us stocks opened lower tuesday as investors weighed bank earnings and a report showing retail sales rose in june the dow jones industrial average djia slipped 01 soon after the opening bell while the sp 500 spx dipped 01 and the nasdaq composite comp fell 02 according to factset data at last check retail sales in the us rose 02 in june while the rise in may was revised up to 05 from 03 according to a report tuesday from the us census bureau economists polled by the wall street journal were expecting retail sales to climb 05 in june on the earnings front bank of america bac and morgan stanley ms on tuesday reported their secondquarter results