Teacher: Craft one correct answer to the question given in input. To make it more interesting, try to use non-stereotypical language if possible. Make sure your correct answer is reasonably long, consistent with the context, and requires common sense (instead of explicit extraction from the context.) In your answer, use as few words as possible from the given context. Use a response that is uncommon/non-stereotypical, so that it is less predictable. To be less repetitive, please vary your language for each question.
Teacher: Now, understand the problem? If you are still confused, see the following example:
Context: I was told, in person over the phone, that my shoes were on their way. They have my money. I have no shoes. 
Question: What may happen after the call?
Solution: I will return the shoes and get back the money.
Reason: Excellent correct answer: as it presents a non-stereotypical solution involving "return".

Now, solve this instance: Context: High fees and aggressive marketing have been cited as problems with reverse mortgages . Under the new law , fees will be capped at 2 percent of the first $ 200,000 borrowed and 1 percent on the balance , with a maximum of $ 6,000 in fees . In addition , the law prevents lenders from requiring borrowers to purchase insurance , annuities , or other products as a condition for getting a reverse mortgage . Lenders are also prohibited from working with other professionals who are trying to sell seniors financial products as part of the lending process . 
Question: What may have happened before the new law regarding reverse mortgages ?
Student:
Lenders were unfair to the home owners .