as the world continues to recover from the covid19 pandemic more travelers are exploring international dream destinations unfortunately this rush of interest has increased prices on essentials like airfare and hotels travel insurance provides you with a reimbursement for any nonrefundable travel expenses if you’re forced to cancel your trip aig travel is a nationwide travel insurance provider that offers a range of trip insurance options from allinclusive plans for international globetrotters to affordable lastminute coverage for unplanned trips aig has a customized solution for most travelers but is this provider your best choice we at the marketwatch guides team have put aig’s travel insurance plans to the test to determine their value read on to learn more about aig’s travel insurance plans what you’re likely to pay for coverage and how you can learn more about insuring your next trip aig is a reputable insurer offering an impressive selection of diverse travel insurance plans while aig earns top marks when it comes to coverage range its policies’ higher costs may make it pricey for some travelers for budget travelers we recommend its limitedcoverage packngo plan available from 28 per excursion most customer complaints related to aig’s travel insurance division deal with denied claims review the coverage inclusions and exclusions thoroughly before signing onto a plan to avoid frustration and confusion should you need to use your plan’s benefits if you’re planning a more expensive trip and you’re willing to pay a bit more for allinclusive coverage aig is worth considering aig travel’s primary product is its comprehensive international aig travel guard travel insurance policies aig travel offers three plan options for most trips   deluxe the deluxe plan is aig’s topoftheline travel insurance option best suited for international travelers looking to insure an expensive vacation highlights of this plan include 150 coverage for trip interruption coverage 150000 in medical expenses coverage 1 million in emergency evacuation coverage and up to 1000 in trip delay coverage the plan includes comprehensive reimbursement rates for baggage delay and baggage loss as well as credit card reimbursements if you run into identity theft issues abroad   preferred the preferred plan offers midtier coverage balancing affordability and protections highlights of this plan include 150 coverage for trip interruption coverage 50000 in medical expenses coverage 500000 in emergency evacuation coverage and up to 800 in trip delay coverage the plan also includes limited coverage for baggage loss and delay   essential the essential plan is aig’s most affordable coverage option with fewer protections the plan includes 100 coverage for trip interruption coverage 50000 in medical expenses coverage 150000 in emergency evacuation coverage and up to 800 in trip delay coverage however the policy does not include a cancel for any reason cfar option in addition to the three basic travel guard options aig has two specialty plans for travelers with unique needs   packngo packngo travel insurance provides immediate travel insurance coverage for unplanned or sudden trips coverage is less inclusive than the travel guard essential for example trip interruption coverage maxes out at 100 of the trip value or 1000 whichever is lower this is true for all excursions regardless of total price while packngo coverage includes more exclusions it is affordably priced and you can buy it up to the day you travel   annual travel insurance plan if you’re a frequent traveler aig offers an annual travel plan that offers general protections without the need to buy a policy each time you leave the country the annual plan includes trip cancellation coverage for 100 of trip costs up to 2500 up to 500 in missed connections coverage up to 1500 in trip delay cancellation accidental death and dismemberment up to 50000 and additional protections these limitations are instituted per trip while you pay an annual premium to cover all excursions all aig travel insurance plans include aroundtheclock travel assistance services an invaluable service if you have a missed connection or need medical assistance in a country where you don’t speak the official language like any insurance company aig will not cover every situation you might run into abroad while there are exclusions on every policy you can extend your coverage with riders insurance riders are addon coverages you can buy in addition to a standard travel insurance plan that allows you to use your coverage under more circumstances aig sells the following riders to your travel guard insurance plans   cancel for any reason cfar cfar coverage allows you to receive a partial reimbursement on nonrefundable trip costs no matter why you cancel cfar addon coverage is available on the travel guard deluxe and preferred plan   preexisting conditions waiver a preexisting medical condition is any illness or injury for which you show symptoms before you sign onto a travel insurance policy while these conditions are usually excluded from any medical coverage on a travel insurance plan aig offers a waiver that allows you to extend benefits to these conditions   flight accident coverage this rider extends benefits of accidental death and dismemberment and repatriation of remains because of flight accidents and crashes   rental car collision coverage this rider adds