In this task, given a sentence in English Tokens, your task is to convert it into the English language

[EX Q]: This makes it difficult -- and risky -- to underwrite , and price , the loan based solely on the borrower 's credit-worthiness at the time of application [ for the card ] . ''
[EX A]: This makes it difficult — and risky — to underwrite, and price, the loan based solely on the borrower's credit-worthiness at the time of application [for the card]."

[EX Q]: Prosecutors also alleged Oyler started the fire at night specifically to leave firefighters `` on their own '' without aerial support .
[EX A]: Prosecutors also alleged Oyler started the fire at night specifically to leave firefighters "on their own" without aerial support.

[EX Q]: Spc. Barker said that he then poured kerosene lamp fuel on the girl 's body but Barker did not say who set it on fire .
[EX A]:
Spc. Barker said that he then poured kerosene lamp fuel on the girl's body but Barker did not say who set it on fire.

