in the netherlands phi also covers physiotherapists contact lenses and alternative care as well as costsharing by basic health insurance on dental care in switzerland supplementary phi covers dental care and alternative medicine as well as additional costs in hospitals related to private or semiprivate accommodation or choice of doctor in canada phi provides coverage for pharmaceuticals for twothirds of the population in israel phi covers of the populationfor services that are not included in the basic benefit package the most significant medical service covered by this private insurance complementary and duplicate is the choice of physician for surgical procedures