For the client who applied 98832 USD loan in 1996/1/3, when was his/her birthday?
SELECT T3.birth_date FROM loan AS T1 INNER JOIN account AS T2 ON T1.account_id = T2.account_id INNER JOIN client AS T3 ON T2.district_id = T3.district_id WHERE T1.date = '1996-01-03' AND T1.amount = 98832