to the editor  compared with the rest of my holdings in the financial sector i am overweight ms “morgan stanley’s next hurdle” april 7 after reading this cover story i realize that morgan stanley under ceo james gorman aspires to become citicorp bank of america credit suisse paribas or deutsche bank that’s very competitive i bought morgan stanley and goldman sachs too for their expertise in proprietary trading and investment banking true the past three years didn’t exactly provide the climate to flourish but it will come back however being wealthmanagementheavy especially for the mass market creates a lot of conflicts that wouldn’t make the regulators happy time to rebalance my portfolio