Detailed Instructions: In this task, you are given a Reddit post as a text. Your task is to generate a short summary for this text. The summary must include a situation which caused humor. The summary should be one or two sentences long.
Q: Text: i thought about putting this into personal finance, but it was too much ignorance on my part to place this anywhere else. i live near toronto in ontario, canada. 

i recently sold my house and because of the market right now, i came away with a good amount of money. i had an appointment to meet with my financial planner, and wanted to separate the money i was planning on investing from the disposable money in my chequing account. i signed into my online banking account and looked at my savings account. it was called "interest plus rrsp". i deposited $75,000 into this account, thinking it would be safe until my meeting. my financial advisor politely told me how foolish that was. rrsps are for retirement and only if you make a certain amount of money. otherwise there are better options. the big problem was i could only deposit so much money annually (less than 75k) and once in the account there were huge penalties to take it out. 20% ($15,000)!!!!!! i called my bank and begged them to reverse it, telling them it was an error on my part. apparently it happens more often than you'd think. learn from my mistake and get advice from a professional before you do something you'll regret.
A:
i deposited $75,000 into an rrsp account that i was planning on investing elsewhere