Given the task definition and input, reply with output. In this task, you are given a context and four options. Each option is a suggested ending for the context. You should read the context and pick the best ending for the context. Please answer with "A", "B", "C", and "D". 

[header] How to create an investment plan [title] Select an age-appropriate investment option. [step] Your age will have a significant impact on your investment strategy. [substeps] Generally speaking, the younger you are, the more risk you can take. <sep> (A) Younger investors may also feel more pressured and overwhelmed; however, if you are under eighteen the risks you might experience outweigh the benefits. If you are young, for example, assume you have a $65 million investment portfolio to begin with. (B) You need to invest more often, have more interest in the product or service you're starting, and make more money. You should begin by considering a growth year or a milestone date. (C) Long-term investments will have a high interest rate of 75% or more. If you've got a general mastery in the field and have thirty years of experience, this is a good approach. (D) That's because you have more time to recover from a market downturn or loss of value in a particular investment. So, if you're in your 20's, you can allocate more of your portfolio to more aggressive investments (like growth-oriented and small-cap companies for example).

D