In this task, you will be shown a prompt from a judicial decision and multiple holding statements derived from citations following text in a legal decision.  Holdings represent the governing legal rule when the law is applied to a particular set of facts. There are five answer choices for each citing text. The correct answer is the holding statement that corresponds to the citing text. The four incorrect answers are other holding statements. You should find the correct option. There is a <HOLDING> token in the position of the citing text prompt where the holding statement was extracted.

Q: sophisticated consumer” might well reach the same conclusion. In sum, particularly at this early stage, defendants cannot establish as a matter of law that Santander is a creditor exempt from the FDCPA. Thus, the motion to dismiss should be denied. TCPA Claims Defendants move to dismiss plaintiffs’ claims under the TCPA based on an exception contained in 47 C.F.R. § 64.1200(a)(2), which excepts calls to a residential line when made pursuant to an “established business relationship.” It is difficult to imagine how that exemption would apply to Letricia Hamlett, who was not a signatory to the loan, but in fairness there is at least one case that supports this odd interpretation of the law. See Santino v. NCO Fin. Sys., Inc., No. 09-CV-982, 2011 WL 754874, at *6 (W.D.N.Y. Feb. 24, 2011) (<HOLDING>); but see Watson v. NCO Group, Inc., 462 
 Holding statements: (A) holding  2254 applies to administrative proceedings (B) holding that the fourteenth amendment only applies to state action (C) holding exemption applies to nondebtor (D) holding that fourteenth amendment only applies to state action (E) holding that  1447c applies to counsel

A: (C)
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Q: use of low-beam headlights within 500 feet of an oncoming vehicle. While we recognize that drivers may be accustomed to quickly flashing their high-beam headlights at an oncoming vehicle as a signal to dim headlights, there is no evidence in this case that the officer was driving with his high-beam headlights. Furthermore, the statute does not provide any exceptions for the momentary flashing of high-beam headlights. Thus, we must conclude the statute prohibits the use of high-beam headlights within 500 feet of an oncoming vehicle, for any length of time and for any purpose. [¶ 12] We recognize that at least one other appellate court has interpreted similar statutory language and reached the opposite conclusion. See Waukesha County v. Meinhardt, 2001 WI App 146, ¶¶ 9-10, 630 N.W.2d 277 (<HOLDING>). In another case involving a similar statute, 
 Holding statements: (A) holding that meinhardt did not commit a violation by flashing his highbeam headlights two times at an oncoming vehicle because the plain language of the statute did not prohibit the quick flashing of highbeam headlights (B) recognizing that where the statutory language is not ambiguous  the plain and ordinary meaning of the statute must be given effect (C) holding that general statement of intent does not override plain language of statute (D) holding that the title of the statute did not limit the reach of the statute (E) holding the trial judge did not commit reversible error through the chosen method of remedying the batson violation

A: (A)
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Q: may not, under the guise of interpretation, be modified, revised, amended or rewritten.” Syl. Pt. 1, Consumer Advocate Div’n v. Public Serv. Comm’n, 182 W.Va. 152, 386 S.E.2d 650 (1989). As Syncor argues, the purpose of regulations is to give effect to the governing statute; such regulations cannot be used to alter or narrow the statute’s application. See Boley v. Miller, 187 W.Va. 242, 246, 418 S.E.2d 352, 356 (1992) (recognizing that agency’s statutory interpretation is inapplicable where such interpretation “‘is unduly restricted and in conflict with the legislative intent’ ”) (quoting Syl. Pt. 5, in part, Hodge v. Ginsberg, 172 W.Va. 17, 303 S.E.2d 245 (1983)); see also Syl. Pt. 4, Security Nat’l Bank & Trust Co. v. First W.Va. Bancorp, Inc., 166 W.Va. 775, 277 S.E.2d 613 (1981) (<HOLDING>). It is axiomatic that: “Where the language of 
 Holding statements: (A) holding that the state board of administration is charged with investing and reinvesting funds of the state retirement system and is clearly an agency as defined by section 1190112 florida statutes (B) holding that legislative regulations are given controlling weight unless they are arbitrary capricious or manifestly contrary to the statute (C) holding that ijnterpretations of statutes by bodies charged with their administration are given great weight unless clearly erroneous (D) holding that the district courts denial of a reduction for acceptance of responsibility is a factual question and should be accorded great deference and should not be disturbed unless clearly erroneous (E) recognizing that the bia must defer to the factual findings of the ij unless they are clearly erroneous

A:
(C)
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