This insurance protects your business if, for example, someone slips and falls in your store and sues you for negligence. Product liability insurance is the big one for a cosmetics line.
[header] How to insure your cosmetics line [title] Determine what business risks you face. [step] Insurance protects you from risk, but as a producer of cosmetics your risks may vary depending on where and how you produce your cosmetics and how you market and distribute them. [substeps] You need general liability insurance if you have a storefront where you sell your cosmetics.