However, you need to check them now so you can have an accurate understanding of what you owe. [substeps] You'll need to know the status of all of your accounts, including how many days past due they are and the total amount you owe.
[header] How to know when to file bankruptcy [title] Gather all your bills. [step] If you're contemplating filing for bankruptcy, you may feel that your financial situation is spiraling out of control. You may have neglected opening or looking at bills you receive.