You are given a conversation between two people. 'Person1:' and 'Person2:' are used to separate their respective dialogues. You are required to assign a label 'formal' if there is an absence of emotion and a presence of questions anywhere within the conversation. If such pattern is not found assign the label 'informal'.

 Person1:       Good day ! What can we do for you ?  
 Person2:I'm considering buying a new car , the old one hasn't been running too well recently , and was wondering what kind of credit you can offer me .  
 Person1:        Buying a new car is a big expense ; we understand that , so we have a variety of loans to suit your needs .  
 Person2:That's great . I'm looking to borrow quite a large sum , though .  
 Person1:        With our Personal Automobile Consumer Loan , the borrower can borrow up to 80 % of the purchase price .  
 Person2:That's good news . The car I'm interested in is priced at 120,000 RIB , but I think I can get a bit of discount on that . I can afford to put up around 40,000 RIB myself .  
 Person1:        That's great . You will need to make an initial down payment of 20 % , and then we can get going with this .  
 Person2:The funds are all ready to go in my personal account , so let's transfer it . 
informal

 Person1:       Who is responsible for the accident ? Is it Tony ’ s fault ?  
 Person2:No . I don ’ t suppose he ’ s to blame . The man in the other car made a big mistake .  
 Person1:        You mean Tony is the victim ? No , I don ’ t think so . He ’ s equally responsible because he tried to overtake you .  
 Person2:Yeah . I think everyone should go easy on driving . 
formal

 Person1:       What are you doing there with your mobile phone ? 
 Person2:I'm moblogging ! 
 Person1:        Moblogging ? what does that mean ? 
 Person2:Oh , moblogging is a combination of the word ' mobile ' and ' blogging ' . It's another form of blogging . Users can publish blog entries to the web from a mobile phone or other mobile devices . 
 Person1:        Sounds interesting ! That must be very convenient . 
 Person2:Yes , you're right . I can blog wherever and whenever I'm on the move . It's especially good when I'm on a business trip and my laptop happens to be away from me . 
 Person1:        How can you do that ? 
 Person2:Well , if I simply want to write a few words , I'll send it by email or edit it all from the cell phone browser . 
 Person1:        What if you want to publish some photos ? 
 Person2:Then I'll shoot some pictures , re-size the images and upload them with text descriptions to my blog . 
 Person1:        I see . Moblogging must have done a great favor for habitual bloggers like you . 
 Person2:You bet it ! 

informal

