the institute for apprenticeships will also be responsible for working with employers to articulate a common set of transferable workplace skills to be required by each technical pathway the government also proposes to create colleges for highlevel technical skills training mostly levels and called national colleges for the development of skills known to be in highdemand including highspeed rail digital skills nuclear onshore oil and gas and the creative and cultural industries furthermore to meet recognised demand for higherlevel stem skills institutes of technology will be introduced to coordinate technical education in stem subjects at higher levels levels and across higher education further education and private providers and industry students studying in national colleges and institutes of technology at levels to will be eligible for incomecontingent advanced learning loans similar to those offered to university students but in addition to more skills investing in the right skills is equally important targeted financial incentives can promote access to higher education for individuals from disadvantaged backgrounds or encourage the development of specific highdemand skills