Given a passage and a query based on the passage, generate an unambiguous, concise and simple answer to the query from information in the passage. Note that the answer may not be present in exact form.

Q: As little as 5% down, plus mortgage insurance, can secure you a conventional home loan, but you'll wait longer than 2 years in order to qualify, perhaps as long as 7 years. VA Loan requirements after a short sale are only 2 years, offer 100% financing, no required mortgage insurance and a FICO score of 550 or better. Qualifying for an FHA Loan After Foreclosure FHA loans are the most forgiving of foreclosures. To qualify for an FHA mortgage loan, you must wait at least three years after the foreclosure. The three-year clock starts ticking from the time that the foreclosure case has ended, usually from the date that your prior home was sold in the foreclosure proceeding. That leaves about 4 million families who lost their homes to foreclosure who may still have it listed on their credit reports. That's a lot of people who potentially may want to buy a home within seven years of foreclosure. To be approved for a home loan within seven years of a foreclosure, here are some loan options and things to do: Improve your credit score FICO credit scores range from 300 to 850 and most mortgage lenders require at least a 620 to 660 score. The Federal Housing Administration (FHA) is not a mortgage lender; the FHA does not make loans. Rather, it insures loans for banks that do. The FHA publishes a compendium of rules known as FHA mortgage guidelines and so long as a mortgage meets of the rules' minimum standards, the FHA will insure the loan-issuing bank against default. A better name for an FHA mortgage, then, might be FHA-insured mortgage; it's a more accurate reflection of the relationship between the FHA and mortgage lender nationwide. FHA mortgage insurance is available for any loan which meets the following two conditions 1  : The loan must be made by an approved FHA lender. 2  The loan must meet the minimum standards of the FHA Mortgage Guidelines. 1 What types of home loan can you get after bankruptcy? 1.1 FHA Loans; 1.2 VA Loans; 1.3 Conventional Loans; 2 How does bankruptcy affect your credit score? 3 Can you buy a house even after a foreclosure? 4 What if you had both a bankruptcy and a foreclosure? When you are ready to fill out an FHA loan application in the wake of a short sale, what do the FHA loan rules say about having such a transaction on your record? FHA loan rules for new loans following a short sale may seem complex--the rules that apply to you often depend on the status of your mortgage loan prior to the short sale. We have written about these rules in the past, but since the publication of the FHA Single Family Loan program handbook, HUD 4000.1, there have been many changes and updates to portions of FHA home loan policy. FHA has a list of short sale (also known as a “pre-foreclosure sale) rules and regulations in HUD 4000.1 for borrowers looking to become homeowners once more. At least two years must have elapsed since the discharge date of the borrower and / or spouse's Chapter 7 Bankruptcy, according to FHA guidelines. This is not to be confused with the bankruptcy filing date. A full explanation will be required with the loan application. Simply fill out the 4-step questionnaire and find out: 1  If you are eligible for a home loan, 2  If you can apply for a loan now or need to wait longer, and. 3  What type of home loan you are qualified for. Buying Another Home After Foreclosure. Depending on your previous loan amount and where in the country you’re buying, you may have enough VA loan entitlement left over to qualify for another loan. You’ll want to get a look at your Certificate of Eligibility to see how much you have left, if any. Prospective buyers can do this themselves or ask a lender for help. Along with any required waiting period, you’d also need to meet the standard credit, debt-and-income and related requirements ... Query: how long do you need to wait for fha loan after foreclosure

