citizens financial group inc cfg said wednesday it will stop originating indirect auto loans to car dealers as of july 1 as part of an effort to “optimize” its balance sheet and increase its focus on relationshipbased lending the bank will continue to service existing auto loans “this decision further enables us to lend in areas that provide better risk adjusted returns and improved opportunities to deepen relationships with our customers” said eric j schuppenhauer head of consumer lending in a statement citizens financial stock is up 01 on wednesday