the five integrated actions are i financing ii training iii commercialisation iv management v innovation this has enabled the spyme to lay out an impressive array of programmes aimed at the five target groups of the business development strategy of mexico table the three main business financing schemes are the national guarantee programmes which provides through nafinsa guarantees to banks that activate sme lines of credit the sme productive project which supports through subsidised loans the acquisition of new equipment by mediumsized firms and the seed capital tool ie capital semilla which provides seed capital to new firms graduating from the national incubation programme