Generate a context and a hypothesis.
Context: How to select annuity payments<br>Decide if a retirement annuity is right for you. Annuities are financial investment options for those who want secure, steady, and guaranteed income during their retirement. An annuity is an illiquid asset, meaning that it cannot easily be sold or exchanged for cash.

Hypothesis: There are many types of annuities, decide which one is right for you.