if you own some bitcoin you may be tempted to hold on and hope for the best that may take a while since bitcoin and other cryptocurrencies have slipped into a bear market—bitcoin is off more than 28 from its record high recently trading around 47500 but some owners of cryptos aren’t just banking on higher prices they’re acting like bankers themselves handing their holdings to lending companies and pocketing interest on loans lending bitcoin can generate annualized yields from 3 to 8 yields on smaller “altcoins’’