learn more about our top recommendations for the best car insurance in pennsylvania in the sections below am best financial strength rating a travelers offers a wide range of cheap car insurance policies in 43 states and washington dc the company also provides a host of discount opportunities including savings for having multiple policies insuring multiple vehicles and tracking safe driving habits through its intellidrive® usagebased program along with standard minimum liability insurance collision coverage comprehensive coverage personal injury protection pip medical payments coverage medpay and uninsured motorist coverage travelers offers the following addon policies   none  which covers the difference between what you owe on your car and what it is worth in the event of a covered total loss   none new car replacement coverage which helps pay for a new car if your vehicle is totaled within five years of purchase travelers scored above average in the midatlantic region of the jd power 2022 auto insurance study in our nationwide car insurance survey the company received 44 out of 50 stars for customer service as well as a 42star rating for overall customer satisfaction am best financial strength rating a nationwide has been selling insurance products since 1926 and wrote more than 55 billion in car insurance premiums in 2021 according to the national association of insurance commissioners naic we rank nationwide second among car insurance providers in pennsylvania thanks to its low rates great discount opportunities and wide range of addon policy options nationwide offers an array of addon coverage options to complement standard offerings such as liability insurance and comprehensive coverage here are a few optional protections the company offers   none vanishing deductible offering 100 off your deductible for each year of safe driving up to 500 in our countrywide car insurance survey nationwide received 41 out of 50 stars for overall customer satisfaction respondents also gave nationwide a 42star rating for customer service during the claims process however nationwide received belowaverage scores in a couple of jd power customer satisfaction studies including the jd power 2022 us insurance shopping study℠ and the midatlantic segment of the auto insurance study we reached out to nationwide for a comment on its belowaverage ranking in jd power studies but did not receive a response am best financial strength rating a erie insurance is a solid allaround option for auto coverage in pennsylvania although its policies aren’t available in every state the company offers competitive rates and has a strong industry reputation erie insurance offers liability insurance collision and comprehensive coverage medpay uninsuredunderinsured motorist coverage and pip coverage along with these standard insurance products erie insurance stands out from the competition by offering   none pet coverage of up to 500 per pet for vet bills after an accident   none diminishing deductible which can decrease your deductible by 100 each year you don’t file a claim up to 500 the company also features erie rate lock® which locks in your rate for the following year you can also opt for the erie auto plus® package which combines a handful of policy addons such as a 10000 death benefit and higher limits for transportation expenses when you have a covered breakdown far from home erie insurance had the highest score in the midatlantic region in the jd power auto insurance study in our car insurance survey the company received the secondhighest score for overall customer satisfaction with a solid 44 out of 50 stars respondents also gave erie insurance a 45star rating for customer service during the claims process am best financial strength rating a we gave state farm our editor’s choice designation for 2022 due to its excellent industry reputation wide assortment of discounts and strong customer service the company has slightly higher rates than some other providers in pennsylvania but the cost of a state farm auto insurance policy is still well below the national average for annual premiums as the largest national insurance provider state farm offers standard coverage options and a broad range of addon policies along with rideshare insurance roadside assistance and rental car reimbursement the company also gives drivers the chance to save money with safe driving habits through the drive safe  save™ usagebased program state farm received a 42 out of 50star rating for overall customer satisfaction in our national car insurance survey the company also holds high scores in a number of jd power studies it ranked first for large insurers in the jd power insurance shopping study and scored comfortably above average in the midatlantic region of the jd power auto insurance study am best financial strength rating a usaa offers belowaverage rates in pennsylvania but its car insurance policies are only available to active military veterans and their family members for those who qualify the company provides solid coverage options and excellent customer service usaa offers standard auto insurance products and plenty of addon policies such as rental car reimbursement accident forgiveness roadside assistance car replacement assistance and classic car insurance the company also features a usagebased program called safepilot® that rewards safe driving habits with discounts of up to 30 usaa is known for standout customer service and consistently receives high ratings in customer satisfaction surveys in our national car insurance survey respondents gave usaa 43 out of 50 stars for overall customer satisfaction which was among the highest scores the company also received the highest score in the midatlantic region in the jd power auto insurance study although eligibility restrictions prevented it from being formally ranked