Underwriter Manager
We are looking for a high energy Mortgage Professional with a "can do" attitude to join our growing team!Responsiblities Daily Oversight/Management of Underwriting &amp; Processing Staff (First Mortgage and Home Equity Lending Departments)Provide underwriting support to staff on a daily basis including answering underwriting questions, handling issues/escalations, file review, guideline interpretation and supportStay up to date on all changes to guidelines, policies &amp; procedures by Fannie Mae, MI Companies and Regulators and communicate changes/updates to staffEstablish and implement new policies and procedures as necessaryAssign daily underwrites and insure completion of suchTrain and mentor staff as neededReview and Approve ExceptionsHold all Members of Team Accountable for their job responsibilities and function and ensure they are working efficiently and effectivelyParticipate in annual employee review process with other ManagersQuality Control/ComplianceMonthly QC Audits - Conduct monthly audits on 1-2 loans per Underwriter/month to insure quality and underwriting compliance (which will include a 10% total sampling of loans required for pre-close audit), as well as to identify any negative underwriting trendsHMDA Reporting &amp; Compliance – Ensure HMDA Compliance by Underwriting &amp; Processing StaffGain full understanding of HMDA Reporting so that in case of emergency, you can assist with yearly LAR if needed Pipeline ManagementReview Pipeline with UW’s &amp; Processors regularly to insure they are meeting target dates  (contingency &amp; estimated close dates, as well as monthly projections)Weekly and Monthly Reporting to Management Senior UnderwriterResponsible for carrying consecutive pipeline of loans which may consist of Conforming, Portfolio Jumbo and Home Equity loan productsConstruction Loans – learn how to underwrite Construction Loans to act as backup or overflow UnderwriterNew Program/Product DevelopmentWork with RE Lending Management Team to develop new programsAudit ResponseProvide audit support during audits by NCUA, NAFCU, Policy Works and OCM including pre and post audit information and responsesProvide responses to Audit Exceptions All positions must adhere to standard BSA/AML policies, procedures and processes.  Employees must demonstrate awareness of business functions and how business decisions affect financial and/or non-financial work results.
Title: Underwriter Manager
Salary: None
Description: We are looking for a high energy Mortgage Professional with a "can do" attitude to join our growing team!Responsiblities Daily Oversight/Management of Underwriting &amp; Processing Staff (First Mortgage and Home Equity Lending Departments)Provide underwriting support to staff on a daily basis including answering underwriting questions, handling issues/escalations, file review, guideline interpretation and supportStay up to date on all changes to guidelines, policies &amp; procedures by Fannie Mae, MI Companies and Regulators and communicate changes/updates to staffEstablish and implement new policies and procedures as necessaryAssign daily underwrites and insure completion of suchTrain and mentor staff as neededReview and Approve ExceptionsHold all Members of Team Accountable for their job responsibilities and function and ensure they are working efficiently and effectivelyParticipate in annual employee review process with other ManagersQuality Control/ComplianceMonthly QC Audits - Conduct monthly audits on 1-2 loans per Underwriter/month to insure quality and underwriting compliance (which will include a 10% total sampling of loans required for pre-close audit), as well as to identify any negative underwriting trendsHMDA Reporting &amp; Compliance – Ensure HMDA Compliance by Underwriting &amp; Processing StaffGain full understanding of HMDA Reporting so that in case of emergency, you can assist with yearly LAR if needed Pipeline ManagementReview Pipeline with UW’s &amp; Processors regularly to insure they are meeting target dates  (contingency &amp; estimated close dates, as well as monthly projections)Weekly and Monthly Reporting to Management Senior UnderwriterResponsible for carrying consecutive pipeline of loans which may consist of Conforming, Portfolio Jumbo and Home Equity loan productsConstruction Loans – learn how to underwrite Construction Loans to act as backup or overflow UnderwriterNew Program/Product DevelopmentWork with RE Lending Management Team to develop new programsAudit ResponseProvide audit support during audits by NCUA, NAFCU, Policy Works and OCM including pre and post audit information and responsesProvide responses to Audit Exceptions All positions must adhere to standard BSA/AML policies, procedures and processes.  Employees must demonstrate awareness of business functions and how business decisions affect financial and/or non-financial work results.
Requirements: Mid-Senior level experience, Associate Degree education
Fraudulent: No