{'rm': 'Sch’in patrun è stà assicurà cunter las consequenzas da la responsabladad civila e sch’il lavurant n’ha betg pajà main che la mesadad da la premia, appartegnan ils dretgs che derivan da l’assicuranza exclusivamain al lavurant.', 'en': 'Where an employer has taken out liability insurance and his employee has contributed at least half of the premiums, the employee has sole claim to the policy benefits.'}