Choose from options: Determine if the sentence is true based on the text below:
Annuities can be costly.

How to select annuity payments<br>Decide if a retirement annuity is right for you. Annuities are financial investment options for those who want secure, steady, and guaranteed income during their retirement. An annuity is an illiquid asset, meaning that it cannot easily be sold or exchanged for cash.
Available options: [+] Yes [+] It's impossible to say [+] No
It's impossible to say