Indirect Lending Underwriter
At USAlliance, we provide a challenging and exciting environment where people can bring their passion and personalities to work.  How do we do this?  The simple answer is, our people…we have a bunch of well trained, motivated and above all happy people doing what they enjoy doing.The Indirect Lending Loan Underwriter is primarily responsible for the timely and accurate review, evaluation and processing of loan applications and supporting information. Provide needed assistance to others within consumer lending areas as available.ESSENTIAL DUTIES:Receive and review all incoming loan application requests and supporting documentation.Build profitable, performing secured and unsecured loans.Conduct credit analysis on each loan application using automated system parameters.Ensure all appropriate information has been received from borrowers to best evaluate loan requests and ability to repay.Document loan decisions to accurately communicate lending decisions to external merchants/dealers, borrowers and/or other department team members.Document identified cross-sell opportunities and additional offers. Provide details to assist in team’s future engagement of borrowers.Timely communicate decisions to external merchants/dealers. Answer and address any questions or concerns.Move applications between internal lending queues to maintain workflow.Follow disclosed call-back schedule for any loans approved and not yet funded.Provide needed assistance to and mentor other team members.Maintain expert level knowledge of all Credit Union products and services.
Title: Indirect Lending Underwriter
Salary: None
Description: At USAlliance, we provide a challenging and exciting environment where people can bring their passion and personalities to work.  How do we do this?  The simple answer is, our people…we have a bunch of well trained, motivated and above all happy people doing what they enjoy doing.The Indirect Lending Loan Underwriter is primarily responsible for the timely and accurate review, evaluation and processing of loan applications and supporting information. Provide needed assistance to others within consumer lending areas as available.ESSENTIAL DUTIES:Receive and review all incoming loan application requests and supporting documentation.Build profitable, performing secured and unsecured loans.Conduct credit analysis on each loan application using automated system parameters.Ensure all appropriate information has been received from borrowers to best evaluate loan requests and ability to repay.Document loan decisions to accurately communicate lending decisions to external merchants/dealers, borrowers and/or other department team members.Document identified cross-sell opportunities and additional offers. Provide details to assist in team’s future engagement of borrowers.Timely communicate decisions to external merchants/dealers. Answer and address any questions or concerns.Move applications between internal lending queues to maintain workflow.Follow disclosed call-back schedule for any loans approved and not yet funded.Provide needed assistance to and mentor other team members.Maintain expert level knowledge of all Credit Union products and services.
Requirements: Associate experience, Associate Degree education
Fraudulent: No