{'rm': 'Sche las prestaziuns dal patrun e sche eventualas contribuziuns dal lavurant vegnan applitgadas per assicurar il lavurant cunter malsogna, cunter accidents, sur la vita, cunter invaliditad u en cas da mort tar ina interpresa ch’è suttamessa a la surveglianza da las assicuranzas u tar in’autra cassa da malsauns renconuschida, na sto il patrun betg transferir las prestaziuns u las contribuziuns tenor l’alinea precedent, sch’il lavurant ha ina pretensiun directa cunter l’instituziun d’assicuranza il mument ch’il cas assicurà capita.', 'en': 'Where the employer’s contributions and any made by the employee are used to take out health insurance, personal accident insurance, life assurance, disability insurance or whole life assurance in favour of the employee with a regulated insurance company or a recognised health insurance fund, the employer is not obliged to transfer the contributions as stipulated in the previous paragraph if an independent claim against the insurer would accrue to the employee on the occurrence of the event insured against.'}