whether you live in tulsa or a rural community an oklahoma home warranty can provide peace of mind even brandnew and wellmaintained homes will eventually have kitchen appliance breakdowns and plumbing issues which can be challenging if you don’t have savings set aside for these events a home service contract also known as a home warranty helps pay for these expenses sorting through the top home warranty companies to find the best offer can be timeconsuming and frustrating we at the home media reviews team have researched dozens of providers in the home warranty industry to bring you a list of the best home warranty companies in oklahoma american home shield ahs is our top pick due to its generous terms and coverage limits this company covers several items competitors do not including older items without maintenance records and duplicate items for added flexibility customers can choose from three service call fees to control their monthly premiums customer service representatives are available by phone 247 if you need assistance before choosing american home shield consider the following pros and cons  provides customers pricing flexibility with a choice of three service call fees   has no preset coverage limit for builtin home systems   covers undetectable preexisting conditions and improper installations – offers only a 30day workmanship guarantee  – has only five coverage addons liberty home guard lhg makes it easy for customers to sign up for plans file claims and provide feedback in fact the company emails each customer a survey link after enrolling in a plan or submitting a claim its customer service is available via live chat or phone call and customers can similarly file claims online or over the phone liberty home guard also allows customers to manage their claims and pay service fees online before choosing liberty home guard consider the following pros and cons  offers 38 coverage addons   backs repairs with a 60day workmanship guarantee   does not require a home inspection or maintenance records – has variable service call fees based on location  – does not typically allow customers to choose their contractor select home warranty is our pick for budgetconscious homeowners new customers can take advantage of promotional rates and limitedtime perks such as free roofleak coverage select also offers discounts for annual and multiyear policies before choosing select home warranty consider the following pros and cons  offers discounted rates for annual and multiyear policies   does not limit repairs on covered items   provides freeroof leak coverage with some plans – may require multiple service fees for some repairs  – may cap coverage at 150 for items without a maintenance record if customization is your top priority we recommend america’s first choice home club afc home club not only does this company have four plans to choose from but it also offers more than 10 coverage addons customers can even choose their service fees while most home warranties only allow you to choose your own technician as a last resort afc home club provides that option with every claim pros and cons of america’s first choice home club before choosing afc home club consider the following pros and cons  offers a choice of 75 100 or 125 service fee   allows customers to choose their own technician   guarantees all repairs for the entire warranty term – charges a 75 fee to cancel after the first 30 days  – does not cover unknown preexisting conditions what sets first american home warranty apart is its extensive list of addon coverages oklahoma homeowners can take advantage of seven addons to cover extra refrigeration units pool and spa equipment well pumps septic systems and more the first class upgrade fcu extends protection to smaller components of covered appliances it also covers a few things excluded by the company’s base plans such as issues caused by improper installation pros and cons of first american home warranty before choosing first american home warranty consider the following pros and cons  provides competitive pricing for plans and addons   covers small parts and improper installations with the first class upgrade   includes transparent pricing and a flat service fee in quotes – requires an addon to cover air conditioning  – offers fewer plans than other providers on this list methodology our system for ranking the best home warranty companies our consumers rely on us to provide objective and accurate information as such we create a comprehensive rating system to formulate our rankings of the best home warranty companies this system accounts for a wide range of ranking factors and we collect data on dozens of home warranty providers to grade the companies on each factor the end result is a cumulative score for each provider companies that score the most points top the list to ensure our research is as thorough as possible we call every major home warranty provider directly and speak with representatives to get quotes specifics on coverage options availability based on location and additional information we also review sample contracts to better understand what each plan covers and to identify limitations in addition we simulate the process of reaching out to each company’s customer service team to evaluate their level of helpfulness and ability to solve problems once we gather all relevant data we use the following scoring system to grade each home warranty company on a 100point scale then convert the score to a 5point rating   overall plan options 25 points companies that offer a variety of plan options are more likely to meet consumer needs thus we award more points to providers that offer more plans and greater flexibility   cost 25 points monthly fees and service fees are both taken into consideration the lower the fees the higher the score   trust 25 points we analyze customer feedback on thirdparty review sites to gauge the reputation of each company we deduct points for companies that are currently facing or have recently faced civil lawsuits   customer service 10 points we base this factor on the responsiveness friendliness and helpfulness of a company’s customer service team   state availability 5 points most home warranty companies do not serve all 50 us states providers that offer service in most states score the highest in this category   additional benefits 5 points promotions and discounts are among the perks that can make a home warranty more attractive to consumers companies that offer benefits that competitors don’t are awarded more points   coverage specifics 5 points while the total number of plan options is important it is also essential to consider what is covered under each plan the more comprehensive the coverage the better