The Elliot family is now in financial trouble. Kellynch Hall will be let, and the family will settle in Bath until finances improve. Baronet Sir Walter, the socially-conscious father and daughter Elizabeth look forward to the move. Anne is less sure she will enjoy Bath. Mary is married to Charles Musgrove of nearby Uppercross Hall, the heir to a respected local squire. Anne visits Mary and her family, where she is well-loved. The end of the war puts sailors back on shore, including the tenants of Kellynch Hall, Admiral Croft and his wife Sophia, who is the sister of Frederick Wentworth, now a wealthy naval captain. Frederick visits his sister and meets the Uppercross family, including Anne.