{'rm': 'Sch’i vegn repartì sin ils certificats da participaziun ina quota dal gudogn annual che surpassa il tschains usità per emprests da daners a lunga durada ch’èn vegnids concedids senza garanzias spezialas, sto in dieschavel da l’import che surpassa quest tschains medemamain vegnir assegnà al fond da reservas.', 'en': 'Where a portion of the annual profit is paid out to holders of shares in the cooperative and that portion exceeds the usual rate of interest for long-term loans without special security, one-tenth of the amount by which it exceeds the usual interest rate must likewise be allocated to the reserve fund.'}