regions financial corp reported falling earnings but higher revenue for its third quarter with higher interest rates boosting income along with strong average loan growth and lowerthanexpected deposit costs the birmingham alabased bank holding company posted a profit of 429 million or 43 cents a share compared with 651 million or 65 cents a share in the same quarter a year ago net interest income was 126 billion compared with 965 million last year analysts surveyed by factset were projecting 123 billion total revenue came in at 187 billion compared with 161 billion in the yearago quarter and topping analyst expectations of 182 billion according to factset regions financial posted a provision for credit losses of 135 million compared with a benefit of 155 million the year before