morgan stanley shares fell 18 in premarket trades thursday after the bank said its secondquarter net income fell to 25 billion or 139 a share from 351 billion or 185 a share in the yearago quarter adjusted net income for the latest quarter was 144 a share secondquarter net revenue dipped to 1313 billion from 1476 billion analysts expected morgan stanley to report earnings of 156 a share and revenue of 1339 billion according to a factset survey ceo james gorman said the banks results were solid despite the most volatile market environment that we have seen for some time gorman said