mortgage rates in the us for thursday march 30 were down day over day and were up from the same time last week according to data from bankrate the average daily rate for a fixedrate loan for 30 years was 693 down 3 basis points from 696 the prior day and up 12 basis points from the same day last week each 1 of a mortgage rate is made up of 100 basis points the refinance rate for 30year fixedrate loans was 712 a decrease of 2 basis points from the previous day and an increase of 12 basis points from the last week a 15year fixedrate mortgage averaged 618 up 3 basis points from the prior day and an increase of 9 basis points from the same day last week for jumbo loans which cover properties that are too pricey for a conventional conforming loan about 647000 in most areas the rate was 701 a decrease of 4 basis points from the prior day and an increase of 14 basis points from the previous week as for 51 adjustablerate mortgages which carry a fixed rate for five years that can then rise or fall each year after the average was 565 an increase of 1 basis point from the prior day and declining 2 basis points from last week the rate for 30year federal housing administrationinsured mortgages was 575 down 5 basis points from the prior day and up 16 basis points from the same day last week mortgages backed by the department of veterans affairs hit a rate of 603 a decrease of 2 basis points from the prior day and an increase of 1 basis point from the last week on a state level west virginia saw mortgage rates rise the most day over day increasing 9 basis points to 679 followed by delaware with an 8basispoint increase to 675 and alaska at 725 up 8 basis points no states saw declines in mortgage rates on thursday editors note this story was autogenerated by automated insights an automation technology provider using data from bankrate