How to refinance an underwater mortgage<br>Check your payment history. You must be current on your mortgage, and not have been delinquent on any payments in the last 12 months. Find out who owns your mortgage.

Can we draw the following conclusion?
You should find out the Donald Duck probably doesn't not own your mortgage.

Choose your answer from: (I) Yes (II) It's impossible to say (III) No
(II)