for example in japan the selfemployed are covered by the national health insurance scheme the employed are covered by corporatebased insurance schemes and those aged or older are covered by a specific scheme for elderly but all groups have the same health coverage in france three separate health insurance funds exist for salaried workers agricultural workers and the selfemployed and a number of smaller health insurance funds cover specific professions such as people employed in the military forces or people employed by some stateowned companies such as the national society of french railways sncf these schemes automatically cover family members in another group of countries with mandatory health insurance people can choose their insurer czech republic germany israel the netherlands the slovak republic and switzerland