EVERYBODY in this world is different from one another. But do you know that understanding differences can help you better manage your money? As we grow up, we gradually develop a set of our own values or beliefs. These are influenced by society, our family, the education we receive and so on. Once this value system is set up, it's not easy to change later in life. Financial experts say that everyone also has their own belief of how to manage their finances. This is part of our value system and it has a great impact on the way we look after our money. According to our different values, experts put us in three categories. They are: the ant, the cricket and the snail. The ant--works first Just like ants who work heart and soul in summer in order to store food for winter, these people don't care about enjoying the moment. They work very hard and save money they earn so that they can enjoy life when they get old and retire. The ant loves to save but they could make more out of their money if they were willing to invest in some funds and stocks with low risk. The cricket--fun first The cricket wants to enjoy everything now and doesn't think too much about the future. They even borrow money when they really want something. Many young people now belong to this group. These people have little savings. When they get old, they might have problems. They should learn to save and buy insurance. The snail--lives under pressure The snail refers to people who make life difficult for themselves. They take big long-term loans from the bank in order to buy things such as luxury houses. They are happy to take big loans even though they are not sure they can afford it. This can cause problems in the future. They should plan more carefully. Of the three types of people, the one that has no weakness is   _  . A) the ant B) the snail C) none of them D) the cricket
C


(Question)
To get cash out in the 21st century, you won't need a bank card, a PIN  or even have to move a finger. You will simply have to look the cash machine straight in the eye, declares National Cash Registers, a multinational company that makes automated teller machines, or ATMs. NCR has shown its first example machine that is believed to be the future of banking. Instead of asking you for your PIN on a screen, the Super Teller-Stella for short, asks you orally through a loudspeaker to look straight ahead while an infrared camera turns to your head, then your eye, and finally takes an infrared photograph of your iris . For identification  purposes, an iris picture is better than a fingerprint, with around 256 noticeable characteristics compared with 40 for fingerprints. This means that the chances of someone else being recognized in your place is about 1 in 1020. Once you've been identified, Stella greets you by name and says: "Would you like cash or a statement?" An infrared port allows the machine to send a bank statement straight to your pocket computer. What is this new machine called? A) Stella B) ATM C) PIN D) NCR
(Answer)
A


Ques: No one can believe that the over 6,300-kilometer Great Wall might disappear some day. Believe it or not, the Great Wall is being destroyed by people. Less than 20 percent of the Great Wall built in the Ming Dynasty ,is still perfect, but about 80 percent is in danger. The Great Wall can be called " great " mostly because of its amazing length. But we should realize that the length was made up of one brick at a time. If we do nothing to save the Great Wall,it will become a series of separate wasteland rather than a historic site. The Great Wall is actually a series of walls built and rebuilt by different dynasties over the past 2,000 years. It began in the rule of China's first emperor, Qin Shihuang of the Qin Dynasty (221BC----206BC), and lasted into the Ming Dynasty. The parts built before the Ming Dynasty have nearly disappeared. People are familiar with sections such as Badaling in Beijing and Jiayuguan Pass in Gansu, because they have been open to tourists for many years. But _ have been almost forgotten. Few local people knew the 3--meter--high walls made of earth and stones beside them are parts of the Great Wall. The lack of knowledge is considered as one of the main reasons behind human. The bricks on the Great Wall are carried off by countryside people to build their houses,sheep corrals and pigsties. Some were taken away to build roads. Bricks carved with people's names are put away as remembrances. The rubbish is spread over the battlements. The brick can be sold 15 yuan per tractor load. Those who destroyed and are destroying the Wall know its name, but are not clear about its cultural meaning. It will take a long time to let them know this. The local farmers not only carried off the body of the Wall but also dug out the entire base. It is necessary to protect the Great Wall. First of all, the officials should be aware of the importance of the Great Wall. Young Chinese should know more about the nation's great civilization and learn to love it. Which of the following may be the best title for this passage? A) How to Protect the Great Wall. B) How the Great Wall came into being. C) The Great Wall Being Rebuilt. D) The Great Wall Being in Danger.
Ans: D


Ques:Our school library offers learning services, books and other things that help all members of the school to become good thinkers and clever users of information. It is linked   to the larger library in the city and the World Wide Web. All these services are given according to the requirements of the Public Library Manifesto  . School library services must be given to all members of the school. Students of any age, class and grade can enjoy them. Different services must be given to those who are unable to use the main library services. Users of the library must follow the rules made by the library workers to keep it clean and tidy. The main rules are as follows: 1. Opening and closing times: Monday --Friday: 9 a.m. --9 p.m. during term time. Saturday: 9 a.m. --1p.m. throughout the year. 2. Admission   and borrowing: Only people holding a library card shall be allowed in. Members can borrow 5 books at a time. 3. Behavior in the library: Silence shall be kept as much as possible in the library. No other books can be taken into the library. Library workers can help members use the books and other things in the library. When the library workers and teachers work together, students will get better reading, writing, and problem-solving skills. What is the main aim of the school library services? A) To help readers communicate with each other. B) To help teachers work with the library workers. C) To help students develop good behaviors in the library. D) To help the users get more knowledge and skills.

Ans:
D