*Question*
Are you a compulsive spender,or do you hold on to your money as long as possible? Are you a bargain hunter? Would you rather use charge accounts than pay in cash? Your answers to these questions will reflect your personality.According to psychologists,our individual money habits not only show our beliefs and values,but can also stem from past problems. Experts in psychology believe that for many people,money is an important symbol of strength and influence.Husbands who complain about their wives' spending habits may be afraid that they are losing power in their marriage.Wives,on the other hand,may waste huge amounts of money because they are angry at their husbands.In addition,many people consider money a symbol of love.They spend it on their family and friends to express love,or they buy themselves expensive presents because they need love. People can be addicted to different things --for example,alcohol,drugs,certain foods,or even television.They are compulsive in their addictions,i.e.they must satisfy these needs to feel comfortable.In the same way,according to psychologists,compulsive spenders must spend money. For people who buy on credit,furthermore,charge accounts are even more exciting than money:in other words,they feel that with credit,they can do anything.Their pleasures in spending enormous amounts are actually greater than _ they get from the things they buy. There is even a special psychology of bargain hunting.To save money,of course,most people look for sales,low prices,and discounts.Compulsive bargain hunters,however,often buy things that they don't need just because they are cheap.They want to believe that they are helping their budgets,but they are really playing an exciting game:when they can buy something for less than other people,they feel that they are winning.Most people,experts claim,have two reasons for their behavior:a good reason for the things that they do and the real reason. It is not only scientists,of course,who understand the psychology of spending habits,but also business... If you use charge accounts,  _  . A) you pay in cash B) you pay less than you should C) you pay with credit card D) you pay more than you should
**Answer**
C

*Question*
William James, the great psychologist  , said that most men are "old fogies   at twenty-five". He was right. Most men at twenty-five are satisfied with their jobs. They have closed their minds to all new ideas; they have stopped to grow. The minute a man stops to grow -no matter what his years -that minute he begins to be old. On the other hand, the really great man never grows old. Goethe passed away at eighty-three, and finished his only a few years earlier; Gladstone took up a new language when he was seventy. Laplace, the astronomer, was still at work when death caught up with him at seventy-eight. He died crying, "What we know is nothing; what we do not know is immense (extremely large)." And there you have the real answer to the question, "When is a man old?" Laplace at seventy-eight died young. He was still unsatisfied, still sure that he had a lot to learn. As long as a man can keep himself in that attitude of mind, as long as he can look back on every year and say, "I grew", he is still young. The minute he ceases (stops) to grow, the minute he says to himself, "I know all that I need to know," -that day youth stops. He may be twenty-five or seventy-five; it makes no difference. On that day he begins to be old. The author mentions Goethe, Gladstone and Laplace to show that    _   . A) the great man stops to grow that minute he begins to be old. B) the really great man never grows old. C) the great man usually dies young. D) the really great man never dies.
**Answer**
B

*Question*
Two magazines recently listed the best cities to live in. Here are two of the cities listed as "the world's best." SAN JOSE, COSTA RICA  The city has comfortable weather all year round (15degC to 26degC ). Housing is not very expensive in San Jose. Also, many of the city's older neighborhoods are very beautiful and have small hotels and cafes . Beautiful mountains are around the city. You can visit them easily from San Jose. So lots of people go sightseeing there every year. But air pollution is a problem in the city center. HONG KONG, CHINA This lively city--once a small fishing village--is today an international business center. It is an interesting mixof East and West, old and new. Modern tall buildings are next to small temples  . Popular nightclubs are close to traditional teahouses. Busy people fill the streets at all hours of the day. But outside the city, there are parks for walking or relaxing. Hong Kong is famous for its wonderful native dishes. There's also food from Europe, North America, and other parts of Asia. However, this small city has a large population. Nearly 7 million people live in Hong Kong! That's why housing is often very expensive. Traffic and air pollution are also a problem. The writer thinks housing in Hong Kong is expensive because  _  . A) it was a small fishing village B) it is a mix of East and West C) it is famous for its wonderful food D) there are too many people in the city
**Answer**
D

*Question*
Great speakers are not born but made. You too can become a good orator by taking up the public speaking courses. Those who are incapable of speaking in front of the public can' t come up in their life. The art of public speaking must be practiced by everybody who wants to reach great heights in their career. A lot of public speaking courses are available on the Internet. Choosing the best course that is right for you may be difficult but not impossible. The basic motive of public speaking courses should be to train you to become a public speaker and improve your skills of _ a public speech. The course should first educate you with the principles of public speaking and tell you how to overcome stress and anxiety. By overcoming fear, you will be able to deliver your presentation clearly to your audience. A speaker can have a great influence on the audience with his body language and your public speaking course should tell you the gestures on stage that can attract the audience. Non-verbal communication also has a major role to play in delivering a speech effectively to a group. Though body language is important, the content and the natural use of words are what the audience are closely caring about. Public speaking courses should give tips in using the  right words at the right time. Even though you have prepared well, the real success of public speaking lies in the way your speech is delivered. Public speaking courses will train you to present the contents in a lively manner impressing the audience. Your presentation should be professional and stylish. You can add humor or interactive sessions   to your presentation to gain the audience attraction. Which of the following can be the best title for this passage? A) What to look for in the public speaking courses. B) Some golden rules of giving a good speech. C) It is easy to find the speaking courses online. D) Some useful tips of delivering a public speech.
**Answer**

A