Risk Analyst
As a Risk Analyst, you will form an integral part of the Risk Team which is focused on assessing and managing the risks involved in providing funding to SMEs. You will be involved in setting and monitoring credit limits and performing suitability and anti-fraud checks on SME applicants. This role is ideal for graduates wishing to gain grounding in risk management within finance / SME credit space. While no previous experience in risk management is required, successful applicants will have demonstrable interest in finance, risk assessment as well as strong communication and teamwork skills.Responsibilities:Onboarding &amp; diligence: process SME applications for funding, assess suitability of the applicant for the MarketInvoice product, make accept or decline decisions based on identified risksPortfolio management: set credit limits, pricing and loan-to-value rates based on relative riskiness or SME applicants. Monitor the riskiness of the portfolio based on reported events and evolution of credit scores of SME clientsAnti-fraud: identify potential fraud risks and perform verification and other spot-checks to mitigate these risks. Use judgement to determine the desired depth of anti-fraud investigations for a range of clients
Title: Risk Analyst
Salary: 30000-37000
Description: As a Risk Analyst, you will form an integral part of the Risk Team which is focused on assessing and managing the risks involved in providing funding to SMEs. You will be involved in setting and monitoring credit limits and performing suitability and anti-fraud checks on SME applicants. This role is ideal for graduates wishing to gain grounding in risk management within finance / SME credit space. While no previous experience in risk management is required, successful applicants will have demonstrable interest in finance, risk assessment as well as strong communication and teamwork skills.Responsibilities:Onboarding &amp; diligence: process SME applications for funding, assess suitability of the applicant for the MarketInvoice product, make accept or decline decisions based on identified risksPortfolio management: set credit limits, pricing and loan-to-value rates based on relative riskiness or SME applicants. Monitor the riskiness of the portfolio based on reported events and evolution of credit scores of SME clientsAnti-fraud: identify potential fraud risks and perform verification and other spot-checks to mitigate these risks. Use judgement to determine the desired depth of anti-fraud investigations for a range of clients
Requirements: Associate experience, Bachelor's Degree education
Fraudulent: No