{'rm': 'En spezial na chaschuna la constituziun d’ina obligaziun da cambiala en connex cun in debit existent u l’emissiun d’in nov certificat da debit u da cauziun betg ina novaziun dal debit vertent, nun ch’i vegnia concludì insatge auter.', 'en': 'In particular, in the absence of agreement to the contrary, novation does not result from signature of a bill of exchange in respect of an existing debt or from the issue of a new borrower’s note or contract of surety.'}