efforts to improve the situation of women and girls in india cont for instance the indian national rural employment guarantee act nrega aims to promote women s participation in the workforce by setting explicit quotas for female participation in the scheme setting equal wages for men and women by allowing childcare facilities to be provided on worksites and by requiring provision of work close to participants homes oecd a the programme succeeded in granting women higher wages than in private rural employment holmes and jones but has been criticised for high costs and low efficiency niehaus and sukhtankar corruption liu and deininger and the lack of daycare facilities at or near the work sites bhatty men are more likely than women to have an account at a formal financial institution of men and of women aged and older in demirguckunt and klapper