A person is more productive on an IDE than a text editor, therefore it should be used in general practice.

Who is "it" in this prior sentence?
OPTIONS:
- an IDE
- a text editor
an IDE
Insurance companies charge a premium if people had an accident before, so they try to maintain a clean record in order to avoid having to pay more.

Who is "they" in this prior sentence?
OPTIONS:
- Insurance companies
- people
people
Retail stores have been trying to pass an internet tax on online retailers for the past few years because they feel it would level the playing field.

Who is "they" in this prior sentence?
OPTIONS:
- Retail stores
- online retailers

Retail stores