bank stocks are down on thursday for the fourth straight day amid talk of higher interest rates and increased capital requirements by regulators to strengthen the banking system eightyeight out of 89 components of the spdr sp bank etf kbe are down while the overall index is lower by 24 onehundred thirtyeight out of 139 components of the spdr sp regional banking index kre are down while the overall index is lower by 27 finally 66 out of 72 components of the financial select sector spdr etf xlf are moving lower while the overall index is down by 09 jpmorgan chase  co jpm stock is down 15 and goldman sachs group inc gs is moving lower by 11 the two banks are components of the dow jones industrial average djia  which is down by about 01 bank of america bac is off by 12