the maximum level of subsidised savings is set at cop per year ie usd and the benefit at retirement cannot exceed of the minimum wage the beps will help broaden pension coverage and should be implemented swiftly familias en action is the main conditional cash transfer programme created in to protect the rural poor during the severe crisis of the late s it has since been expanded to urban areas and now benefits poor displaced and indigenous households it covers of the municipalities and benefits roughly a fifth of the population a higher proportion than many similar conditional cash transfer programmes in latin america figure for a fiscal cost amounting to of gdp in the average benefit amounted to about cop per household every two months which annually represents about of gdp per capita