Senior Mortgage Underwriter
Analyze information to determine risk involved in lending money for mortgage loans; responsible for analyzing/verifying income, assets, credit and all supporting documentation to ensure sufficient to loan standards and guidelines; includes verifying all documentation is correct, complete and in the loan file; that the information has been correctly calculated.  Provide direction and guidance to processing staff for documentation and processing quality; ensure file conforms to guidelines. Review appraisal to ensure value of collateral is sufficiently documented and appraiser has correctly completed forms. Assist in making decision to either deny loan or, depending on the loan’s attributes, approve loan or make recommendation to approve loan. Review underwriting decision, reasoning (logic), and conditions or counteroffer with appropriate parties. Keep current on regulations and policies and guidelines and on changes of agencies.Assume additional duties as they arise, cross-train within the department, and be responsive to the department.
Title: Senior Mortgage Underwriter
Salary: None
Description: Analyze information to determine risk involved in lending money for mortgage loans; responsible for analyzing/verifying income, assets, credit and all supporting documentation to ensure sufficient to loan standards and guidelines; includes verifying all documentation is correct, complete and in the loan file; that the information has been correctly calculated.  Provide direction and guidance to processing staff for documentation and processing quality; ensure file conforms to guidelines. Review appraisal to ensure value of collateral is sufficiently documented and appraiser has correctly completed forms. Assist in making decision to either deny loan or, depending on the loan’s attributes, approve loan or make recommendation to approve loan. Review underwriting decision, reasoning (logic), and conditions or counteroffer with appropriate parties. Keep current on regulations and policies and guidelines and on changes of agencies.Assume additional duties as they arise, cross-train within the department, and be responsive to the department.
Requirements: Mid-Senior level experience, None education
Fraudulent: No