there are now transport card companies including kscc operating in different cities and provinces through direct service contracts with subnational authorities beyond these conventional prepaid sendees ten commercial banks nationwide also topped their own credit or debit cards with a public transport card function with deferred payment transfer discounts are applicable for up to times a day within a transfer time limit of minutes up to hour from pm to am the next day the user simply needs to tap his device on the sensors as heshe gets off the bus or exits the subway