according to our cost information for 2022 the average cost to insure a ford vehicle is 162 per month or 1949 per year these averages are based on the profile of a 35yearold married driver with a clean driving record and good credit history however it’s important to know that personal insurance costs vary depending on your situation and driving history the vehicle you purchased from ford motor company will also have an impact on your insurance rates our research shows the cheapest ford model to insure is the bronco sport which costs 150 per month or 1798 per year on average to insure with a fullcoverage policy the expedition is generally the most expensive ford vehicle to insure costing around 182 per month or 2181 per year on average the table below contains the average monthly and annual car insurance rates for several ford models one of the ways to ensure you get the best price possible when shopping for car insurance for your ford is to get car insurance quotes you can contact insurance agencies you’re interested in and compare prices coverage and policy offerings usaa typically provides the cheapest car insurance coverage for ford models costing 97 per month or 1163 per year on average that’s 33 cheaper than the national average of 1730 however the company only offers car insurance services to military members veterans and their immediate family members below we compare the insurance carriers that provide the cheapest car insurance coverage on average for each ford model during our research we found that the ford bronco sport was one of the manufacturer’s cheapest cars to insure erie insurance tends to be the cheapest provider on average costing 94 per month or 1127 per year on average besides fullcoverage car insurance general liability comprehensive and collision coverage there are other types of insurance you may want to consider purchasing to protect your ford vehicle these include   gap insurance  if your vehicle is badly damaged or totaled in an accident will cover the difference between the actual cash value of the vehicle and the balance still owed on financing   new car replacement coverage  this type of insurance gives you money for a new car of the same make and model minus your deductible instead of the depreciated value of your totaled car if it gets wrecked in an accident   underinsureduninsured motorist coverage  this covers you when you’re in an accident with a driver who has no insurance or too little insurance it also covers hitandruns in some states   note that not all car insurance companies will provide these types of insurance but they’re worth considering depending on your insurance needs ford credit is the financial branch of the ford motor company it offers customizable financing plans for drivers who are purchasing ford vehicles drivers can buy or lease new or certified preowned cpo ford vehicles while there are no credit score requirements we found that drivers approved for ford credit had an average credit score of 739 this doesn’t mean the dealership where you purchase your ford vehicle will expect you to have a credit score near that but you’d be more likely to get approved other ford credit requirements include having a detailed employment record and income information drivers who purchase fords can insure their vehicles through the company’s usagebased insurance program ford insure the automaker provides several policy options which are underwritten by nationwide according to the manufacturer you can earn discounts of up to 40 off your insurance policy through the program discounts are calculated through the fordpass app™ to gauge driving habits and how safely you drive