private mortgage insurance if you don't have enough cash to make a 20% down payment on a home. It costs anywhere from 0.20% to 1.50% of the balance on your loan each year, based on your credit score, down payment and loan term. Keep the annual summaries until you retire or close the account. Bank records: Length of time to keep, and why: From one year to permanently. Go through your checks each year and keep those related to your taxes, business expenses, home improvements and mortgage payments. Shred those that have no long-term importance. Brokerage statements Once you've committed to paying PMI, you'll usually have to keep it for at least two years. If your home has appreciated enough to give you 25% equity after two to five years, you can cancel the coverage. After five years, you just need 20% equity to ditch it. One thing to keep in mind: If you have a second mortgage, such as a home equity loan or home equity line of credit, that reduces your equity. Say your home is worth $200,000, and you owe $140,000 on your first mortgage. That gives you 30% equity, or $60,000. FHA mortgage insurance depends on when you got your loan, and also your loan term. Before the rule was that you lost your MI when your LTV got down to 78% and you have had the mortgage for at least 5 years. Newer loans now have MI for the entire duration of the mortgage in many cases. Shred those that have no long-term importance. Brokerage statements: Length of time to keep, and why: Until you sell the securities. You need the purchase or sales slips from your brokerage or mutual fund to prove whether you have capital gains or losses at tax time. Bills: Length of time to keep, and why: From one year to permanently Why would you do a FHA loan again if you have that type of value. You could get a conventional 15 yr fixed rate for about a percent less and not have any mortgage insurance January 22 2015 You have the option to get a mortgage insurance for the length of your mortgage contract, or you can choose 10 years, 15 years, 20 years, 40 years, etc. You have the option to get a mortgage insurance for the length of your mortgage contract, or you can choose 10 years, 15 years, 20 years, 40 years, etc. You'll also have to keep paying the annual premiums for the life of the loan. Unlike private mortgage insurance on conforming loans, you can't drop FHA mortgage insurance when your equity reaches 20% or 25%. RATE SEARCH: Shop the lowest mortgage rates. Private mortgage insurance You can’t take everything with you, but you should safely store or electronically scan and save certain essential documents. The following are suggestions about how long you should keep personal finance and investment records on file: Query: how long do you have to keep mortgage insurance
Solution:
Keep mortgage insurance for at least 5 years.