the effects of climate change are being integrated into policy development through the concept of permanent adjustment this recognises that climate change is only one of a number of natural and socioeconomic processes that will drive the extent and magnitude of natural hazards the recurrence of torrents avalanches and other natural hazards has led to a policy of living with natural hazards and risks the relevant adaptation options in the austrian nas include support for individual risk prevention and management onestop shop for information about climate change adaptation and natural hazards provision of climaterelevant information improvement of early warning systems increased awareness of private insurance options promotion of technical options to protect assets sustainable landuse planning to avoid exposure of assets to natural disasters and water management through water retention and deliberate flooding to avoid discharge peaks additionally the nas includes a package of actions to improve disaster risk management such as increased flexibility in financing for disaster risk responses and extension of training courses for disaster risk management coverage