If you understand the contract terms, you will be more likely to remember and comply with them. [substeps] If you have had a card for some time, but you never bothered to read the contract, call the customer service office.
[header] How to avoid credit card late fees [title] Read your contract carefully. [step] When you get a new credit card, read all parts of the contract carefully. In particular, study the section on payment requirements and the penalties for late payments.