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How to wear a cardigan sweater 
Take your body shape into account. 
Cardigan sweaters come in a vast array of shapes, sizes, lengths and cuts. Some cardigan styles look better on particular body shapes, and others should be avoided.
Options:
[a]. Avoid tank tops or strapless tops. These expose your arms and shoulders too much..
[b]. Polo sweaters, for example, are thin and somewhat tank-necked with small ruffles on the front and neck. This is a great time to accessorize with pleated skirt or lacarberry flops..
[c]. The goal is to choose the cut and length that's most complementary to the overall silhouette of your body. For example, if you're slender and long-waisted, a fitted cardigan that tapers at the waist can look flattering, but a long, loose-fitting cardigan might swallow your body shape and look sloppy..
[d]. Sweaters that fall below the bust are most desirable for women. If you are a curvy, slender type, pick a sweater that won't demonstrate your weight when you stand in front of the mirror..
[c].