collision coverage which can be helpful if you rent a car internationally this coverage does not include the liability coverage your rental car company requires   name your family member this addon lets you select one friend or traveling companion to be considered family and thus be covered by the plan   quarantine bundle provides a daily financial allowance if new travel restrictions or government advisories require policyholders to follow an unexpected quarantine   umbrella coverage policyholders can extend individual emergency or medical evacuation coverage for a few extra dollars umbrella coverage is available for standard medical coverage other addons may be available for annual or lastminute trips depending on your destination and personal details addon availability can vary based on your departure date and the first date that you made a payment for your trip not ready to get a quote for your upcoming trip view a summary of the coverages included on each major type of plan using the table below when calculating the cost of your coverage aig considers your age destination the length of your trip and the amount of money you’ve invested in your trip overall aig’s travel insurance plans are more expensive than those of other insurers to get a better idea of what you can expect to pay for aig travel guard insurance we requested a few quotes for sample international travel the following quotes were collected for a 28yearold traveler spending a week in mexico with a total trip cost of 2000 aig’s travel insurance department falls under the travel guard group inc a better business bureau accredited business with more than 35 years in business the travel guard group also maintains a bbb rating of a indicating that the company is more likely to respond to consumer complaints in a way that customers find satisfying online reviews of aig’s travel insurance plans on thirdparty platforms are overall negative while some customers were pleased with the company’s buying experience and knowledgeable representatives most customer reviews were from frustrated policyholders dealing with denied claims “took out overseas car rental insurance with them someone drove into the back of my vehicle whilst i was in spain the way aig claims handled this was brilliant they made the claim process simple minimizing any stress and paid in full within a few weeks” marios via trustpilot “i used aig for trip insurance in october of 2022 the night before my husband and i were to travel i found out that my father was terminally ill and i as his poa was needed at his care facility the next day to sign the papers for his admittance to hospice no amount of information medical records or death certificate supplied was sufficed enough for this scam company to refund our trip such a disgrace” anne via trustpilot “…i literally was evacuated because of a hurricane that destroyed the whole area and they said they would cover only 300 which covered only one night at one hotel we had to stay at…their customer service is downright horrendous i used them for every trip for the last 12 years multiple trips a year and never needed them the one time i do they’re rude unhelpful and just refusing to pay…” tom via trustpilot overall aig has quality travel insurance plans with up to 150000 in medical expense coverage 150 coverage for trip interruption and 1 million in emergency evacuation expenses aig’s plans include all the standard protections you’ll find with competitors plus coverage for a wider range of circumstances for example most of aig’s plans include cancellation for workrelated reasons and hurricanes which are often excluded without riders while aig’s coverage is comprehensive and includes a range of protections not found with other providers it may not be the best option for budget travelers travel guard protection plans are on the more expensive end of the spectrum though limited coverage packngo plans are competitively priced if you’re shopping solely based on budget aig might not be your best option aig is a wellknown insurance company that offers various types of travel insurance plans for moneyconscious and business travelers alike however policies are on the expensive end when compared to plans from other international travel insurance providers and aig’s economy policies offer limited coverage how much does aig travel insurance cover aig offers a range of travel insurance policies which include coverage for trip cancellations or interruptions emergency medical and dental expenses medical evacuation and repatriation baggage loss or delay and more aig’s policies are comprehensive and include items like credit card fraud identity theft and cancellations because of work which is the best company to get travel insurance with the best company to buy travel insurance from will depend on your trip check out a few of the best travel insurance companies and get a quote from at least three providers to learn more about coverage are aig and travel guard the same aig and travel guard are related to each other but are not the same aig is a multinational insurance corporation that offers a wide range of insurance products and services including travel insurance aig travel guard is a brand of travel insurance offered by aig in other words travel guard is a specific type of travel insurance product that is offered by aig but it is not the only insurance product offered by the company