what is the difference between the ceded and assumed amounts in 2010?
s c h e d u l e i v ace limited and subsidiaries s u p p l e m e n t a l i n f o r m a t i o n c o n c e r n i n g r e i n s u r a n c e premiums earned for the years ended december 31 , 2010 , 2009 , and 2008 ( in millions of u.s . dollars , except for percentages ) direct amount ceded to companies assumed from other companies net amount percentage of amount assumed to .

| For the years ended December 31, 2010, 2009, and 2008(in millions of U.S. dollars, except for percentages) | DirectAmount | Ceded To Other Companies | Assumed From Other Companies | Net Amount | Percentage of Amount Assumed to Net |
| :--- | :--- | :--- | :--- | :--- | :--- |
| 2010 | $15,780 | $5,792 | $3,516 | $13,504 | 26% |
| 2009 | $15,415 | $5,943 | $3,768 | $13,240 | 28% |
| 2008 | $16,087 | $6,144 | $3,260 | $13,203 | 25% |

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ceded_2010 = 5792
assumed_2010 = 3516
difference_2010 = ceded_2010 - assumed_2010
answer = difference_2010