If your employer or union does not offer short-term disability benefits, then you can purchase short-term disability on the marketplace. [substeps] To find a private plan that works for you, search the internet for " short-term disability private insurer.
[header] How to apply for short term disability benefits [title] Identify a provider. [step] You may be able to get short-term disability benefits through your employer or union, who insure the private plan. If so, then the premiums can be deducted from your paycheck.