the use of such data by the oecd is without prejudice to the status of the golan heights east jerusalem and israeli settlements in the west bank under the terms of international law recent data indicate that about of colombians are now covered by health insurance arrangements progress in formal coverage has been accompanied by remarkable improvements over the last years in access to services by disadvantaged populations and increased health sector funding while reducing the participation of outofpocket payments as a source of health care financing with likely positive implications for overall levels of financial protection some of these challenges are common to countries at similar stages of economic development as colombia including a rapidly ageing population and declining workforce