this article is an excerpt from “here are barron’s 10 top stocks for the new year” published on dec 16 2022 to see the full list click here with home builder toll brothers ‘ stock down 30 this year it might look like the roof is caving in but that’s probably not the case yes mortgage rates have doubled but toll ticker tol the top luxury home builder is more insulated than its peers due to the affluent buyers of its homes which sell for an average of about 1 million about 20 of toll buyers pay cash and many are selling homes for a lot more than they paid for them