A: You need to wait for three years fha loan after foreclosure.
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Q: Medical Marijuana Facts: Cannabis May Simplify Organ Transplantation. 1  Organ transplant rejection is a serious problem that is of a frequent occurrence in medical practice. While there are various methods to stop the rejection of the transplant by the immune system, they are not applicable in each case. Hair-based drug tests are the most accurate, as the chart below shows, since traces of everything from alcohol to morphine can remain in the follicle for up to 90 days: Dragan Radovanovic/Business Insider A federal mandate requires that drug tests screen for all five of these types of drugs. Time Frame Hair drug tests can detect drugs that have been in the system for 90 days, or three months. Considerations Many consider hair testing to be much more effective than urine testing because the results cannot be as easily tampered with. The hair test can also detect drugs that have been in the system for a much longer period of time than a urine test. Fact In order for the hair test to be accurate the sample of hair used must contain 90 to 120 strands of hair. How long does marijuana stay in your system once smoked? How do you determine how long weed will stay in your system when doing a drug test or a hair folicle test I am 5'4, weighing 335 lbs hoping that helps. Hair drug testing. Hair testing may be used to determine drug use over the longer term, usually over a 90-day period of time. Hair can be tested for cocaine, marijuana, opiates, methamphetamine, phencyclidine, and alcohol. What happens during workplace drug testing? Drugs can usually be detected in the saliva for only a few hours to a few days. Hair test. Analyzing the hair for chemical traces may be the most accurate way to test for long-term drug use. Because hair grows slowly (only about 0.5 inches per month), traces of certain drugs can be detected for months. Hair analysis requires more processing time than urine or blood testing. Alcohol 14 Panel Hair Follicle Drug Test $750.00; Does body hair show a longer period of drug use? Now, what if you don’t have hair on your head that is at least an inch and a half? Well, in that case, we can test underarm, leg, or chest hair. Occasionally, we test beards. · just now. 1  If it is a hair FOLLICLE test the drugs will only stay in there for a couple of weeks to a month. If the ENTIRE STRAND (length of the hair from the scalp to the end) is being tested, drugs could stay in there for as much as a year depending on what kind of drugs, the amount used and the time period over which they were used. What Can Affect How Long Do Drugs Stay In Your System? A drug test does not look for the actual drug in your system. It looks for something called a metabolite. When you ingest a substance your body changes (metabolizes) that substance into one or more metabolites. It is these metabolites the drug tests looks to identify. The Varying Detection of Drug Testing Timelines. 1  Single or small doses of any given drug won’t last as long in your system and are not as easily detected. 2  If you have a fast-metabolic rate, you will have a shorter detection of the drug in your body. 3  Your body mass will determine how fast or slow your body metabolises. Query: how long does drugs stay in the hair

A: Drugs stay in the hair for 90 days.
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Q: K1 Visa Timeline How long does it take to get a K1 Fiancé Visa? Generally, the K1 visa will be issued 5 to 6 months after the I-129F fiancé visa petition is submitted to USCIS. The overall K1 visa processing time will vary slightly depending on the state where the U.S. citizen resides and the country where the foreign fiancé resides. The whole K1 visa process from the time you sign up with RapidVisa usually takes around 6 to 9 months. Call us today at 800-872-1458. How Long Will It Take to Get My K Visa? For Form I-129F, Petition for Alien Fiancé(e), you can visit the USCIS website for the status of your petition. Once your case has been received from NVC by the U.S. Embassy or Consulate that will process it, the length of time varies from case to case according to its circumstances. As of September 2014 the average from receiving the NOA1 to the Interview is 200 days. The NOA1 is the notification they have received your application, this itself can take around a month. Following the interview, they will retain your passport so they can affix the Visa in it. In England they typically take 10 days to get the passport back to you. i mean like the day of the interview...how long are you usually in the embassy for 3 hours or so does not sound unusual at all. Not sure which embassy you are referring to, but I had to wait outside the Bangkok embassy for just over 2 hours when my wife had her interview. Usually, it takes around 6 to 9 months for the petition to be approved at immigration in the United States. Subsequently, the approval would be sent to the U.S. Consulate or Embassy in your fianc?e's home country. When your fiance comes to the U.S., you will have ninety days to get married. Most USCIS services centers are currently taking about 5-6 months to approve a fiancé visa petition. Upon approval, USCIS transfers the petition to your consulate via the National Visa Center. Right now this is taking 30-45 days in most cases. Once the consulate has the petition in hand, the speed of the process is entirely dependent on the individual Embassy. Your fiance visa lawyer will be able to assist you with tracking down your package. Once you receive the receipt notice, you should keep it in a safe place. The receipt number on it can be used to track the status of your fiance visa petition online. The expected waiting time for approval of and I-129F petition is between four and six months. After your petition is approved, the package will be forwarded on to the embassy or consulate near your fiance. Fiance Visa Consular Processing. It is not unusual for it to take about a month for the embassy to receive your fiance visa package. Once your fiance visa package is received by the embassy, you will be contacted with instructions and information on how to schedule your interview. k1 fiance visa process check out the links in the description of this video if you're ready to get the ball rolling on your k1 fiancee visa visit RapidVisa.com click the get started now button and create your free account today check out our other videos relating to the k1 fiancee visa. It usually takes about 9-12 months from start to visa issuance at the Consulate for the fiance visa process. You will need to wait until you are contacted by the National Visa Center after the initial petition is approved. Query: how long does a fiance visa usually take

A:
A fiance visa usually takes four to six months.
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