FIRST AMERICAN BANK AND TRUST <FIAMA> YEAR NET
Shr 91 cts vs 1.25 dlrs
    Net 8,710,000 vs 11.7 mln
    Avg shrs 9,526,287 vs 9,362,379
    NOTE: Share adjusted for 10 pct stock dividend in May 1986.
    Net includes loan loss provisions of 12.7 mln dlrs vs
2,400,000 dlrs.
 Reuter
