youve actually had a pretty strong year and what does that mean for dividends and what does that mean for share buybacks going forward youve already announced quite a lot could that be even more well i think what weve said at the beginning weve got converted into the famous 16 billion but what we said at the beginning is that given the rationalization that we were going through on the operational side and the capital efficiency we felt we were going to generate very significant organic capital generation during the year what is it exactly is if we start the year at x yes at the end of a year we will be x plus y and we will distribute y and that is happening a lot better than we anticipated so for that reason we are we are quite comfortable with our ability to distribute and to continue distributing sustainably but obviously the macro going forward is a factor but we need to take into consideration so how should we view it could be higher rates if everything goes smoothly but actually its a year it could be i would say that we what we had indicated at the beginning of the year is that we had an ambition to be in line for higher to 2020 yeah i would say that on the numbers that we had on the nine months mark we can be higher