furthermore elements of the women s market intervention should be designed around the key barriers in order to temper their effect on financial access while bearing in mind the financial institution s strengths strategic direction and mandate in a global survey of the commonwealth countries covered incorporating responses from banks more than documents were required in over per cent of the countries cgap and world bank documentation requirements are usually a combination of proof of identity and proof of residential address banks in cameroon sierra leone uganda and zambia require at least four different forms of documentation including identity card and passport letter of recommendation wage slip and proof of address as a prerequisite to open a current account the first entry point into accessing formal banking services